Credit Union’s Liability for Failure to Make Transfers. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. Our sole responsibility for an error will be to correct the error. In no case will we be liable for any indirect, special or incidental damages. For instance, we will not be liable:
Credit Union’s Liability for Failure to Make Transfers. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you and the instructions you transmit, we will be liable for your actual losses or damages. However, the Credit Union will not be liable: • If, through no fault of ours, you do not have adequate funds in your account to complete a transaction, your account is closed, or the transaction amount would exceed your credit limit on your line of credit, if applicable. • If you used the wrong personal identification information or you have not properly followed any applicable computer, Internet Access, or Credit Union user instructions for making a transfer. • If your computer fails or malfunctions or the phone lines or Credit Union computer system was not properly working and such problem should have been apparent when you attempted such transaction. • If circumstances beyond our control (such as: fire, flood, telecommunication outages, postal strikes, equipment or power failure) prevent making the transaction. • If the funds in your account are subject to an administrative hold, legal process or other claim. • If you have not given the Credit Union complete, correct and current instructions so the Credit Union can process a transfer. • If, through no fault of ours, a xxxx payment or funds transfer transaction does not reach a particular payee due to changes in the payee address, account number or otherwise; the time you allow for payment delivery was inaccurate; or the payee failed to process a payment correctly, or in a timely manner, and a fee, penalty, or interest is assessed against you. • If the error was caused by a system beyond the Credit Union’s control such as a telecommunications system, an Internet service provider, any computer virus or problems related to software not provided by the Credit Union. • If there are other exceptions as established by the Credit Union.
Credit Union’s Liability for Failure to Make Transfers. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you and the instructions you transmit, we will be liable for your actual losses or damages. However, the Financial Institution will not be liable: • If, through no fault of ours, you do not have adequate funds in your account to complete a transaction, your account is closed, or the transaction amount would exceed your credit limit on your line of credit, if applicable. • If you used the wrong password or you have not properly followed any applicable computer, Internet Access, or Credit Union user instructions for making a transfer. • If your computer fails or malfunctions or the Online Banking service was not properly working and such problem should have been apparent when you attempted such transaction. • If circumstances beyond our control (such as fire, flood, telecommunication outages, postal strikes, equipment or power failure) prevent making the transaction. • If the funds in your account are subject to an administrative hold, legal process or other claim. • If you have not given the Credit Union complete, correct and current instructions so the Financial Institution can process a transfer • If the error was caused by a system beyond the Credit Union's control, such as your Internet Service Provider. • If there are other exceptions as established by the Credit Union from time to time.
Credit Union’s Liability for Failure to Make Transfers. If we do not complete a transfer to or from your account on time, or in the correct amount according to our agreement with you and the instructions you transmit, we will be liable for your actual losses or damages. However, the Credit Union will not be liable: • If, through no fault of ours, you do not have adequate funds in your account to complete a transaction, your account is closed, or the transaction amount would exceed your credit limit on your line of credit, if applicable. • If you used the wrong password, or you have not properly followed any applicable device, Internet access, or Credit Union user instructions for making a transfer. • If your device fails or malfunctions, or the Online Banking service was not properly working, and such problem should have been apparent when you attempted such transaction. • If circumstances beyond our control (such as fire, flood, telecommunication outages, postal strikes, equipment or power failure) prevent making the transaction. • If the funds in your account are subject to an administrative hold, legal process, or other claim. • If you have not given the Credit Union complete, correct, and current instructions so that we can process a transfer. • If the error was caused by a system beyond the Credit Union's control, such as your Internet Service Provider. • If there are other exceptions as established by the Credit Union from time to time.
Credit Union’s Liability for Failure to Make Transfers. If we do not complete a transfer to or from your Account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions. We will not be liable, for instance: • If, through no fault of ours, you do not have enough money in your Account to make the transfer; • If the transfer would go over the credit limit on your overdraft line, if you have an overdraft line; • If the ATM where you are making the transfer does not have enough cash; • If the terminal or system was not working properly and you knew about the breakdown when you started the transfer; • If circumstances beyond our control, such as fire or flood, prevent the transfer, despite reasonable precautions that we have taken; or • There may be other exceptions stated in our agreement with you.
Credit Union’s Liability for Failure to Make Transfers. The Services may be unavailable from time to time due to system maintenance. If we do not complete a transfer to or from your Account on time or in the correct amount according to our agreement with you, we may be liable for your losses or damages proximately caused by our failure. However, there are some exceptions. We will NOT be liable, for instance: • If, through no fault of ours, you do not have enough money in your Account to make the transfer. • If the terminal or system where you are making the transfer does not have enough cash. • If the ATM or other system was not working properly and you knew about the breakdown when you started the transfer. • If circumstances beyond our control (such as fire or flood) prevent the transfer, despite reasonable precautions that we have taken. • If the funds in your Account are subject to an administrative hold, legal process, or other claim. • If the failure to properly complete the transaction is caused by erroneous information supplied by you or your agent. • If you have closed the Account from which you have preauthorized electronic fund transfers to occur. • There may be other exceptions stated in our agreements with you.
Credit Union’s Liability for Failure to Make Transfers. If we do not complete a transfer to or from your account on time or in the correct amount according to our Agreement with you, we will be liable for your losses or damages. Our sole responsibility for an error will be to correct the error. In no case will we be liable for any indirect, special, or incidental damages. For instance, we will not be liable: a. If, through no fault of ours, you do not have enough money in your account to make the transfer, your account is inactive, or the transfer would exceed the credit limit on your line of credit. b. If you used the wrong access code or you used an access code in an incorrect manner. c. If the card has expired or is damaged and cannot be used. d. If the ATM where you are making the transfer does not have enough cash. e. If the ATM or POS terminal was not working properly and you knew about the problem when you initiated the transaction. f. Circumstances beyond our control (such as fire, flood, or power failure) prevent the transaction. g. If the funds in your account are subject to legal process or other claim. h. If your account is frozen because of a delinquent loan. i. If the
Credit Union’s Liability for Failure to Make Transfers. The Credit Union shall have no liability to you, or any other person or entity for any loss, damage, cost, or expense arising out of this Agreement or the Electronic Services regardless of the form in which asserted, whether in contract, tort (including negligence), warranty, or any other legal or equitable grounds, and regardless of whether the remedies available fail of their essential purpose, except as provided by applicable law for any error or delay in performing the Electronic Services provided for in this Agreement. We shall have no liability for not completing a transaction, if we receive actual notice or have reason to believe that you have filed for bankruptcy, the ownership of funds involving a transaction or the Authorized Representative's authority to conduct a transaction is in question; we suspect your Account has been used for illegal or fraudulent purposes; or we reasonably believe that a transaction is prohibited by federal law or regulation, or this Agreement. We will not be liable if you fail to report timely any error or discrepancy reflected in a statement prepared by us, or if you fail to report a breach of a security procedure. If we fail to perform under this Agreement in accordance with the standards set herein, our liability for damages, losses, and other compensation owing to you shall be limited to direct damages caused solely by the Credit Union. We shall not be liable for any loss, damage, liability, or claim arising directly or indirectly from any error, delay, or failure to perform hereunder which is caused by earthquakes, fires, natural disasters, civil or foreign disturbances, power outages, acts of government, labor disputes, failures in either communication or computer networks, legal constraints, or any other event beyond its control.
Credit Union’s Liability for Failure to Make Transfers. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you and the instructions you transmit, we will be liable for your actual losses or damages. However, we will not be liable: • If you do not have adequate funds in your account to complete a transaction, your account is closed, the transaction amount would exceed your credit limit on a line of credit, or • If the funds in your account are subject to an administrative hold, legal process or other claim. • If your computer fails or malfunctions, if circumstances beyond our control (such as fire, flood, telephone outages, postal strikes, equipment or power failure) prevent making the transaction, or • If Online or Mobile Banking is not working properly and the problem would have been apparent when you attempted the transaction. • If you have not given complete, correct and current instructions. • If there are other reasonable exceptions. Fees and Charges There is no charge for using Online or Mobile Banking. Some transactions or transfers may be subject to fees as disclosed in the current applicable Consumer or Business Fee Schedule. Account Information Disclosure We will disclose information to third parties about your account or the transfers you make: • Where it is necessary for completing transfers, or • In order to verify the existence and condition of your account for a third party, such as a credit bureau or merchant, or • In order to comply with government agency or court orders, or • If you give us your written permission. Please refer to our Privacy Policy found online at xxx.xxxxxx.xxx for additional details.
Credit Union’s Liability for Failure to Make Transfers. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you and the instructions you transmit, we will be liable for any returned check fees resulting from our failure to perform the transaction. However, the Credit Union will not be liable: If, through no fault of ours, you do not have adequate funds in your account to complete a transaction or if your account is closed. If you used the wrong PIN/password or you have not properly followed any applicable computer, Internet access, or Credit Union user instructions for making transfers or payments. If your computer fails or malfunctions or Web-24 was not properly working and such problem should have been apparent when you attempted such transaction. If circumstances beyond our control (such as fire, flood, telecommunication outages, postal strikes, equipment or power failure) prevent completion of the transaction. If the funds in the account are subject to an administrative hold, legal process, or other claim. If you have not given the Credit Union complete, correct, and current instructions so the Credit Union can process the transfer or payment. If the error was caused by a system beyond the Credit Union’s control, such as your Internet Service Provider. If there are other exceptions as designated by the Credit Union from time to time.
