Using Your Personal Information. We and our service providers will use, disclose and retain your Cardholder Information to process your application for a Card (including to verify your identity) and, if a Card is issued to you, to provide you with services relating to your Card (including to administer your Card and to process your Card transactions), to protect against fraud and for legal compliance purposes, to perform and enforce this Agreement, to protect and enforce our legal rights and for other purposes required or permitted by Applicable Law. We will disclose your Cardholder Information to our service providers to assist us to provide services to you and to provide related services to us. We maintain physical, electronic and procedural security measures that comply with Canadian regulations to safeguard Cardholder Information. We and our service providers may use and store your Cardholder Information at facilities in various countries (including Canada and the United States of America). The personal information protection laws of those countries might be different from the laws of the jurisdiction in which you are located, and might permit courts, government, law enforcement and regulatory agencies and security authorities to access your Cardholder Information without notice. The laws on data protection in other jurisdictions, to which we may transfer your information, may differ from those in your jurisdiction and any personal information transferred to another jurisdiction will be subject to law enforcement and national security authorities in that jurisdiction. Subject to these laws, we will use reasonable measures to maintain protections of your personal information that are equivalent to those that apply in your jurisdiction. You hereby give your consent to such cross-border transfers (including to the United States) of such personal information to third parties for the purpose set out above. We will use and rely on your Cardholder Information to issue and administer your Card and provide related services. We and our service providers will rely on you to ensure that your Cardholder Information is accurate, complete and up to date. You will promptly inform us (by contacting Customer Service at 0-000-000-0000) of any changes to your Cardholder Information or if you discover any errors in your Cardholder Information. You may communicate with us through our customer service number with regards to requests to access information related to you that we have obtained. If such informa...
Using Your Personal Information. We may use this Personal Information for the purposes communicated to you at the time of collection or in your agreement(s) with us, including to: • verify your identity and to authenticate you when you contact us or we contact you; • evaluate and process your application, account, transaction and reports; • set up your accounts and provide ongoing service; • provide you with products and services you have requested; • communicate with you, including to respond to your inquiries; • understand your product and service requirements; • market a product or service, either directly or through a service provider, partner or third party; • determine your eligibility for some of our products and services and offer them to you; • help manage and assess our risks, operations and relationship with you; • prevent, detect or investigate fraud or criminal activity; • comply with legal, regulatory, governmental and contractual requirements. We may also use your Personal Information for other purposes with your consent or as permitted or required by law. If for any reason your information is required to fulfill a different purpose then that of your original intent, we will ask for your consent before we proceed. Sharing Your Personal Information We may share your Personal Information: • with Maple Finance partnering companies • with our employees, agents, service providers and any other entities that perform services on our behalf (collectively, 'service providers'). You acknowledge that some of our service providers may be located outside of Canada and as such your Personal Information may be accessible to governmental, national security and regulatory authorities in accordance with the laws of these jurisdictions; • with other organizations or agents with whom you have arrangements and to whom you have provided consent directly; • with other financial institutions to process payments or to verify information such as your identity and income; • with payment card networks in order to operate or administer the payment card system that supports the products, services or accounts you may have with us; • to meet requests for information from regulators; • to satisfy legal, audit, insurance, self-regulatory and regulatory requirements applicable to us; • in any negotiations for the sale or assignment or proposed sale or assignment of all or part of our business or assets (including the sale of mortgages) and to our successors and assigns who may use the information for similar...
Using Your Personal Information. This information may be used from time to time for the following purposes: ■■to verify your identity and investigate your personal background;
Using Your Personal Information. We take your privacy seriously and comply with all relevant privacy laws. This section explains how we use your Personal Information (and that of your Related Persons). By accepting our offer to provide you with this Agreement you are permitting us to collect, hold, use and share your Personal Information as set out in this clause 21.
Using Your Personal Information. We have set out below, in a table format, a description of all the ways we plan to use your personal data, and which of the legal bases we rely on to do so. We have also identified what our legitimate interests are where appropriate. Note that we may process your personal data for more than one lawful ground depending on the specific purpose for which we are using your data. Please contact us if you need details about the specific legal ground we are relying on to process your personal data where more than one ground has been set out in the table below. Purpose/Activity Type of data Lawful basis for processing including basis of legitimate interest To register you as a new customer (a) Identity (b) Contact Performance of a contract with you To provide our products and services to you including: (a) Manage payments, fees and charges (b) Collect and recover money owed to us (c) To detect fraudulent and unlawful use of our products and services (d) to provide you with access to your account data through our UI (a) Identity (b) Contact (c) Financial (d) Transaction (e) Marketing and Communications (a) Performance of a contract with you (b) Necessary for our legitimate interests (to recover debts due to us) To manage our relationship with you which will include: (a) Notifying you about changes to our terms or privacy policy (b) Asking you to leave a review or take a survey (a) Identity (b) Contact (c) Profile (d) Marketing and Communications (a) Performance of a contract with you (b) Necessary to comply with a legal obligation (c) Necessary for our legitimate interests (to keep our records updated and to study how customers use our products/services) To enable you to partake in a prize draw, competition or complete a survey (a) Identity (b) Contact (c) Profile (d) Usage (e) Marketing and Communications (a) Performance of a contract with you (b) Necessary for our legitimate interests (to study how customers use our products/services, to develop them and grow our business) To administer and protect our business, our UI and website (including troubleshooting, data analysis, testing, system (a) Identity (b) Contact (c) Technical (a) Necessary for our legitimate interests (for running our business, provision of administration and IT services, network security, to prevent fraud and in the
Using Your Personal Information. 23.1 How the Managing Person uses Your personal information, which shall include sharing Your personal data with Your Supplier, is set out in full in the document entitled Ripple Energy’s Privacy Policy, as may be updated from time to time. A copy is available at xxxxx://xxx.xxxxxxxxxxxx.xxx/privacy-policy.
Using Your Personal Information. This information may be used from time to time for the following purposes: ◾ to verify your identity and investigate your personal background; ◾ to open and operate your account(s) and provide you with products and services you may request; ◾ to maintain up to date records; ◾ to manage our risks and operations, and detect and prevent fraud or suppress financial abuse; ◾ to better understand your financial situation; ◾ to determine your eligibility for products, services, programs and promotions; ◾ to manage and administer loyalty programs and promotions; ◾ to help us better understand the current and future needs of our clients; ◾ to communicate to you any benefit, feature and other information about products and services you have with us; ◾ to facilitate the operation of payment networks including to process transactions and resolve disputes; ◾ to help us better manage our business and your relationship with us; ◾ to create aggregated and anonymous information, statistics, and reports and to generate data insights, analysis, and predictive models; and as required or permitted by law. We may also use this information as described in “Other Uses and Disclosures of Your Personal Information” below.
Using Your Personal Information. Personal information which you have supplied to us may be used in a number of ways, for example: To make a decision about granting a tenancy with you acting as a guarantor To confirm identity and obtaining references Debt collection The information provided may be shared with the landlord for the purpose of dealing with this application. This includes any reports obtained. We may pass your information to carry out any checks on our behalf but we will not disclose any information to any other individual or company except to prevent fraud or if required to do so by law. Checks conducted may include: Identity confirmation Conduct of current or previous tenancies with other landlords or agents Employment confirmation Confirming and assessing affordability Confirming the contents of this application If a tenancy is granted Where a tenancy is offered or granted, the information you have provided will act as part of a tenancy agreement. If a tenancy is NOT granted Where a tenancy is not offered, the information you have provided will not be kept for longer than necessary and then destroyed. Access to your personal information Under the Data Protection Xxx 0000 and the General Data Protection Regulations 2016, you have the right to know what information we hold about you. Upon request the landlord/agent will provide you with information about the personal information we hold about you. PLEASE NOTE: No application will be processed without being fully completed and all documentation submitted.
Using Your Personal Information. We may use this Personal Information for the purposes communicated to you at the time of collection or in your agreement(s) with us, including to: • verify your identity and to authenticate you when you contact us or we contact you; • evaluate your current and ongoing creditworthiness, including by obtaining credit reports; • evaluate and process your application, account, transaction and reports; • set up your accounts and provide ongoing service; • provide you with products and services you have requested; • communicate with you, including to respond to your inquiries; • understand your product and service requirements; • market a product or service, either directly or through a service provider, partner or third party; • determine your eligibility for some of our products and services and offer them to you; • help manage and assess our risks, operations and relationship with you; • prevent, detect or investigate fraud or criminal activity; • collect amounts owing to us; • maintain the accuracy and integrity of information held by a credit reporting agency; and • comply with legal, regulatory, governmental, and contractual requirements. We may also use Personal Information we collect when you register or use our online banking or mobile banking platforms to: • assist and guide you through the onboarding/ sign up process through timely messages and contextual pop-ups; to understand your onboarding/ sign up journey and source; • understand who you are, your needs, and how you use products and features, including the monitoring of your current product portfolio, balances, funding levels, and activity; • target or personalize your banking experience and predict, generate and deliver tailored messaging, promotions, insights, recommendations, and walkthroughs based on information that we have collected, including information we have collected through your digital activities on Equitable digital channels; • determine your eligibility for incentives, such as bonus interest, fee waivers and discounts to try new products and services or encourage continued use of your existing products and services; • inform you about relevant new and existing products and features via pop-up messaging; • identify friction points in your navigation journey and deliver immediate support and guidance; • aggregate data across web and mobile to optimize your overall banking experience; • track the specific Equitable ad that you selected, the site activity associated with each marketin...
Using Your Personal Information. 100 In order to provide our services to you, we may collect, use, share and store personal data about you. In doing so we are bound by the Data Protection Act 1998 (‘‘DPA’’) which governs how we may use your personal information and provides you with certain rights in respect of your information. 101 In order to provide the services under our Agreement, we may also process personal information which you have supplied to us or which has been supplied to us by a third party (such as, for example, a pension provider) relating both to you and to other individuals, such as your spouse. Where you provide us with information about another individual you confirm that you have obtained their prior consent to provide this information to us and for us to process it in order to provide our services. Records of your personal information will be held in accordance with the DPA and shall not be kept for longer than is necessary. 102 You confirm we may use or disclose your personal information for the purposes of providing our services, administering your account, confirming your identity to meet the requirements of anti-money laundering legislation and regulation, carrying out credit checks, advising you about Brewin Dolphin, BrewinsDirect, or our services or for other marketing purposes (as set out in clauses 106 and 107 below), recovering a debt and preventing fraud. By completing the relevant section in the Account Opening Form you consent to us doing so and also allow us to share your personal information within our group structure for these purposes. 103 Credit checks are normally not performed. We do, however, reserve the right to do so. If we carry out a credit check, the check will be undertaken by a licensed credit referencing agency, which will retain a record of that check. This information may be used by other firms, financial institutions and other retail businesses in assessing applications for credit by you and members of your household and for occasional debt tracing and fraud prevention purposes. By signing the Account Opening Form you consent to these checks being undertaken. Details of the credit check service we use are available upon request. 104 We will keep your personal information confidential and only disclose it to our agents, business partners and contractors for the purposes set out in clause 102, as well as to regulatory authorities, stock exchanges, clearing houses, share registrars, statutory and government bodies, and to persons who provi...
