Investment Alternatives. As of no later than the Effective Time, the Carrier Savings Restoration Plan shall provide that (i) distributions from the Carrier stock fund shall be in cash and not in kind and (ii) an amount equal to the value of notional Carrier Shares held in a participant’s Carrier stock fund account may, at the election of the applicable participant, be notionally invested in any other investment alternative available under the Carrier Savings Restoration Plan. As of no later than the Effective Time, the Otis Savings Restoration Plan shall provide that (i) distributions from the Otis stock fund shall be in cash and not in kind and (ii) an amount equal to the value of notional Otis Shares held in a participant’s Otis stock fund account may, at the election of the applicable participant, be notionally invested in any other investment alternative available under the Otis Savings Restoration Plan.
Investment Alternatives. No Fee; Non-Invested Cash Account Only for Funds Greater than $10,000 Cash Management Pool (Bank CDs and US Government Agency notes with maturities of less than one-year) Reliant Pool - Reliant Investment Management Pool (Short duration, high quality fixed income; 1-3 year maturities) Longleaf Pool (invested equally in the Partners Fund, Small-Cap Fund and the International Fund) Preserver Partners Pool - Multi-Asset (Invested in equity, fixed income, real estate, and alternative strategies) Diversified Trust Company Pools: Conservative (100% fixed income) Balanced (40% fixed income and 60% equity) Growth (100% equity) Please check if the following applies: My fund will be $300,000 or greater, and I plan to recommend my own investment manager Investment options can be changed anytime; however, the change must be in writing. The Donor is aware of the risk of investing his/her donor-advised fund, and the Foundation is not responsible for poor performance or decline in value. In addition, the Foundation is not responsible for poor decisions made by the investment manager recommended by the Donor.
Investment Alternatives. The Treasurer, the Plan Manager, the Investment Advisor, the Investment Manager, and the Custodian make no representations regarding the appropriateness of the Investment Options as an investment for any particular individual investor. Other types of investments may be more appropriate depending upon an individual’s residence, financial status, tax situation, risk tolerance, or age. The investments, fees, expenses, eligibility requirements, tax and other consequences, and features of these alternatives may differ from those of the Plan. Other types of investments, standing alone or used in combination with the Plan, may be a better alternative for certain Beneficiaries. Before investing in the Plan, you may wish to consult a tax advisor, investment advisor, or special needs planner. Investment in the Plan is not a Direct Investment in Mutual Funds or Registered Securities Although contributions to your STABLE Account will be invested in Investment Options that invest in Mutual Funds, none of the Plan’s Investment Options is a mutual fund. Units in the Investment Options are not registered with the SEC or any state, nor are the Plan or any of the Plan’s Investment Options registered as investment companies with the SEC or any state. TAX CONSIDERATIONS Any information contained in this Plan Disclosure Statement is not intended or written to be used, and cannot be used, by a person as tax advice for the purpose of avoiding any penalties that may be imposed under the IRC. In addition, the information contained in this Plan Disclosure Statement was written to support the promotion or marketing of the transaction(s) or matter(s) addressed in this Plan Disclosure Statement. The following discussion summarizes certain aspects of federal and state income, gift, estate, and GST tax consequences relating to the Plan and contributions to, earnings of, and withdrawals from STABLE Accounts. The summary is not exhaustive and is not intended as individual tax advice. In addition, there can be no assurance that the IRS will accept the statements made herein or, if challenged, that such statements would be sustained in court. The applicable tax rules are complex, and certain of the rules are at present uncertain, and their application to any particular person may vary according to facts and circumstances specific to that person. The IRC and regulations thereunder, and judicial and administrative interpretations thereof, are subject to change, retroactively and/or prospectiv...
Investment Alternatives. None of the State of Georgia, the Trust Administrator, the Trust Fund, the Board, the Plan, or the Plan Manager make any representations regarding the suitability of any Investment Portfolios for any particular investor or the appropriateness of the Plan as an investment vehicle to save for Qualified Higher Education Expenses. Other types of investments may be more appropriate depending upon your residence, financial condition, tax situation, risk tolerance or the age of the Beneficiary. Various 529 Plans other than the Plan, including programs designed to provide prepaid college tuition, are currently available, as are other investment alternatives. The investments, fees, expenses, eligibility requirements, tax and other consequences and features of these alternatives may differ from those of the Plan. Before investing in the Plan, you may wish to consider alternative savings vehicles and you should consult with a qualified advisor to discuss your options. No Insurance or Guarantee. None of the State of Georgia, the Trust Administrator, the Trust Fund, the Board, the Plan, the Federal Deposit Insurance Corporation, or any other government agency or entity, nor any of the service providers to the Plan, insure any Account or guarantee any rate of return or any interest on any contribution to the Plan. Past Performance Because the Managed Enrollment Year Investment Portfolios, Aggressive Managed Enrollment Year Investment Portfolios, Conservative Allocation Portfolio, and High Equity Allocation Portfolio are new, no performance information is provided below for these Investment Portfolios. The following tables show the returns of the other Investment Portfolios over the time period(s) indicated. The tables below compare the average annual total return of an Investment Portfolio (after deducting fees and expenses) to the returns of a benchmark. The benchmark included in the tables combine the benchmark(s) for the underlying investment(s) in which an Investment Portfolio invests weighted according to the allocations to those underlying investment(s) and adjusted to reflect any changes in the allocations and/or the benchmark(s) during the relevant time period. Benchmarks are not available for investment, are not managed and do not reflect the fees or expenses of investing. The performance data shown below represents past performance. Past performance is not a guarantee of future results. Performance may be substantially affected over time by changes in the allo...
Investment Alternatives. Investment Alternatives are the Sub-accounts of the Variable Account, the Short Term Dollar Cost Averaging Fixed Account, the Extended Short Term Dollar Cost Averaging Fixed Account, and the Guarantee Periods of the Guaranteed Maturity Fixed Account shown on the Application. We may offer additional Sub-accounts of the Variable Account at our discretion. We reserve the right to limit the availability of the Investment Alternatives. Credit Enhancement. A "Credit Enhancement" will be allocated to the Investment Alternatives you selected at the time of a purchase payment. It will be allocated among the Investment Alternatives in the same proportions as the purchase payment. The amount of your Credit Enhancement will be the percentage of your purchase payment indicated on the Annuity Data Page multiplied by the purchase payment. We do not consider Credit Enhancements to be an investment in the Contract for income tax purposes. Variable Account. The "Variable Account" for this Contract is the Glenbrook Life Multi-Manager Variable Account. This account is a separate investment account to which we allocate assets contributed under this and certain other Contracts. The income, gains and losses, realized or unrealized, from assets allocated to the Variable Account are credited to or charged against the account without regard to our other income, gains or losses. Variable Sub-accounts. The Variable Account is divided into Sub-accounts. Each Sub-account invests solely in the shares of the mutual fund underlying that Sub-account.
Investment Alternatives. The Trustee and the Program Manager, except as required by law, make no representations regarding the appropriateness of the Investment Options as an investment. Other types of investments may be more appropriate depending upon an individual’s residence, financial status, tax situation, risk tolerance or age. Various qualified tuition programs other than the Program, including programs designed to provide prepaid tuition, are currently available, as are other investment alternatives. The investments, fees, expenses, eligibility requirements, tax and other consequences and features of these alternatives may differ from those of the Program. Before investing in the Program, you may wish to consider these alternatives and should consult a tax or investment advisor. No Insurance or Guarantee. Neither investments in the Program nor earnings, if any, from investments in the Program are insured or guaranteed (except to the extent of the guarantee by TIAA-CREF Life to the Trust under the Funding Agreement for the Principal Plus Interest Option) by the State, any State agency or instrumentality, the Program, the Trust, the Treasurer, the Trustee, the Federal Deposit Insurance Corporation, any federal government agency, the Program Manager or its affiliates.
Investment Alternatives. None of the State of Mississippi, the Trust, the Plan, the Board, or the Plan Manager make any representations regarding the suitability of any Investment Options for any particular investor or the appropriateness of the Plan as a college savings investment vehicle. Other types of investments may be more appropriate depending upon your residence, financial condition, tax situation, risk tolerance or the age of the Beneficiary. Various 529 Plans other than the Plan, including programs designed to provide prepaid tuition, are currently available, as are other investment alternatives. The investments, fees, expenses, eligibility requirements, tax and other consequences and features of these alternatives may differ from those of the Plan. Before investing in the Plan, you may wish to consider alternative college savings vehicles and you should consult with a qualified advisor to discuss your options.
Investment Alternatives. The Trustee, except as required by law, makes no representations regarding the appropriateness of any Investment Option as a college savings investment vehicle. Other types of investments may be more appropriate depending upon your residence, financial status, tax situation, risk tolerance or the age of the Beneficiary. Various qualified tuition programs other than the XXXX Advisor Plan, including programs designed to provide prepaid tuition, are currently available, as are other investment alternatives. The investments, fees, expenses, eligibility requirements, tax and other consequences and features of these alternatives may differ from those of the XXXX Advisor Plan. Before investing in the XXXX Advisor Plan, you may wish to consider these alternatives and should consult a qualified tax or investment advisor. No Insurance or Guarantee. Amounts in your Account are not insured or guaranteed by the State of Connecticut (or any agency or instrumentality thereof), the XXXX Advisor Plan, the Trust, the Trustee, Hartford Life Insurance Company or its affiliates, the Federal Deposit Insurance Corporation or any federal government agency.
Investment Alternatives. Investment Alternatives are the Sub-accounts of the Variable Account, the Short Term Dollar Cost Averaging Fixed Account, the Extended Short Term Dollar Cost Averaging Fixed Account, and the Guarantee Periods of the Guaranteed Maturity Fixed Account shown on the Application. We may offer additional Sub-accounts of the Variable Account at our discretion. We reserve the right to limit the availability of the Investment Alternatives. Credit Enhancement. A "Credit Enhancement" will be allocated to the Investment Alternatives you selected at the time of a purchase payment. It will be allocated among the Investment Alternatives in the same proportions as the purchase payment. The amount of your Credit Enhancement will be the percentage of your purchase payment indicated on the Annuity Data Page multiplied by the purchase payment. We do not consider Credit Enhancements to be an investment in the Contract for income tax purposes.
Investment Alternatives. Investment alternatives are the sub-accounts of the variable account and the fixed account. VARIABLE ACCOUNT. The variable account for this Contract is the Allstate Life of New York Variable An-nuity Account II. This variable account is our separate investment account to which we allocate certain assets contributed under this and other contracts. These as-sets remain our property but will not be charged with liabilities arising from any other business we may have.
