Account Description. This account is a term share account with a maturity of two (2) years or four (4) years in which the member generally does not have the right to make withdrawals for six (6) days after the account is opened unless an early withdrawal penalty is imposed. If the rate increases during the term of the CD, you can request the credit union to “bump up” the rate one time during a two (2) year CD or twice during a four (4) year CD.
Account Description. Regular Savings is the Primary Savings necessary to establish and maintain membership in the Credit Union unless your membership is established under one of the special Primary Savings set forth below.
Account Description. Prime Time Savings is available for primary members sixty-five (65) years of age or over.
Account Description. Red Rangers Kid’s Club Savings is available to members 12 years of age and younger. The parent or guardian of a Red Rangers Kid’s Club Savings member must be a Joint Owner on this account.
Account Description. First Community Credit Union offers additional savings accounts as set forth below.
Account Description. Secondary Savings may be established in addition to a Primary Savings.
Account Description. Christmas Club Savings are available to members at any time. Funds are transferred to your checking account on the first business day of November, bringing the balance to zero, but leaving the account open. If no checking account exists, funds will be transferred to the Primary Savings.
Account Description. Checking accounts are available to members 18 years of age or older as set forth below. CU Succeed teen members are eligible at age 13 with a parent or guardian as a joint signer. Checking accounts consist of a transaction sub account and a savings sub account. Funds not routinely needed to pay debits may be transferred to a savings sub account. We may periodically transfer funds between these two sub accounts. If your account is a plan on which dividends are paid, your dividend rate and dividend calculation will remain the same. This process will not affect your available balance, the dividends you may earn, NCUA insurance protection, your monthly statement or any other features of this account. Otherwise, the savings sub account will be non-dividend bearing. The saving sub account will be governed by the rules governing our other savings accounts indicated within the Withdrawals Section of your account agreement.
Account Description. This account does not earn dividends and incurs no monthly service charge.
Account Description. This account is a high-yielding checking account and incurs a monthly account fee if qualifications are not met. Dividends are based on meeting qualification factors per month as outlined in Additional Features and Account Bonuses below.
