Compassionate Benefit. If the life assured dies while the policy is in force, we will pay S$25,000. The policy will then end. When benefits are not payable
Compassionate Benefit. If the Insured Person is Hospitalized during the Policy Period for Medically Necessary treatment of an Injury due to an Accident that occurred during the Policy Period and the Insured Person dies during the course of such Hospitalisation, We will pay the Nominee a lump sum amount equal to 10 times the Daily Cash Benefit amount specified in the Policy Schedule for each continuous and completed period of 24 hours of Hospitalisation.
Compassionate Benefit. We will not pay the Compassionate Benefit if death is due to suicide, while sane or insane, within 12 months from the cover start date of the policy. Making a claim To make a claim for Critical Illness Benefits or Compassionate Benefit, we must be informed in writing on forms that we provide, within 6 months after the diagnosis or the event giving rise to a claim. To make a claim for the Critical Illness Benefit under this policy, we must be provided with satisfactory proof. You must provide adequate medical evidence and any other evidence that we request in order to process your claim. Every diagnosis must be supported by acceptable clinical, radiological, histological and laboratory evidence and confirmed by a registered medical practitioner. We may ask the life assured to have a medical examination by a doctor we have appointed for the conditions that you are claiming for. • If the life assured is diagnosed with more than 1 critical illness or if you submit more than 1 claim under different stages of the same critical illness at the same time, we will only pay 1 claim for the critical illness diagnosed as the most severe stage of critical illness or 1 claim for the critical illness which is diagnosed earlier, if the critical illnesses are at the same stage, upon the admission of the claim. • For those organs with both left and right components (including but not limited to breast, kidney, ovary, lung and testis), the left component and right component of that organ shall be considered as one and the same organ. If life assured is diagnosed with more than 1 critical illness in any of these paired organs during the same event, though they may exist in different stages or forms, we will admit only 1 claim. To make a claim for the Compassionate Benefit under this policy, your legal representative must provide adequate medical evidence and any other evidence that we request in order to process your claim. You or your legal representative are responsible for all costs involved in providing the medical reports and any other evidence that we request. Before we pay any benefit, • we will deduct an amount equal to the remaining premiums due for that policy year and any amounts owing to us, from the benefits payable. • you must prove the date of birth of the life assured to us before we are required to pay any benefit under the policy. If the life assured’s age is understated, we will pay the benefits that the premium paid would have bought according to the rate a...
Compassionate Benefit. We will not pay the Compassionate Benefit if death is due to suicide, while sane or insane, within 12 months from the cover start date of the policy.
