General Rules Governing Deposit Accounts. The Account and your obligations under this Agreement may not be assigned. We may transfer our rights under this Agreement. Use of the Account is subject to all applicable rules and customs of any clearinghouse or other association involved in transactions. We do not waive our rights by delaying or failing to exercise them at any time. If any provision of this Agreement shall be determined to be invalid or unenforceable under any rule, law, or regulation of any governmental agency, local, state, or federal, the validity or enforceability of any other provision of this Agreement shall not be affected. This Agreement will be governed by the law of the State of Delaware except to the extent governed by federal law.
General Rules Governing Deposit Accounts. The Varo Bank Account and your obligations under this Bank Account Agreement may not be assigned. We may transfer our rights under this Bank Account Agreement. Use of the Varo Bank Account is subject to all applicable rules and customs of any clearinghouse or other association involved in transactions. We do not waive our rights by delaying or failing to exercise them at any time. If any provision of this Bank Account Agreement shall be determined to be invalid or unenforceable under any rule, law, or regulation of any governmental agency, local, state, or federal, the validity or enforceability of any other provision of this Bank Account Agreement shall not be affected. This Bank Account Agreement will be governed by the law of the State of Utah except to the extent governed by federal law.
General Rules Governing Deposit Accounts. The Account and your obligations under this Agreement may not be assigned. We may transfer our rights under this Agreement. Use of the Account is subject to all applicable rules and customs of any clearinghouse or other association involved in transactions. We do not waive our rights by delaying or failing to exercise them at any time. If any provision of this Agreement shall be determined to be invalid or unenforceable under any rule, law, or regulation of any governmental agency, local, state, or federal, the validity or enforceability of any other provision of this Agreement shall not be affected. This Agreement will be governed by the law of the State of Minnesota except to the extent governed by federal law.
General Rules Governing Deposit Accounts. From time to time, Bank may offer or you may open a variety of Accounts. Each such Account is subject to the general terms and conditions and any specific terms and conditions relating to that type of account as set forth in this Agreement. If you open multiple Accounts, you may receive Schedule information for each Account, but this Agreement will govern all of your Accounts.
General Rules Governing Deposit Accounts. The Account and your obligations under this Agreement may not be assigned. Any permitted assignment of your Current Account is subject to our set off rights. We may transfer our rights under this Agreement. This Agreement will be binding on your personal representative, executors, administrators, and successors and our successors and assigns. Use of the Current Account is subject to all applicable rules and customs of any clearinghouse, payment card network, or other association involved in transactions. We do not waive our rights by delaying or failing to exercise them at any time. If any provision of this Agreement shall be determined to be invalid or unenforceable under any rule, law, or regulation of any governmental agency, local, state, or federal, the validity or enforceability of any other provision of this Agreement shall not be affected, and you and we agree to replace such unenforceable term or provision with a term or provision that is valid and enforceable and that comes closest to expressing the intention of the invalid or unenforceable term or provision, and this Agreement will be enforceable as so modified.
General Rules Governing Deposit Accounts. Part III General Deposit Account Provisions. From time to time the Bank may offer a variety of deposit accounts, including Checking, Savings, NOW, Money Market and Time Deposit accounts. Each of these accounts is subject to the terms and conditions set forth in this Agreement. Account information, interest rate information, transaction limitations, account fees and charges, and other Bank charges are listed in the fee schedule provided when the account is opened and as such is amended from time to time.
General Rules Governing Deposit Accounts. Changes to Your Account You agree to promptly notify us of any change to your name, residential mailing address or email address. Failure to do so may result in notices, statements and other correspondence being provided to the address maintained on our records for your Account. You agree to indemnify and hold us harmless for doing so. Joint Accounts Each account holder or authorized signer on a joint Account may close the Account without consent of any other account holder or authorized signer. Additionally, you acknowledge that any individual account holder may not be removed as account holder or authorized signer on the Account, except in the case of death. In the event of the death of an account holder or authorized signer, you must contact us to request removal of the deceased account holder or authorized signer. After we receive a notice of change we may require additional documentation from you regarding the change, and we may take a reasonable amount of time to implement the change to your Account.
General Rules Governing Deposit Accounts. A. DEPOSITS
General Rules Governing Deposit Accounts. All of our actions relating to your account, including this Agreement, will be governed by the laws and regulations of the United States and, to the extent not preempted, the laws and regulations of the State of Utah. Any lawsuit regarding your account must be brought in a proper court in the State of Utah. If any part of this Agreement is determined to be invalid or unenforceable, such determination will not affect the remainder of this Agreement.
General Rules Governing Deposit Accounts. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. ACCOUNT NOT TRANSFERRABLE OR ASSIGNABLE Your account may not be transferred or assigned to any other person or entity without our prior written consent. DEPOSITS We will usually give you provisional credit for items deposited into your account, other than cash. Transactions received after our “daily cutoff time” on a business day or received on a non-business day will be recorded on the next business day. We may delay or refuse to give you provisional credit if we believe, in our discretion, that your item will not be paid. We will reverse any provisional credit we have given for an item deposited into your account if we do not receive final credit for that item and charge you a fee (see Fee Schedule). We will determine when final credit is received for any item. Please read the Funds Availability Policy below for a detailed discussion of how and when we make funds available to you. We will accept certain items like foreign checks and bond coupons for collection only. Items for collection only will not receive credit (provisional or otherwise), and you may not withdraw funds against any of these items until we receive final credit from the person responsible for paying them. Items sent for collection will be credited to your account in U.S. dollars, with the amount of U.S. dollars credited calculated using our applicable exchange rate that is in effect on the date of collection and not when the item is presented to us for collection. The Funds Availability Policy does not apply to items we have accepted for collection only. The Bank may, unless prohibited by applicable law, require more than one form of identification before permitting withdrawals or opening an account. There are also instances in which the Bank reserves the right not to accept a check for deposit or cash even though one or more forms of identification are provided. Endorsements – You must sign (endorse) a check that you cash or deposit as set forth below. We may endorse...
