Deposits to Your Account. ITEMS DEPOSITED We may refuse to accept, accept for collection only, or return all or part of any deposit. Items we accept for deposit or collection are received by us for deposit and collection only. We will act only as your collecting agent and will assume no responsibility beyond the exercise of due care. All items will be provisionally credited to your account subject to final payment in cash or solvent funds or to revocation if the item is returned unpaid. We will not be responsible for the default or negligence of correspondent banks, clearing houses or a Federal Reserve Bank, or for losses in transit. We are not responsible for deposits made by mail or through a depository not staffed by our personnel until we actually receive them. If you make a deposit into one of our night depository facilities, you agree to (i) use one of the deposit envelopes provided to make the deposit, and
Deposits to Your Account. (S) AND INSTRUMENTS PAID/CASHED: Funds may be deposited to any account, in any manner that is acceptable to us. Deposits may be made by mail, in person at any of our offices having facilities to accept deposits, or by direct deposit or other electronic funds transfer allowed by us Should we accept a deposit from you by any electronically created item (example includes, but is not limited to, remotely deposited check) you will indemnify us for any claim of any subsequent third party for claim of loss for a subsequent deposit of the same item whether such action was authorized by you or not.
Deposits to Your Account. (S) AND INSTRUMENTS PAID/CASHED: Funds may be deposited to any account, in any manner that is acceptable to us. Deposits may be made by mail, in person at any of our offices having facilities to accept deposits, or by direct deposit or other electronic funds transfer allowed by us. If you voluntarily give information about your account (such as our routing number and your account number) to someone and authorize them to draw against your account, we may charge your account and pay any items, including remotely created checks initiated by the person to whom you gave the information. You also agree that we may pay an electronically created item even though the item was not created from an original paper check, whether presented in the form of a remotely created check or an electronic item. You authorize us to continue to honor items or debits from a payee previously authorized by you, until you instruct us to cease to do so, whether or not the payee is acting within the scope of your initial authorization, subject only to such liability as may be imposed upon us by law. If you want us to stop honoring items from a payee previously authorized by you, you must tell us in writing. Until you notify us that such items are not authorized, we can continue to pay them and will not be liable to you even though the items are not in accordance with any authorization you may have given. This does not, however, obligate us to honor remotely created checks or similar items or entries. We may refuse to honor remotely created checks or similar items or entries without cause or prior notice, whether or not we have honored or dishonored similar items or entries previously. You agree that we are under no obligation to verify whether the name and account number shown on the remotely created checks are accurate. If any information on a remotely created checks is incomplete, inaccurate, or in error, you agree that we may, at our sole discretion, either pay the remotely created checks and charge your account for the item as drawn or refuse to honor the remotely created checks and, without prior notice to you, return the item unpaid. You further agree to indemnify and hold the Credit Union harmless for losses resulting from our honoring or dishonoring any such debit
Deposits to Your Account. You may make deposits in any amount to your Account during normal business hours at any LAFCU branch or by mail. If the service is available, you may also make deposits by automatic transfers from other accounts or by telephone transfer. You may also use our night depository by agreeing to and signing the appropriate contract for such services.
Deposits to Your Account. You may make deposits in any amount to your Account during normal business hours at any Credit Union branch or by mail. If the service is available to you, you may also make deposits by automatic transfers from other accounts, by telephone transfer, at an automated teller machine (“ATM”) that accepts Credit Union deposits or by using the Mobile Check Deposit service in the Atlantic Mobile app. The law allows and you specifically agree that we may supply any missing endorsement to a deposited check, draft or any other instrument. However, we reserve the right to refuse to accept for deposit any item which does not bear a proper endorsement, which is payable to someone other than you or, in our sole discretion, under any other circumstances. Federal law specifies locations on checks for your and our respective endorsements. If our endorsement is illegible because you have endorsed a check in the wrong location, you will be liable for any resulting losses. We may refuse to cash a check made payable to you, but instead require you to deposit the check to your Account. All deposits accepted by us are subject to verification. You should retain your copy of any receipt or other document which evidences your deposit. If you claim that a deposit was not properly credited to your Account, we may ask you to show us your receipt or other document which evidences your deposit. You should not mail cash deposits. We will not be liable for any deposit that we do not receive. We reserve the right to make adjustments to your Account upon verification of your deposit or for computation or other errors related to your Account. All non-cash deposits are posted to your Account subject to our receipt of “final payment” from the party on which the item is drawn. If we receive notice that an item is being returned to us unpaid, or if we do not receive final payment on a deposited item, because, for example, the drawer has placed a stop payment or the item is returned “insufficient funds” or “account closed”; or if an item is returned after final payment, we will charge your Account for the amount of the item and for our applicable charges, even if the amount of the item has already been made available to you and even if we do not actually receive the returned item. If the chargeback of a returned item or a fee or other charge creates an overdraft, you agree to pay us the amount of the overdraft immediately, and we may charge your Account a service charge for the overdraft. We rece...
Deposits to Your Account. You acknowledge and understand that your transmission of a digitally imaged check for deposit to your credit union account does not constitute a deposit until the check image has been reviewed for acceptability. You also acknowledge and understand that in the event you receive notification of acceptability such notification does not mean that the check image is error free. Exception Items. When your imaged checks are reviewed for processing, the Credit Union may reject any imaged checks that we, in our sole discretion, determine to be ineligible for processing ("exception check") including, without limitation, electronic images of checks drawn on banks located outside the United States, checks drawn on U.S. Banks in foreign currency, electronic images that are illegible (due to poor image quality or otherwise), electronic images of checks previously processed, electronic images previously converted to substitute checks, and electronic images with unreadable MICR information. The Credit Union is not obligated to but may in its sole discretion notify you of any exception checks. You agree that if you attempt to deposit an exception check to any of your accounts with the Credit Union, you shall only do so by depositing the original check on which the exception check is based using a branch location, U.S. Mail, or other contractually acceptable method. You understand and agree that even if the Credit Union does not initially identify an electronic image as an exception check, the imaged check may nevertheless be returned to the Credit Union because, among other reasons, the electronic image is deemed illegible by a paying bank. The Credit Union's failure to identify an exception check will not preclude or limit your obligation to the Credit Union. Notwithstanding acceptance of an imaged check by the Credit Union, any credit to your account will be provisional, and you will remain liable to the Credit Union for any errors, inaccuracies, breach of warranties, or any other loss or claim against the Credit Union arising from or related to the Mobile Deposit Service. You are responsible for any charges or fees assessed as a result of a rejected imaged check deposit.
Deposits to Your Account. Funds may be deposited to any account, in any manner approved by the credit union in accordance with the requirements as set forth in the Truth-in-Savings Disclosure. Deposits made by mail, at night depositories or at unstaffed facilities are not our responsibility until we receive them. We reserve the right to refuse or to return any deposit. The availability of funds in your account may be delayed as described in our Funds Availability Policy Disclosure.
Deposits to Your Account. You authorize us to endorse for deposit in your name any item or items received for deposit in your Account absent any such endorsement. We reserve the right, in our sole discretion, to refuse to accept deposits or specific items for deposit to your Account. If an amount is deposited to your Account in error by us, we may withdraw such amount from your Account. You acknowledge and agree that you do not acquire any rights to any funds deposited in your Account in error by virtue of the fact that such deposit has been made, regardless of the length of time the funds remain in the Account.
Deposits to Your Account. Funds may be deposited into your account by any means we permit, which may include, for example, checks, ATMs, in person, by mail, by telephone, automatic transfer, internet, or mobile devices as applicable and in accordance with the terms of the Disclosures. We are not responsible for any deposit which we do not receive, and our records will be the sole conclusive proof of receipt or non-receipt of a deposit. Deposits made by mail, at night depositories, or at unstaffed facilities (including ATMs) are not our responsibility until we receive such deposit. We reserve the right to refuse any deposit.
Deposits to Your Account. The following terms apply to deposits and other Credits to your Account:
