Group Insurance and Retirement Plans. 8.1. All group benefit plans shall remain in effect and shall not be changed or reduced with the signing of this MOU, except as mutually agreed, and shall hereby become a part of this MOU as is fully set forth herein; provided, however, except for the Retirement Plan, employees shall have the choice of accepting or rejecting the above-mentioned plans.
Group Insurance and Retirement Plans. 7.1 The Medical Plans, Drug Plan, Dental Plan, Vision Plan, Long Term Disability Plan, Flexible Spending Accounts Plan, Life Insurance Plan, Retiree Life Insurance, Pension Plan and Savings Plan(s) in effect as of January 1, 2017 shall continue to be available to eligible employees in accordance with the terms and conditions of those Plans, except as modified herein. The EPO and PPO Plan Design Changes for 2018, 2019 and 2020 shall be as shown on the Plan Design Changes Summaries attached to this Article. Notwithstanding any other provisions of this Article, for Plans in effect on January 1, 2012 and thereafter, the Company may increase any deductible or co-pay contribution by up to 25% in a calendar year. Domestic partner coverage will be made available in accordance with the Plans.
Group Insurance and Retirement Plans. 28.01 Employees who qualify for the retirement plan which is described in SDCL 3-12, known as the South Dakota Retirement System, shall be entitled to participate in said plan in accordance with the terms, conditions, and limitations of said plan.
Group Insurance and Retirement Plans. 8.1. The Medical Plans, Drug Plan, Dental Plan, Vision Plan, Long Term Disability Plan, Flexible Spending Accounts Plan, Life Insurance Plan, Retiree Life Insurance, Pension Plan and Savings Plan(s) in effect as of January 1, 2014 shall continue to be available to eligible employees in accordance with the terms and conditions of those Plans, except as modified herein. The EPO and PPO Plan Design Changes for 2015, 2016 and 2017, shall be as shown on the Plan Design Changes Summaries attached to this Article. Notwithstanding any other provisions of this Article, for Plans in effect on January 1, 2012 and thereafter, the Company may increase any deductible or co-pay contribution by up to 25% in a calendar year. Domestic partner coverage will be made available in accordance with the Plans. Effective January 1, 2015, the Company EPO Plan will be considered a “buy up” from the Company PPO Plan. The employee is responsible for any premium cost above and beyond the Company contribution for the PPO Plan –if the premium for the EPO Plan is higher than the premium for the PPO Plan. Effective January 1, 2015, employees who enroll in any Medical Plan option will be responsible for the full amount of the Transitional Reinsurance Fee and the Patient Centered Outcome Research Fee required by the Patient Protection and Affordable Care Act (PPACA). Payment for these taxes and fees will be made through payroll deduction in the same manner as the employee’s premium contributions. The Company may make changes, additions, or deletions to these plans, and may drop or add plans, provided:
Group Insurance and Retirement Plans. Synopsis of New Benefit Plans for IAM Represented Employees Medical and Dental Plan Options Two Medical Plan Options Available through PHS ………………….. 74 Coordinated Care (CORE) Plan (CCP) …………………………………… 75 CCP Prescription Coverage ………………………………………………… 75 Consumer Directed (Enhanced) Health Plan (CDHP) ……………….. 75 CDHP Prescription Coverage ……………………………………………… 76 Medical Plan Monthly Contributions 8/1/2010 thru 6/30/2011 .. 77 Two Dental Plan Options Available ……………………………………… 77 Dental Plan Monthly Contributions 8/1/2010 thru 6/30/2011 … 77 Health Care and Dependent Care Spending Accounts ……………… 77 Welfare Coverage (includes) - Weekly Disability, Basic Life Insurance, Supplemental Life Insurance, Basic AD&D, Supplemental AD&D and Business Travel Accident Insurance ….. 78 Retirement and Savings ……………………………………………………. 78 Retiree Medical ……………………………………………………………….. 79 Benefits at a Glance Coordinated Care (CORE) Plan …………………………………………… 84 Consumer Directed (Enhanced) Plan ……………………………………. 88 Dental HMO (Premier) Plan ………………………………………………… 92 Dental PPO (Preferred) Plan ……………………………………………….. 93 ARTICLE 13 - HEALTH AND SAFETY ………………………………… 93 Section 13.1. Mutual Objective …………………………………………. 93 Section 13.2. Health and Safety in the Workplace …………………. 93 TABLE OF CONTENTS Section 13.3. Joint Programs ………………………………………… 94 Section 13.4. Drug and Alcohol-Free Workplace ………………… 95 Section 13.5. First Aid/Personal Protective Equipment …………. 95 Section 13.6. Joint Committee on Health Care Cost & Quality … 96 ARTICLE 14 - MISCELLANEOUS ……………………………………… 98 Section 14.1. Inventions ………………………………………………… 98 Section 14.2. Sabotage ………………………………………………… 98 Section 14.3. Investigatory Interviews ……………………………… 98 Section 14.4. Bulletin Boards ………………………………………… 99 Section 14.5. No Discrimination ………………………………………. 99 Section 14.6. Subcontracting ………………………………………… 100 Section 14.7. Masculine - Feminine References …………………… 101 Section 14.8. Technology ……………………………………………… 101 Section 14.9. High Performance Work Organization ……………… 101 Section 14.10. Career Development ……………………………………. 102 ARTICLE 15 - STRIKES AND LOCKOUTS ………………………… 103 Section 15.1. Strikes and Lockouts …………………………………… 103 ARTICLE 16 - WORKFORCE …………………………………………… 103 Section 16.1. Lateral Transfers and Change in Classifications 103 Section 16.2. Promotion …………………………………………………. 104 Section 16.3. Layoff ……………………………………………………… 105 Section 16.4. Temporary Layoffs ………………………………………. 105 Section 16.5. Recall ………………………………………………………. 105 Section 16...
Group Insurance and Retirement Plans. 3 Synopsis of New Benefit Plans for 4 IAM Represented Employees 6 The following is a summary of coverage for plans offered.
Group Insurance and Retirement Plans. 7.1 The Citizens Medical Plans, Drug Plan, Dental Plan, Vision Plan, Long Term Disability Plan, Flexible Spending Accounts Plan, Life Insurance Plan, Retiree Life Insurance, Pension Plan and Savings Plan(s) in effect as of January 1, 2007 shall continue to be available to eligible employees in accordance with the terms and conditions of those Plans, except as modified herein. The EPO and PPO Plan Design Changes for 2008, 2009, 2010, and 2011 shall be as shown on the Plan Design Changes Summaries attached to this Article. Notwithstanding any other provisions of this Article, for Plans in effect on January 1, 2008 and thereafter, the Company may increase any deductible or co-pay contribution by up to 25% in a calendar year; for the PPO Plan, the Company may increase the annual out of pocket maximum as follows: 2008 - $4000/7500; 2009 - $4500/8000; 2010 - $5000/8500, and 2011 - $5500/9000. Domestic partner coverage will be made available in accordance with the Plans. The Company may make changes, additions, or deletions to these plans, and may drop or add plans, provided:
Group Insurance and Retirement Plans. Synopsis of New Benefit Plans for IAM Represented Employees The following is a summary of coverage for plans offered. Benefits will be effective July 1, 2023. Coordinated Care (Core) Plan (CCP) You must choose a primary care physician (PCP) who will coordinate your care and refer you to specialist when necessary. Benefits are higher when you obtain care from a CCP network provider. Generally network coverage is provided at 100% after a copay and 60% after the deductible when you do not use a network provider. You will pay a lower office visit copay when you use high performing providers. Coverage Level Network Deductible Out-of-Network Deductible Network Out-of-Pocket Maximum (excluding deductible) *maximums were introduced after 2010 due to a change in law. Out-of-Network Out-of-Pocket Maximum (excluding deductible) Employee None $600 $5,350 $1,500 Employee + Spouse None $1,200 $10,700 $2,250 Employee + Child (ren) None $1,200 $10,700 $2,250 Family None $1,800 $10,700 $3,000 CCP Prescription Coverage Prescription coverage will be available when purchased at a network retail pharmacy or through the mail service program. Your copay amounts for network coverage are shown below: Network Retail Prescriptions $8 copay generic (30-day supply) $15 copay formulary $30 copay non-formulary Network Mail Service Prescriptions $16 copay generic (90-day supply) $30 copay formulary $60 copay non-formulary Consumer Directed (Enhanced) Health Plan (CDHP) Under this plan, you will manage your care and how your health care dollars are spent. You may use any provider to receive care but will receive higher benefits (90%) when you use a network provider than when you use an out-of-network provider (60%). The Company will make a contribution to a Personal Care Account (PCA) ranging from $500 to $1,500 depending on your coverage level. Unused funds will be carried over to the next year. This plan has a network deductible and an out-of-pocket maximum. See below: Coverage Level Network Deductible Out-of-Network Deductible Network Out-of-Pocket Maximum (excluding deductible) Out-of-Network Out-of-Pocket Maximum (excluding deductible) Employee $1,000 $2,000 $1,000 $2,000 Employee + Spouse $1,750 $3,500 $1,500 $3,000 Employee + Child (ren) $1,750 $3,500 $1,500 $3,000 Family $2,500 $5,000 $2,000 $4,000 CDHP Prescription Coverage Prescription coverage will be available when purchased at a network retail pharmacy or through the mail service program. Your copay amounts for network covera...
Group Insurance and Retirement Plans. 8.1. The medical plans, drug plan, dental plan, vision plan, long term disability plan, flexible spending accounts plan, life insurance plan, retiree life insurance, pension plan and savings plan(s) in effect as of January 1, 2011 shall continue to be available to eligible employees in accordance with the terms and conditions of those plans, except as modified herein. The EPO and PPO Plan Design Changes for 2012, 2013, and 2014 shall be as shown on the Plan Design Changes Summaries attached to this Article. Notwithstanding any other provisions of this Article, for Plans in effect on January 1, 2012 and thereafter, the Company may increase any deductible or co-pay contribution by up to 25% in a calendar year. Domestic partner coverage will be made available in accordance with the Plans. The Company may make changes, additions, or deletions to these plans, and may drop or add plans, provided:
Group Insurance and Retirement Plans. 7 As defined in the Summary Plan Description and described in the summary. The Summary Plan 9 Description will be printed at a later date. 10 11 12
