Visa Debit Card. You may use your Card to purchase goods and services from participating merchants. If you wish to pay for goods or services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your Card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your Card purchases will be deducted from your checking account. If the balance in your account is not sufficient to pay the transaction amount, the Credit Union may pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts or loan accounts that you have established with the Credit Union. If you initiate a transaction that overdraws your Account, you agree to make immediate payment of any overdrafts together with any service charges to the Credit Union. In the event of repeated overdrafts, the Credit Union may terminate all services under this Agreement. You may use your Card and PIN (Personal Identification Number) in ATMs of the Credit Union, Plus, VISA, CO-OP, and ACCEL networks, and such other machines or facilities as the Credit Union may designate. At the present time, you may also use your Card to: • Make deposits to your share savings and checking accounts. • Transfer funds from your share savings and checking accounts. • Obtain balance information for your share savings and checking accounts. • Make certain loan payments from your share savings and checking accounts. • Access your Personal Line of Credit account. • Make POS (Point-of-Sale) transactions with your Card and PIN (Personal Identification Number) to purchase goods or services at merchants that accept Visa. • Order goods or services by mail, Internet or telephone from places that accept Visa. • Some functions may be limited at non-proprietary ATMs; features may be limited to POS only, according to merchant. • Withdraw funds from your share savings and checking accounts. The following limitations on the frequency and amount of Visa Debit Card transactions may apply: • You may make 15 Debit Card purchases per day. • You may purchase up to a maximum of $3,500.00 per day. • You may make 15 cash withdrawals in any one (1) day from an ATM machine. • You may withdraw up to a maximum of $500.00 in any one (1) day from an ATM machine, if there are sufficient funds in your account. • You may make 15 POS transactions in ...
Visa Debit Card. You may use your VISA Debit Card to purchase goods and services any place your Card is honored by participating merchants, including Point of Sale (POS) terminals within the Plus, Visa, and ACCEL and Allpoint Networks or such other POS terminals as the Credit Union may designate. Funds to cover your Card purchases will be deducted from your checking account. If the balance in your account is not sufficient to pay the transaction amount, the Credit Union may treat the transaction as an overdraft request pursuant to the Overdraft Service or may terminate all services under the Agreement. At the present time, you may use your Debit card to make the following transactions on your accounts: • Withdraw cash from your savings or checking accounts. • Transfer funds between your savings or checking accounts. • Obtain account balance information on savings and checking accounts. . You may not exceed your dollar or transaction limits disclosed to you at card issuance.
Visa Debit Card. You may use your VISA Debit Card to purchase goods and services any place your Card is honored by participating merchants, including Point of Sale (POS) terminals within the Cirrus, Plus, STAR, Visa, American Express and Co-op Networks (with PIN) and Cirrus, Plus, Visa, and Accel networks (without PIN) or such other POS terminals as the Credit Union may designate. Funds to cover your Card purchases will be deducted from your checking account. We deduct the amount of your transaction, including any charges imposed by the merchant or financial institution, from your checking account. We may debit or place a hold on your account for a transaction either on the day it is presented to us for payment, by electronic or other means, or on the day we receive notice of the transaction — whichever is earlier — even though the transaction may not be actually posted to your account until a later date. When you use your Visa Debit Card for a Visa transaction, if the merchant requests preauthorization for this transaction, we will place a three (3) business day hold on your account for the amount of the preauthorization request (which may vary in some cases from the amount of the actual purchase, depending on the merchant’s request). You agree that all transactions that you initiate by use of your VISA Debit Card are legal in the jurisdiction where you live and/or where the transaction occurred. Internet gambling may be illegal in the jurisdiction in which you are located, including the United States. Your VISA Debit Card may only be used for legal transactions. Display of a payment card logo by an online merchant does not mean that internet gambling transactions are lawful in all jurisdictions in which you may be located. We have restricted all online gambling transactions with the VISA Debit Card. Some merchants may permit you to initiate debit and bill payment transactions with your card using either the Visa network or another network shown on your card, such as the PLUS or CO-OP networks. The Credit Union will honor your debit transactions processed by any of these networks. Transactions processed over the Visa network do not require you to use your PIN to validate the transaction. Generally, you will sign a receipt, provide your card number (e.g. internet, mail, or telephone transactions), or swipe your card at a terminal. Also, there are certain protections and rights such as the zero liability protections in the section titled “Member Liability,” applicable only ...
Visa Debit Card. You may use your Visa Debit Card to purchase goods and services any place Visa is honored by participating merchants and mer- chants accepting the Card and PIN at point of sale (POS) terminals. Funds to cover your Card purchases will be deducted from the checking account. If the balance in the account is not sufficient to pay the transaction amount, we may treat the transaction as an overdraft request pursuant to any overdraft protection plan, or we may terminate all services under the BSA. Some merchants may permit you to initiate debit and xxxx payment transactions with your card using either the Visa network or another network shown on your card. We will honor your debit transactions processed by any of these networks. Depending on our authorization protocols and network availability, transactions processed over other networks may or may not re- quire you to use your PIN to validate a transaction. Generally, you enter your card number or swipe your card and provide or enter a PIN. You may instead be asked to sign a receipt or payment au- thorization. Provisions applicable only to Visa transactions (such as Visa’s zero liability protections) will not apply to non-Visa debit transactions and the liability rules for other EFTs in the section ti- tled “Member Liability” will apply.
Visa Debit Card. If we provide you with a Visa Debit Card, you may use your Card to purchase goods and services any place your Card is honored by participating merchants. Funds to cover your Card purchases will be deducted from your checking account. The Credit Union enables non-Visa debit transaction processing and does not require that all such transactions to be authenticated by a PIN. Provisions of the cardholder agreement relating only to Visa transactions are not applicable to non-Visa transactions.
Visa Debit Card. You may use your Visa Debit Card and/or PIN to: • Withdraw funds from your savings and checking accounts. • Make deposits to your savings and checking accounts. • Transfer funds between your savings and checking accounts whenever you request. • Obtain balance information on your savings and checking accounts. • Take an advance from your line-of-credit account. • Pay for purchases at places that have agreed to accept the Card. • Make POS (Point of Sale) transactions to purchase goods or services at POS terminals that have the Visa logo. • Pay bills or make other transactions on Non-Visa Networks (STAR, ACCEL) without a PIN* • Order goods or services by mail, telephone, or via the Internet from places that accept the Card. • Make cash withdrawals in foreign countries and in foreign currencies. Some services may not be available at all terminals. The amount of purchases and/or cash obtained (if permitted) will be deducted from your checking account. Advances from your line-of-credit account are loans that must be repaid by you, and are governed by your line-of-credit agreement. *Non-Visa PIN-less transactions will not be processed as Visa transactions and therefore will not include Visa's zero liability or chargeback and dispute resolution benefits. Additionally, provisions of this agreement relating only to Visa transactions are not applicable to non-Visa and PIN-less debit transactions. Limitations. The following limitations will apply to your Card: • The maximum dollar amount of cash withdrawals per day is $405.00. Sufficient funds must be available to make any withdrawal. There is no limit to the number of cash withdrawals you may make in one day. • The maximum purchase price for any one transaction at a POS Terminal is $3,500.00. There is no limit to the number of purchases you may make in one day. • For security reasons, there are other limitations to frequency and number of transfers you may make at ATMs. • Your available account balance may be reduced for preauthorizations for 3 business days or until the transaction clears. • Additional limitations are set forth in the TRANSFER LIMITATIONS provision contained herein.
Visa Debit Card. If we approve your application, you may use your VISA Debit Card to purchase goods and services any place your VISA Debit Card is honored by participating merchants. Funds to cover your VISA Debit card purchases will be deducted from your checking account. The daily transaction limit is the amount you have available in your checking account. The daily limit for transactions initiated through a POS terminal is $1,000. POS Purchase transactions may require your signature. There is no limit on the number of purchase transactions you may make by VISA Debit Card during a statement period. However, no purchase may exceed the available funds in your account. If the balance in your account is not sufficient to pay the transaction amount, the Credit Union may treat the transaction as an overdraft request and access your shareholder draft protection account or may decline to permit the transaction. Any overdraft advances made to cover purchases will be governed by the business account agreement. The Credit Union reserves the right to refuse any transaction which would draw upon insufficient funds. The Credit Union may set other limits on the amount of any transaction and you will be notified of these limits.
Visa Debit Card. You may use your Visa Debit Card and PIN to perform all of the functions listed above in the ATM Card Access section. Additionally, you may also: • Withdraw funds from your savings, checking and club accounts. • Make deposits to your savings, checking, money market and club accounts. • Make transfers between your savings, checking, money market and club accounts. • Obtain balance information on your savings, checking, money market and club accounts. • Pay for purchases at places that have agreed to accept the Card. • Pay bills or make other transactions on Non-Visa Networks without a PIN* • Make deposits to your savings and checking accounts at participating network ATMs. • Make POS (Point of Sale) transactions to purchase goods or services at POS terminals that have the Visa logo. • Order goods or services by mail, telephone, or via the Internet from places that accept the Card. • Make cash withdrawals in foreign countries and in foreign currencies. Some services on ATM or Debit Cards may not be available at all terminals. The amount of purchases and/or cash obtained (if permitted) will be deducted from your checking account. *Non-Visa PIN-less transactions will not be processed as Visa transactions and therefore will not include Visa's zero liability or chargeback and dispute resolution benefits. Additionally, provisions of this agreement relating only to Visa transactions are not applicable to non-Visa and PIN-less debit transactions. Limitations. The following limitations will apply to your Card: • The maximum dollar amount of cash withdrawals per day is $500.00. Sufficient funds must be available to make any withdrawal. You may make only 12 cash withdrawals in one day. • The maximum purchase price for any one transaction at a POS Terminal is $5,000.00. You may make only 25 purchases in one day. • For security reasons, there are other limitations to frequency and number of transfers you may make at ATMs. • Your available account balance may be reduced for preauthorizations for 3 business days or until the transaction clears. • If card is not used in twelve consecutive months, on the thirteenth month, an applicable fee will occur. See our Fee Schedule for current fees. If the card is not used within eighteen consecutive months, the card will be closed.
Visa Debit Card. If we approve your application, you may use your VISA Debit Card to purchase goods and services any place your VISA Debit Card is honored by participating merchants. Funds to cover your VISA Debit card purchases will be deducted from your checking account. The daily transaction limit is the amount you have available in your checking account. The daily limit for transactions initiated through a POS terminal is $1,000. POS Purchase transactions may require your signature.
Visa Debit Card. VISA purchases are limited to the balance available in your account. The Credit Union reserves the right to refuse any transaction, which would draw upon insufficient funds or require us to increase our required reserve on the account. The Credit Union may set other limits on the amount of any transaction, and you will be notified of those limits. You are solely responsible for any disputes you may have with merchandise or services received using the VISA debit card. We are not responsible for any damages, liability, or settlement resolution as a result of the misrepresentation of quality, price, or warranty of goods or services by a merchant. The use of your Card and Account are subject to the following conditions: