COVER PROVIDED. At our absolute sole discretion, this service contract provides the protection described in the cover sections below as a result of an emergency occurring at the home. The benefit under your service contract is limited to the claim limit stated in each section of cover. At our absolute sole discretion, the amount we will pay in respect of any one claim shall not exceed the claim limit including call out charges, labour and materials. You are responsible for paying any additional costs of repair where the claim exceeds the benefit provided under the service contract.
COVER PROVIDED. In return for the payment of the appropriate premium, We will provide cover against the cost of performing a M.D.I. repair for Minor Damage to Your Vehicle, subject to the terms of this document up to the Claims Limit. M.D.I. repairs can only be carried out on the United Kingdom mainland. M.D.I. PLUS insurance will not contribute to a non M.D.I. repair of any damaged area that exceeds the maximum limits of Minor Damage. In the event of multiple cases of Minor Damage being caused by the same Incident, each Minor Damage will constitute a separate claim and a separate Call Out Charge or Excess will be payable.
COVER PROVIDED. Within the Period of Insurance, We will provide a Cosmetic Repair to Minor Cosmetic Damage to Your Vehicle up to the Claim Limit shown on Your Validation Certificate, subject to the terms and conditions of this policy. Your Claim Limit is determined by the duration of the policy You have purchased, as follows: – For a 12 month policy the Claim Limit is 6 claims; – For a 24 month policy the Claim Limit is 12 claims; – For a 36 month policy the Claim Limit is 18 claims. Claims will be handled by the Administrator and the repairs will be carried out by Our Approved Repairer, who will make all efforts to effect the repair to Your satisfaction. Please note that Our Approved Repairer can only carry out repairs within the Territorial Limits. In the event that a Cosmetic Repair cannot be used to repair Minor Cosmetic Damage on Your Vehicle under this policy, the policy will contribute up to a maximum of £150 including VAT towards the cost of having a conventional body shop repair carried out whereby the Minor Cosmetic Damage has been repaired as a result. This is subject to being provided an invoice from a VAT registered repairer for the work carried out.
COVER PROVIDED. In return for the payment of the appropriate premium, We will provide Complete Wheel insurance subject to the terms of this Certificate up to the Claims Limit during the Period of Cover. Complete Wheel insurance will contribute towards the cost of:
4.1 Tyre(s)
4.2 Alloy Wheel(s)
COVER PROVIDED. Specified .Smart Phones and Tablets Smart Phones and Tablets If Smart Phone or Tablet insured is accidentally lost or damaged we will pay for or may choose to Repair or replace it. The amount payable will be the current replacement cost. If at the time of Theft Loss or damage the cost of replacing the property insured as new is greater than the sum Insured you will be your own insurer for the difference and will bear a rateable proportion of the loss or damage. Telephone Email Fax Sales 000 000 0000 xxxxxxxxxxxxxxxx@xxx.xx.xx 011 699 0650 Admin 087 577 4080 xxxxxxxxxxx@xxx.xx.xx 011 699 0772 Claims 087 577 4080 xxxxxxxxxxxxxxxxx@xxx.xx.xx 011 699 0772
1. You will qualify to get R50 (Discount) off your Smart Device offer if you meet the following qualifying criteria;
1.1 You open a cheque account with FNB and qualify for a Smart Device; and
1.2 You apply and qualify for an FNB Credit Card; and
1.3 The credit card approved must be either a Gold, Platinum, Private Clients Credit Card only and you must have activated your approved credit card; and
1.4 You must spend a minimum amount per month (dependant on product held as illustrated below) on your credit card at a point of sale device. (This means that cash withdrawals and cash transactions including EFT’s do not qualify):
1.4.1 Gold Credit Card: R1 500 per calendar month
1.4.2 Platinum Credit Card: R5 000 per calendar month
1.4.3 Private Clients Credit Card: R10 000 per calendar month; and
1.5 You must have an AutoPayment Solution loaded to pay your FNB Credit Card.
2. You will qualify for R100 (Discount) off your Smart Device if you meet the additional qualifying criteria:
2.1 If you meet all the qualifying criteria of clause one above; and
2.2 You switch a non FirstRand Bank credit facility with a minimum balance of R10 000 onto your new FNB Credit Card budget facility for a minimum of 24 months or for existing customers you need to take up a Balance Transfer on your FNB Credit Card for a minimum balance of R10 000;
2.3 You agree to be bound by all the switching terms and conditions (new customers) or Balance Transfer (existing customers), which means you must settle and close the agreed accounts nominated in the switching process;
2.4 You must provide proof that your credit facilities have been settled in full.’
COVER PROVIDED. Following the Total Loss of Your Vehicle during the Period of Insurance, We will pay the difference – up to the Sum Insured – between the Insured Value and the Purchase Price of Your Vehicle as confirmed in the net sales invoice. If the Finance Early Settlement Amount is greater than the Purchase Price of Your Vehicle, We will pay the difference – up to the Sum Insured – between the Insured Value and the Finance Early Settlement Amount. The benefit will be paid to the Finance Company and We will pay any excess over the Finance Early Settlement Amount to You. If You have a Lease Agreement, We will pay the difference up to the Sum Insured between the Insured Value and the Lease Early Termination Charge to the Lease Company, as well as the original up-front payment that You had made in the form of rentals paid in advance. The maximum benefit levels for claims are as follows: Where Your Vehicle Purchase Price is up to £50,000, the maximum benefit payable is up to Your Vehicle Purchase Price. Where Your Vehicle Purchase Price is between £50,001 and £75,000, the maximum benefit payable is £25,000. Where Your Vehicle Purchase Price is between £75,001 and £100,000 the maximum benefit payable is £35,000. Where Your Vehicle Purchase Price is between £100,001 and £125,000 the maximum benefit payable is £45,000. Where Your Vehicle Purchase Price is between £125,001 and £180,000 the maximum benefit payable is £55,000. Any amount due will be paid to You where Your Vehicle is not subject to a Finance Agreement or Lease Agreement. Your Vehicle providing it is 10 years old or under at the Start Date of this policy. Your Vehicle providing the Purchase Price does not exceed £180,000. Your Vehicle providing it is shown in Glass’s Guide. Your Vehicle providing this Asset Protection Policy is purchased within 100 days from the original purchase date of Your Vehicle. Your Vehicle providing it is covered by a Motor Insurance Policy throughout the Period of Insurance, or where any permitted driver of Your Vehicle has a valid Motor Insurance Policy in force at the time of driving Your Vehicle. You providing You are either the owner of Your Vehicle or have a Finance Agreement or Lease Agreement in relation to Your Vehicle or are the registered keeper of Your Vehicle. You providing You are at least 18 years of age at the Start Date of this policy if You are a private individual or a sole trader. You providing You are resident in the United Kingdom for the Period of Insurance of this ...
COVER PROVIDED. In return for the payment of the appropriate premium, We will provide Alloy Wheel Insurance subject to the terms of this Policy up to the Claims Limit during the Period of Cover. Alloy Wheel insurance will contribute towards the cost of repair of Your Alloy Wheel(s) that sustain Accidental or Malicious Damage. If Your Alloy Wheel(s) are not repairable We will pay You a contribution towards the replacement of Your Alloy Wheel(s) of up to £150 per Alloy Wheel. If We make a contribution towards the replacement of Your Alloy Wheel(s) each such contribution will count as two claims towards the Claims Limit. In the event of multiple cases of Accidental or Malicious Damage being caused by the same Incident, each Accidental or Malicious Damage repair will constitute a separate claim and a separate Call Out Charge or Excess will be payable. Repairs can only be carried out on the United Kingdom mainland.
COVER PROVIDED. The cover provided by this Policy is shown in the current Schedule and determines which of the following Sections of this Policy apply Comprehensive: All Sections Third Party Fire and Theft: Sections 1, 2, (but limited to loss or damage solely in respect of fire, theft or attempted theft), 4 and 8. Third Party Only: Sections 1, 4 and 8 Laid Up: Section 2 but limited to loss or damage solely in respect of fire, theft or attempted theft.
COVER PROVIDED. This plan provides the protection selected and described in the cover sections below as a result of an emergency occurring at the Property. The benefit under your plan is limited to the Claim Limit identified under each section of your Cover below. The amount we will pay in respect of any one claim shall not exceed the Claim Limit including call out charges, labour and materials. You are responsible for paying any Excess under the plan or where the cost of repair exceeds the benefit provided under the plan.
COVER PROVIDED. The Service Provider shall hold a limited supply of equipment spare parts, the procurement and cost of the spares shall be the responsibility of the ‘Customer’. By acceptance of this agreement the ‘Customer’ provides preauthorisation for ‘Service Provider’ to purchase replacement parts and components to a value of £200 per reported fault, which will be recharged to the Customer. If the cost of replacement parts and components is to exceed the preauthorised amount the ‘Service Provider’ will create an estimate and seek authorisation to proceed form the ‘Customer’.