Accrual of Interest on Noncash Deposits. Interest begins to accrue on the day you deposit noncash items (for example, checks)
Accrual of Interest on Noncash Deposits. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Limitations on Withdrawals The Bank may choose to impose limits on the number of certain types of withdrawals and transfers you can make each month from your savings or money market account. Please note, that these limits do not apply to withdrawals or transfers made at a branch, by mail or at an ATM. You can make no more than a combined total of six (6) per month or monthly statement cycle (subject to Available Balance) from among the following: • Preauthorized transfers (including transfers for overdraft protection) • Telephone transfers or other electronic transmissions • Online Banking and Mobile Banking transfers or bill payment transfers • Transfers by check, draft, debit card, if allowed on your savings account • We count checks for the purposes of transaction limitations as of the date the check posts to your account (not as of the date you write them) In addition, each time a transfer is paid against your account in excess of those allowed by the Bank, you will be assessed an "Excess Transaction or Withdrawal Fee". See Schedule of Fees herein. If you exceed the transfer limits on more than an occasional basis, we may convert your account to one not subject to transfer limitations or close your account. If we close or convert your account, you will receive a separate communication from us informing you of our actions. We may refuse to allow any withdrawals without the Bank creating liability to you, if we have a concern that one or more transactions on your account may have been unauthorized or fraudulent, if there is a dispute concerning the Deposit Account that makes us uncertain regarding the instructions that have been given, the Deposit Account is garnished or attached, the Deposit Account has been pledged to the Bank as collateral for a debt, the availability of the funds on deposit cannot be verified, any required documentation has not been presented, or you have failed to repay an obligation to us on time. REFER TO THE ACCOUNT DESCRIPTION FOR YOUR ACCOUNT TYPE BELOW FOR ADDITIONAL IMPORTANT INFORMATION REGARDING YOUR ACCOUNT. Business Checking NW Account Features: • Non-interest-bearing account • Up to $10 Domestic ATM Fee Reimbursements Minimum Deposit to Open Account: $200.00 Monthly Maintenance Fee: No monthly maintenance fee when you maintain a minimum daily balance of $3,000; or an Axos Bank accounts comb...
Accrual of Interest on Noncash Deposits. Interest will begin to accrue on the business day that you deposit noncash items (e.g. checks) to your account.
Accrual of Interest on Noncash Deposits. Interest begins to accrue on the business day you deposit noncash items (for example, checks). TRANSACTION LIMITATIONS After the account is opened, you may may not make deposits into your account until the maturity date.
Accrual of Interest on Noncash Deposits. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). SCHEDULE OF FEES Foreign Currency, Draft, or Money Order $ 7.50 Uncollected Funds $25.00 Non-Sufficient Funds (NSF) & Overdraft (OD) - An NSF or OD $25.00 item may be created by check, in person withdrawal, ATM withdrawal or other electronic means. Stop Payment Order $25.00 Stop Payment Revocation $ 7.50 Incoming Wire Transfer $10.00 Outgoing Wire Transfer $20.00 Deposited Item Returned $ 7.00 Collection Item (Domestic) $ 7.50 Collection Item (Foreign) $10.00 Telephone Transfer (Employee Assisted) $ 4.00 Special Interim Statements $ 7.50 Account Reconciliation (Second Time) $ 5.00 Record Research (per hr) $25.00 Garnishment/Lien - Legal or IRS $40.00 Bank Money Order $ 3.00 Check Printing (fee depends on check style) Cashier's Checks (Customer Requested) $ 5.00 Certified Checks $10.00 Account Closing (within 6 months, excluding minor savings) $50.00 Overdraft Savings Transaction $25.00 Photocopy Fee $ .15 Fax Service - One Page Only (Additional pages $.25 each) $ 1.00 Signature Guarantee Fee (Customers Only) $ 25.00 Tax Filing Fee (EFTPS and Coupon Payments) $ 3.00 Customer Requested Letters $10.00 Certificate of Deposit Interest Check Issue $ 2.50 Bookkeeping Calls-Balance inquires, verify checks & deposits $ 3.00 Resetting of customer's PIN number $ 1.00 Replacement of ATM Card $ 5.00 Counter Checks $ .25 Each SAFE DEPOSIT BOX FEES
Accrual of Interest on Noncash Deposits. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Transaction limitations Transfers and withdrawals from a My Prime Saver account to another account or to third parties by preauthorized, automatic, telephone, computer transfers, check, draft, or similar order to third parties is limited to only six (6) per month or statement cycle. Please refer to the Consumer Products &Services Pricing Guide for information regarding the additional withdrawal fee. You may make deposits into your account at any time or in any amount.
Accrual of Interest on Noncash Deposits. Interest begins to accrue on a noncash item (for example, a check) deposited in the account on the business day we receive credit for the item.
Accrual of Interest on Noncash Deposits. Interest begins to accrue on the business day you deposit noncash items (for example, checks). FEES AND CHARGES Please refer to the separate fee schedule provided below. TRANSACTION LIMITATIONS You may not make deposits into your account until the maturity date. You may not be able to make a withdrawal of principal from the account before maturity without incurring a penalty. Once interest is credited to the account, you will be able to withdraw the credited interest without penalty, provided the withdrawal of such interest is made prior to the maturity of the term in which the interest was credited. MATURITY DATE The maturity date of your 9 month term, 12 month term, 18 month term, or 24 month term Agility CD will be determined by the business date that you deposit funds. The 9 month CD will mature 9 months from the business date that you deposit funds. The 12 month CD will mature 12 months from the business date that you deposit funds. The 18 month CD will mature 18 months from the business date that you deposit funds. The 24 month CD will mature 24 months from the business date that you deposit funds. RENEWAL POLICIES Your Account will automatically renew at maturity. You will have a grace period of 10 calendar days after the maturity date to withdraw the funds in the account without being charged an early withdrawal penalty. The certificate will not renew if you withdraw the funds in the account at maturity (or within the 10-day grace period mentioned above) or if we receive written notice from you within the mentioned grace period. We can choose not to renew the certificate if we mail notice to you at least 10 calendar days before maturity. If either you or we cause the certificate to not renew, interest will not accrue after the final maturity. Renewal terms are based on the term of your account. Your Certificate of Deposit will renew into the same term as your original CD. Interest compounds and credits on a monthly basis. The interest rate during a renewal term will be the same we offer on new time deposits on the respective maturity date that have the same term, minimum balance requirement, and other features as the renewing CD. USE AS COLLATERAL This account cannot be used as collateral to secure a loan from CIBC Bank USA nor from any other financial institution.
Accrual of Interest on Noncash Deposits. The opening deposit begins to accrue interest on the day of account opening. For additional deposits during the grace period, interest begins to accrue on the day of deposit of noncash items (for example, checks).
Accrual of Interest on Noncash Deposits. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). FEES First 200 transactions monthly no charge During each monthly statement cycle, 200 transactions are processed without an additional service fee. Transactions include deposits, transfers, and payments made by check, converted check, ACH, ATM, mobile banking, online or mobile BillPay. Additional transactions $0.35 each Debit Card purchase transactions no charge Currency Processing: first $10,000 no charge Applies to all currency and coin deposited, provided, or purchased each monthly statement cycle. Additional Currency Processing $0.30 per $100 To determine the Currency Processing Fee each statement cycle, the total amount of currency and coin deposited, provided, or purchased, less $10,000, is divided by 100 and multiplied by $0.30. Please see the Business Fee Schedule for all service fees which may be applicable to this account. You may choose either for the Bank to retain checks (Check Safekeeping) or to receive check copies (images) with each periodic statement; neither option includes an additional monthly fee. In addition, check copies may be viewed and printed via online banking at no additional charge. Paper copies are also available from any Branch for an additional fee. If you elect to use Business Online Banking, Business Mobile Banking or other online or mobile services, separate fees may also apply that are described in applicable agreements. For details on conditions under which an overdraft fee will be charged, please see our Business Overdraft Privilege Disclosure.
