Common use of Debit Cards Clause in Contracts

Debit Cards. You can use your Debit Card to withdraw funds from your checking account at ATMs and purchase goods or services at point-of-sale terminals up to specific dollar limits which may vary based on the type of account during a 24-hour period. eChecking Debit Card Daily Limits Cash Withdrawals $800 POS $1,500 ADDITIONAL CERTIFICATE OF DEPOSIT ACCOUNT DISCLOSURES Early Withdrawal Penalties for Term, Jumbo, Ramp-Up and Ramp-Up Plus CDs Customers with the CD products listed above agree to keep their funds on deposit for a fixed period of time. Unless otherwise provided, partial withdrawals are not permitted. If we permit an early withdrawal of principal, we may impose an early withdrawal penalty on the amount withdrawn as follows: CD or IRA CD Term Early Withdrawal Penalty 1 year or less 3 months simple interest More than 1 year to 3 years 6 months simple interest More than 3 years 12 months simple interest All withdrawals, including withdrawals of available interest and any early withdrawal penalties, will reduce earnings. Any withdrawals which reduce the account balance below the minimum balance requirement will require that the account be closed and shall be subject to the appropriate early withdrawal penalty.