Retirement Planning. Section 1. A unit member shall be permitted to travel to the Police Fire Disability and Pension Fund offices in Columbus, Ohio for the purposes of planning for retirement from the Police Division. Request for leave will be documented on a Leave Application Form (L.A.C.) as Police Pension Leave, and will be considered the officer’s regular work time for that day. The following provisions apply:
Retirement Planning. Each eligible employee is allowed leave with pay to attend up to two retirement planning programs. You may choose to attend a seminar more than twice, but such leave is at your expense and your absence is at the discretion of your employer. You may not attend more than one seminar per fiscal year.
Retirement Planning. Once a year, the Public Authority will provide information and facilitate education and access to private retirement savings options for the IPs. The PA will make no contribution to these retirement private retirement savings accounts. Any accounts or investment options will be at the sole option of and responsibility of the individual IP.
Retirement Planning. It is important to know whether the money you are saving towards retirement will provide you with sufficient funds to meet your retirement objectives. We can work with you to proactively plan for your retirement and help you decide on the options available once at retirement.
Retirement Planning. It’s important to know whether the money you are saving towards retirement will provide you with sufficient funds to meet your retirement objectives. We can work with you to proactively plan for your retirement and help you decide on the options available once at retirement. Protection planning: Most of us want to protect the things that are important to us, our family, business and quality of life. Protection planning can help to provide peace of mind in the event of your income changing due to unexpected events. We can help you plan for the best way to protect you, your family or your business. Mortgage advice: Whether you’re buying your first home, moving home or looking to re-mortgage, our mortgage services are designed to provide you with the best mortgage solution for your needs. We’ll only start work once we have agreed our services and charges with you. We’ll give you a copy of our Client Agreement – Investment Mortgage and Protection (Service and Payment Agreement) which will set out the services we have agreed to provide and confirm how much this will cost. Our advice We offer independent investment advice. This means that we consider a wide range of financial strategies and products. We are constantly reviewing the market to ensure that the services and products we offer are appropriate for our clients. Where we recommend particular investment strategies and products to you, these will be selected based on your personal circumstances, financial goals and objectives. We’ll consider a number of factors, including the services you need, the cost of investing, how much risk you are prepared to accept in an investment product and how much of a drop in its value you could withstand. The areas we can advise on include: Life assurance Unit trusts Investment bonds Open ended investment companies Pensions ISAs Annuities Phased retirement & income drawdown Term assurance Critical illness cover Income protection We don’t provide advice in relation to individual share holdings. If this is something you need assistance with, we can refer you to a stockbroker. We don’t provide advice on options, futures and other derivative contracts as we believe that these are unlikely to be suitable for our clients Our services may also include advice on investments relating to Unregulated Collective Investment Schemes (UCIS). Accordingly, you should carefully consider whether such investments are suitable for you in light of your personal circumstances and the financial re...
Retirement Planning. Recognize the importance of retirement planning. • Analyze your current assets and liabilities for retirement. • Estimate your retirement spending needs and assess the legal aspects of estate planning. • Distinguish among various types and formats of xxxxx. Curriculum Articulation Agreement BAF 101 Signature Page By signature of this agreement, it is agreed that faculty have articulated the competencies of the high school program and the HGTC course and agreed that students who have mastered the named competencies with a program grade of 80 or higher are eligible for Technical Advanced Placement for the above named HGTC course. Horry County Schools School Teacher Date Phone Email CFHS Xxxxxxx Xxxx 1/20/00 000-000-0000 xxxxx000@xxxxxxxxxxxxxxxxxx.xxx CFHS Xxxx Xxxxxx 1/20/00 000-000-0000 xxxxxxx@xxxxxxxxxxxxxxxxxx.xxx ATA Xxxxxxx Xxxxxxx 1/20/00 000-000-0000 xxxxxxxx@xxxxxxxxxxxxxxxxxx.xxx SJH Xxxxxx Xxxxxxx 2/20/00 000-000-0000 xxxxxxxx000@xxxxxxxxxxxxxxxxxx.xxx Horry Georgetown Technical College HGTC Xxxxxxx Xxxx Date Phone Email Xxxxxxx Xxxxxx, Chair 07/30/2018 843-349-7559 xxxxxxx.xxxxxx@xxxx.xxx Administrative Approval Signatures Xxx Xxxxxx 07/30/2018 Director of CATE for HCS Date _T’Mars XxXxxxxx 07/30/2018 Associate Xxxx for HGTC Date Agreement is valid only for schools that have faculty members’ review and sign-off on agreement with HGTC faculty. Curriculum Articulation Agreement For BUS 101 Introduction to Business (HGTC Course Prefix and Number) Participating faculty of Horry County Schools (HCS) and Horry Georgetown Technical College (HGTC) have reviewed the course competencies and agreed that completers of Virtual Enterprise (high school program) who satisfactorily complete the following competencies, with an overall grade of 80, as indicated by instructor initials, are eligible for Technical Advanced Placement for the above-named course at HGTC. HGTC Competencies: Competencies
Retirement Planning. It’s important to know whether the money you are saving towards retirement will provide you with sufficient funds to meet your retirement objectives. We can work with you to proactively plan for your retirement and help you decide on the options available once at retirement. Protection planning: Most of us want to protect the things that are important to us, our family, business and quality of life. Protection planning can help to provide peace of mind in the event of your income changing due to unexpected events. We can help you plan for the best way to protect you, your family or your business. We’ll only start work once we have agreed our services and charges with you. Part 2 of this Agreement will set out the services we have agreed to provide and confirm how much this will cost.
Retirement Planning. Before retirement we will create a realistic and sustainable action plan, which will test out different retirement options At retirement we will advise you on your options and recommend the best course of action for you Cash Flow Modelling Upon request £225 £345 £475 Working with other Professionals We will communicate effectively with and will introduce you to Chartered Accountants, Solicitors and other suitable professionals as needs arise We will provide any other professional with copies of your valuations and/or our advice with regard to tax mitigation and reporting, when instructed by you (the client) Charge for ongoing advice, monitoring and servicing of your portfolio 0.5% per annum 0.75% per annum 1% per annum 1% per annum Examples of how our fees are calculated Here are some examples of how our fees could work: • If you received our ongoing service for a portfolio of £75,000 you would receive our Bronze service and our fee would be 0.5% - £375 per annum • If you received our ongoing service for a portfolio of £175,000 you would receive our Silver service and our fee would be 0.75% - £1,312.50 per annum • If you received our ongoing service for a portfolio of £400,000 you would receive our Gold service and our fee would be 1% - £4,000 per annum • If you received our ongoing service for a portfolio of £650,000 you would receive our Platinum service and our fee would be 1% - £6,500 per annum How can our fees be paid? Our fees can be paid in a number of ways: • You can settle our fee by cheque or electronic transfer. • Payment can be made via deductions from the financial product (s) you invest in or (if relevant) from the amount investment with a discretionary fund manager. Most product providers offer this facility but using it will reduce the amount you invest and may have other consequences. We will discuss this in advance with you if this is the case. • For investments or pensions held on a platform, you may choose to pay us from the platforms cash account. Our charges for ongoing services are normally payable monthly and will start from the month your investment or pension commences. Where fees are facilitated by a product which does not offer monthly payments, we will advise you of this. Where fees are settled by cheque or electronic transfer, they must be settled within 14 business days of our invoice to you. Please note Ongoing services are optional and what you receive will be based on your agreed level of s...
Retirement Planning. The City will provide the facility for professional retirement counselling service for interested staff at least once each year. The service will be provided more frequently where there is a demonstrated need. The service will be without cost to the staff. In accessing the service the staff recognise the City will not be held responsible in any way that for the advice that is provided.
Retirement Planning. Once a year, the Public Authority will provide information and facilitate education and access to private retirement savings options for the Independent Providers. The Public Authority will make no contribution to these retirement private retirement savings accounts. Any accounts or investment options will be at the sole option of and responsibility of the individual Independent Provider.
