Debit Cards. I understand and agree that My use of the Card is subject to the terms, conditions and disclosures set forth in the Robinhood Debit Card Agreement, which has been provided to Me in connection with the opening of My Account and which I may access on the Website. I understand and agree that I cannot request a Card for another person to use. I agree, however, that if I permit another person to have access to use My Card or Card number (an "Authorized Card User"), I am authorizing all Card transactions by such person and I agree that there are no limits to my authorization. I accept all liability with respect to the Card transactions effected by Me and any Authorized Card Users. I further agree that I may terminate the authority of an Authorized Card User only by contacting email@example.com, to cancel my Card. I agree that the cancellation of My Card is effective only after Robinhood has a reasonable period to act on My notice. If My Card is cancelled, I agree to destroy, or if requested by Robinhood, return the Card to Robinhood. I acknowledge that I will be responsible for any Card transactions that are processed because of My failure to destroy or return the Card following cancellation. If My Account includes margin privileges, I agree that transactions that exceed My free credit balances and deposits in the Sweep Service may result in margin credit being extended to My Account, for which I will be charged interest. I agree to review the Margin Disclosure Statement, which is available at xxxxx://xxxxx.xxxxxxxxx.xxx/legal/.
Debit Cards. The types of transactions and dollar limitations are set by the financial institution which owns the actual ATM and/or the servicing network it is linked with. You may access your account(s) through an ATM by using a card with ATM access capabilities and inputting your PIN. In addition, you may access your checking account(s) to purchase goods, pay for services, and obtain cash advances from participating merchants and financial institutions. Tap Access. A contactless chip card allows you to tap your debit card against a reader, in addition to inserting or swiping your Card. Look for the contactless symbol at contactless-enabled merchant terminals, ATMs and transit turnstiles. Tap or hold your contactless Card near the contactless symbol on the checkout terminal. Some merchants may ask you to enter your PIN or sign for debit card transactions. If a contactless terminal isn’t available, just insert or swipe your Card. Accounts Using Cards And/Or PINs. You cannot use the Card and/or PIN to transfer money out of your account until we have validated it. If you do not want the use of the Card, please destroy it by cutting it in half and notifying us immediately. Your PIN is issued for security purposes. It should remain confidential and not be disclosed to a third party. Business Day Disclosure. Our business days are Monday through Friday. Saturday, Sunday and federal holidays are excluded. Terminal Transfers. You can obtain a receipt at the time you make any transfer from your account(s) using an ATM.
Debit Cards an electronic payment card tied to a bank account of a Device User or Customer which is processed either by entry of a PIN (Online Debit Card) or processed like a Credit/Charge card (Offline Debit Card). Device User or Customer – a customer entering into a transaction for goods or services with an Authorized User who uses a Point of Sales (POS) Terminal to make a payment in connection with such transaction. Electronic Check (or e-Check) – is a form of digital payment that serves the same function as a physical check. Electronic Draft Capture (EDC) – A system in which the transaction data is captured at the merchant location for processing and storage. Electronic Value Transfer Administrator (EVTA) – the New York State Office of General Services. Interchange Fee – a fee imposed by a Card Association that is passed through to the Authorized User. Interchange Pass Through Pricing (Interchange Plus Pricing) – A pricing model whereby all interchange fees and assessments will be passed on directly from the Contractor to the Authorized User. Contractor will charge a per transaction fee to be added to the interchange fees and assessments that are passed on directly to the Authorized User. This pricing model is also known as “Interchange Plus” pricing. Member – The bank or financial institution utilized to process payments, which is a required signatory to the Contract. Merchant – the Authorized User. Merchant Category Codes (MCCs) – numbers that classify businesses by what they sell or the service they provide. These four-digit codes are assigned by the payment card organizations (Visa, MasterCard, Discover and American Express as well as any other card network as required by the Authorized User.) Merchant Identification Number (MID) – a unique Merchant ID Number (MID) that identifies an Authorized User (merchant) to the processor and the banking institution which authorizes transactions, and subsequently deposits the funds. MWBE – shall refer to a business certified with NYS Empire State Development (“ESD”) as a Minority- and/or Women-owned Business Enterprise. National Automated Clearing House Association (NACHA) – the organization that establishes the standards and rules followed by financial institutions for transferring payments through the ACH Network. NACHA is the overseer of the ACH Network. Net Depositing or Net-Billing – the depositing of funds by Contractor into an Authorized User’s account in an amount reflecting the total face value of the Authorized ...
Debit Cards. 16.1 The Bank may at its discretion, upon receipt of the Accountholder’s application, issue to the Accountholder a debit card (the “Debit Card” which term shall include any replacement or renewal thereof).
Debit Cards. You can use your Debit Card to withdraw funds from your checking account at ATMs and purchase goods or services at point-of-sale terminals up to specific dollar limits which may vary based on the type of account during a 24-hour period. eChecking Debit Card Daily Limits Cash Withdrawals $800 POS $1,500 ADDITIONAL CERTIFICATE OF DEPOSIT ACCOUNT DISCLOSURES Early Withdrawal Penalties for Term, Jumbo, Ramp-Up and Ramp-Up Plus CDs Customers with the CD products listed above agree to keep their funds on deposit for a fixed period of time. Unless otherwise provided, partial withdrawals are not permitted. If we permit an early withdrawal of principal, we may impose an early withdrawal penalty on the amount withdrawn as follows: CD or IRA CD Term Early Withdrawal Penalty 1 year or less 3 months simple interest More than 1 year to 3 years 6 months simple interest More than 3 years 12 months simple interest All withdrawals, including withdrawals of available interest and any early withdrawal penalties, will reduce earnings. Any withdrawals which reduce the account balance below the minimum balance requirement will require that the account be closed and shall be subject to the appropriate early withdrawal penalty.
Debit Cards. As a condition of opening certain accounts, you agree that we may automatically issue you a debit or ATM card. However, activating your card is not required to keep your account open. You can use your card as follows: At ATMs to: • Withdraw cash; • Transfer money; • Check your balances; • Deposit cash or checks; • Make payments to qualifying cards and loans; • Obtain a copy of recent account activity. You can use your debit card at participating merchants to: • Purchase goods and services. Purchases are subtracted from your primary account. If you have arranged with your merchant to make recurring payments, you must notify the merchant if your card number or expiration date has changed or your debit card is closed. We may also provide the merchant or the participating network your new account number and expiration date. • Withdraw cash while making a purchase using your PIN if the merchant permits the cash-back option. • Send or receive payments from another person, or receive payments from a business by providing your card number to third-party payment services. At participating financial institutions to: • Withdraw funds at a teller. Withdrawals are subtracted from your primary account. You will be charged a Non-ATM Cash Fee.
Debit Cards. We may provide you with an ATM Card, Debit Card or other device or security code to access your account electronically or you may be required to create one or more security codes to access your account electronically. Please review the agreement that governs the use of and that comes with the card, device or the security code carefully. You agree to use the card, device or security code only in the manner and for the purposes described in the applicable agreement. If you attempt to use the card, device or security code in any other manner or for any other purpose, we may reject the transaction, or at our discretion, we may complete it without incurring any obligation to honor the same type of transaction in the future. We may terminate a card, device or security code at any time without notice to you. In order to prevent unauthorized access to your account, you agree to maintain the confidentiality and security of the card, device or security code. You agree to notify the Program Manager immediately if you believe your card, device or security code may have become subject to unauthorized use. We may suspend or cancel your card, device or security code even without receiving such notice from you if we suspect your card, device or security code is being used in an unauthorized or fraudulent manner. You agree that the use of the security code constitutes a commercially reasonable security procedure for you. You understand that anyone who obtains your security codes may access your accounts and may initiate transactions on your accounts. If you permit any other person to use your card or your security code or other means to access your accounts, you are responsible for all transactions initiated by such person. ATM Safety and Security. The following are some tips on exercising care when using an ATM: ● If there are any suspicious circumstances, do not use the ATM. ● If you notice anything suspicious while transacting business at the ATM, cancel the transaction, pocket your Card and Leave. ● Inspect the ATM before use for possible tampering or unauthorized attachments that could capture your Card or PIN information. ● Be careful when using the ATM and be aware of the surroundings, especially at night or in an isolated area. ● Park near the ATM in a well-lighted area. ● At night, have someone accompany you when possible. ● Do not approach a dark ATM. ● Do not accept assistance from anyone while using the ATM. ● Do not display your cash; pocket it and then count ...
Debit Cards. 9.1 Loss or misuse of your Debit Card: If the card is lost, stolen or misused, or you suspect that someone knows the PIN, you must telephone us immediately on 000 00000000/884 (if calling from overseas, please dial +00 00 00000000) and then send written confirmation as soon as possible to ICBC (London) plc, Customer Services, 00 Xxxx Xxxxxxx Xxxxxx, London EC4N 7BG, England.
Debit Cards. Exhibit 3.13 attached hereto sets forth an accurate and complete listing of all debit cards issued on the Transferred Accounts.