Remote Deposit Capture Services. We may provide Remote Deposit Capture Services to you during the Term of this Agreement. We may establish certain criteria that customers are required to meet prior to being permitted to use Remote Deposit Capture Services, and we reserve the right to prohibit any person from using Remote Deposit Capture Services in our sole and absolute discretion. As used in this Section, “images” means electronic image and data files submitted by you to us in connection with the Remote Deposit Capture Services. Through our Remote Deposit Capture Services, we may allow you to transmit images to us for us to process for payment through the Federal Reserve System or other clearing networks and depositing into a Customer Account. We may prepare image replacement documents to facilitate the deposit and collection of items. You will be responsible for the accurate scanning of checks and for successfully transmitting accurate, complete, balanced, and readable images to us. You shall cause the image quality of each check image provided by you to satisfy the requirements of Applicable Law. You shall cause each check to be properly endorsed by all required persons prior to conversion of the check into a File. You shall not transmit check images to us that contain information which duplicates information you previously provided to us or that contains information with respect to checks that you have previously transferred to, deposited with, or attempted to clear through a third party. You shall not transfer to, deposit with, or attempt to clear through a third party or otherwise directly or indirectly ask any third party to make payment based on, the checks reflected in the check images transmitted to us. You shall ensure that the images accurately represent all of the information on the front and back of checks, including all endorsements. You shall maintain any original checks for which an image has been sent to us in a secure environment and shall destroy the original checks within thirty (30) days after successful transmission to us (unless doing so would be a violation of Applicable Law). You will be solely responsible for any liability resulting from further negotiation or transfer of any checks for which a check image has been submitted to us. All check images transmitted by you to us shall be the result of bona fide business transactions with non-affiliated third parties and no such images shall be directly or indirectly, for the benefit of any third party. You shall not t...
Remote Deposit Capture Services. Remote Deposit Capture Service allows you to remotely deposit paper checks from your mobile device to your Credit Union account by electronically transmitting a digital image of the paper check to the Credit Union. SYSTEM REQUIREMENTS To use this Service, you must meet the following criteria: • You must have a smart phone with an embedded camera and service plan that includes data and internet access. Third party fees may apply for data and Internet access. Contact your smart phone device carrier for additional information. • You must have the Westmark Credit Union Application installed on your smart phone device. The Westmark Mobile Application can be downloaded from your device’s application store. The Operating System version must be compatible with the latest version of the application as determined by your device’s application store. • You must be enrolled in the Mobile Banking Service. • Must have an active Westmark Checking Account in order to use Mobile Check Deposit
Remote Deposit Capture Services. Through the Bank’s Remote Deposit Capture Services, the Company may, from time to time, capture an electronic image of a check and transmit that image to the Bank over the internet through a web-based interface for deposit to a Company Account (the “RDC Services”). To be eligible to enroll in and use the RDC Services, the Company must be approved by the Bank. The Company agrees to provide the Bank with such financial, business and operating information as the Bank may reasonably request in connection with the Bank’s approval process. If approved, the Company shall be responsible, at the Company’s sole cost and expense, for acquiring and installing any hardware, including, but not limited to, a personal computer and an image scanner (the “Equipment”) required to access the RDC Services. The Company must use Equipment that meets the Bank’s technical requirements. The Company acknowledges and agrees that it is solely responsible, at the Company’s cost and expense, for the use, operation, performance and maintenance of all Equipment. The Company further acknowledges and agrees that it will perform or cause to be performed all vendor recommended maintenance, repairs, upgrades and replacements by properly trained personnel. The Bank shall not be liable to the Company for any malfunction, non-function, inaccuracy or other failure of the Equipment used by the Company to access the RDC Services, regardless of whether the Bank approved such equipment. The Company agrees to use the Equipment in a manner consistent with the terms of this Agreement and for no other purpose. The Company shall be responsible for installing and implementing any changes and upgrades to the Equipment that may be required by the Bank within five (5) days of notification thereof to ensure compliance with regulatory changes or developments, or to protect the integrity and security of the RDC Services. The Company shall be responsible for training its own employees on how to use the Equipment and RDC Services. The Company agrees that it will only submit checks for processing through the RDC Services that meet the definition of a “check” set forth in Federal Reserve Board Regulation CC, as amended from time to time (“Regulation CC”), and only those checks that are permissible under this Agreement, or such other items that Bank, in its sole discretion, elects to include in the RDC Services. The Company further agrees that it shall not process any Non-Qualifying Items through the RDC Services. For...
Remote Deposit Capture Services. We may provide Remote Deposit Capture Services to you during the Term through your access to the Online Banking Services. Remote Deposit Capture Services may be designated by us on the Web Site or in other communications or services as "XpressDeposit" or "Xpress Deposit" services. We may establish certain criteria that customers are required to meet prior to being permitted to use Remote Deposit Capture Services, and we reserve the right to prohibit any Person from using Remote Deposit Capture Services in our sole and absolute discretion. As used in this Section, "Files" means electronic image and data files regarding checks to be deposited, which image and data files are submitted by you to us in connection with the Remote Deposit Capture Services. Through our Remote Deposit Capture Services, we may allow you to transmit Files to us for us to process for payment through the Federal Reserve System or other clearing networks and depositing into a Customer Account or, if we allow in our sole and absolute discretion, an account other than a Customer Account. We may prepare image replacement documents to facilitate the deposit and collection of items. You will be responsible for the accurate scanning of checks and for successfully transmitting accurate, complete, balanced, and readable Files to us. All checks deposited using XpressDeposit must be endorsed as: “For mobile deposit at Signature Bank of Arkansas only,” followed by your full written signature. You will be required to create Files using a XXXXX compliant scanner or other Required Technology, as we determine from time to time. You shall cause the image quality of each File provided by you to satisfy the requirements of Applicable Law. You shall cause each check to be properly endorsed by all required Persons prior to conversion of the check into a File. You shall place an "electronically presented" legend and such other information required by us on the rear of each check immediately after each check shall be scanned. See the Section titled "Mobile Banking Services” for endorsement requirements regarding the Mobile Remote Deposit Capture (mRDC) functionality with respect to certain Signature2Go Mobility Apps. You shall ensure that the Files accurately represent all of the information on the front and back of checks, including all endorsements. You shall not transmit Files to us that contain information which duplicates information you previously provided to us or that contains information with respec...
Remote Deposit Capture Services. 17.1 INTRODUCTION. This Service Agreement contains terms and conditions specifically applicable to our Remote Deposit Capture (RDC) services, formerly referred to as Remote Image Deposit (“RDC Service”). In using the RDC Service, you agree to be bound by this Service Agreement, the TMS General Terms and Conditions (“TMS General Terms”) and the applicable User Guides.
Remote Deposit Capture Services. The Remote Deposit Capture (“RDC”) Service allows you to make deposits to your deposit accounts listed in the Cash Management Application and Enrollment Form or Cash Management Amendment Form and made a part hereof (each such deposit account an “Account” and, collectively, the “Accounts”) from your office by scanning checks on a desktop scanner and delivering the images and information required hereby to us or our designated processor (a “Processor”). The terms Bank, Us, We, Our, and Processor may be used interchangeably when used in relation to any services performed by a Processor on behalf of us including, but not limited to, the receipt and processing of images and check data and any notices related thereto. The scanner must capture an image of the front and back of each Check (as herein defined) to be deposited (each an “Image” and, if more than one, “Images”) in accordance with the Procedures (as herein defined), must read and capture the magnetic ink character recognition (“MICR”) line on each check and must read and capture all such other data and information as is required by this Agreement. After capture of the Images, the MICR line on each check and all other required data and information from each check, you will transmit one or more files containing the Images, the MICR line from each check and all other required data and information from or pertaining to all checks and all batched ACH (as herein defined) data and other required information (each such file a “File” and, if more than one, “Files”) to us or Processor via the Internet. Subject to compliance with the terms, provisions and conditions of, and as provided in, this Agreement, we will provisionally credit the Account or Accounts designated by you for the amount of the deposit(s) to which the File(s) pertains on the day of receipt of the File(s) and enter the images of the checks into the collection process, in accordance with the provisions of our then current deposit account agreement and disclosure pertaining to the Account(s) into which the deposit is to be made (the “Deposit Agreement”) and this Agreement. In addition, or as an alternative to transmitting images of checks, you may use the desktop scanner to initiate electronic signals for paperless debit entries through us to accounts maintained either by us or in other depository financial institutions by means of the Automated Clearing House (“ACH”). You agree that we may convert the Images to ACH entries on your behalf. You here...
