How Do I Make a Claim for a Refund. If you believe that you have suffered a loss relating to a substitute check that you received and that was posted to your account, please write us at Northern Bank & Trust Company, Attn: Contact Center, 000 Xxxxxxxx Xxxx, Xxxxxx, XX 00000, or call 0-000-000-0000. You must contact us within 45 calendar days of the date that we mailed (or otherwise delivered by a means to which you agreed) either the substitute check in question or the account statement showing that the substitute check was posted to your account, whichever is later. We will extend this time period if you were not able to make a timely claim because of extraordinary circumstances. Your claim must include: A description of why you have suffered a loss (for example, you think the amount withdrawn was incorrect); An estimate of the amount of your loss; An explanation of why the substitute check you received is insufficient to confirm that you suffered a loss; and A copy of the substitute check or the following information to help us identify the substitute check: the check number, the name of the person to whom you wrote the check, the amount of the check and the date the check was posted on your statement Overdrafts We may pay or decline to pay any item when it is presented if your available balance is less than the amount of that item plus all other items received but not yet paid. We look at your available balance only once when the item is presented to us to decide if you have enough funds available to pay the item. If we do permit such a withdrawal, you agree to pay the overdrawn amount, and all applicable fees, as soon as we give you notice of the overdraft. To determine when funds are available to pay items, please see our Funds Availability Policy, above. Under our standard overdraft practices, we may authorize and pay overdrafts for the following types of transactions: checks and other transactions made using your checking account number; automated xxxx payments. We will not authorize and pay for the following types of transactions unless you ask us to do so: ATM transactions; everyday debit card transactions. You may choose to change your preference at any time by notifying us at any branch office, by calling our Contact Center at 0-000-000-0000 or mailing a request to our Contact Center, 000 Xxxxxxxx Xxxx, Xxxxxx, XX 00000. We will charge a fee during nightly processing for any item presented on a business day when you do not have sufficient funds available in your ac...
How Do I Make a Claim for a Refund. If you believe that you have suffered a loss relating to a substitute check that you received and that was posted to your account, please contact us at: Alpine Capital Bank 000 Xxxxx Xxxxxx, 0xx Xxxxx Xxx Xxxx, XX 00000 Phone (000) 000-0000 Fax (000) 000-0000 as soon as you can. You must contact us within 40 calendar days of the date that we mailed (or otherwise delivered by a means to which you agreed) the substitute check in question or the account statement showing that the substitute check was posted to your account, whichever is later. We will extend this time period if you were not able to make a timely claim because of extraordinary circumstances. Your claim must include: • A description of why you have suffered a loss (for example, you think the amount withdrawn was incorrect); • An estimate of the amount of your loss; • An explanation of why the substitute check you received is insufficient to confirm that you suffered a loss; and • A copy of the substitute check or the following information to help us identify the substitute check: the check number, the name of the person to whom you wrote the check and the amount of the check. GENERAL TERMS AND CONDITIONS OF ALPINE
How Do I Make a Claim for a Refund. If you believe that you have suffered a loss relating to a substitute check that you received and that was posted to your Account, please contact us at 000-000-0000 or in writing at CIBC Bank USA 0000 Xxxx 000xx Xxxxxx, Xxxxx, Xxxxxxxx 00000. You must contact us within 40 calendar days of the date that we mailed (or otherwise delivered by a means to which you agreed) the substitute check in question or the Account statement showing that the substitute check was posted to your Account, whichever is later. We will extend this time period if you were not able to make a timely claim because of extraordinary circumstances. Your claim must include:
How Do I Make a Claim for a Refund. If you believe that you have suffered a loss relating to a substitute check that you received and that was posted to your Account, please contact our Client Care Center at 1-800-731-2265, or write to us at Old National Bank, P.O. Box 3606, Evansville, IN 47708. You must contact us within forty (40) calendar days of the date that we sent (or otherwise delivered by a means to which you agreed) the substitute check in question or the Account statement showing that the substitute check was posted to your Account, whichever is later. We will extend this time period if you were not able to make a timely claim because of extraordinary circumstances. Your claim must include: • A description of why you have suffered a loss (for example, you think the amount withdrawn was incorrect); • An estimate of the amount of your loss; • An explanation of why the substitute check you received is insufficient to confirm that you have suffered a loss; and • Copies of the substitute check or the following information to help us identify the substitute check: the check number, the name of the person to whom you wrote the check and the amount of the check.
How Do I Make a Claim for a Refund. If you believe you have suffered a loss relating to a substitute check that you received and that was posted to your account, please contact us at 000-000-0000, or write to Allied Healthcare FCU, P.O. Box 93124, Long Beach, CA 00000-0000. You must contact us within 60 calendar days of the date that we mailed (or otherwise delivered by a means to which you agreed) the substitute check in question or the account statement showing that the substitute check was posted to your account, whichever is later. We will extend this time period if you are not able to make a timely claim due to extraordinary circumstances. If you tell us orally, we may require that you send us your claim in writing within 10 business days. Additional Disclosures about Specific Accounts Please see Dividends section for information regarding dividends pertaining to any account described below. Share Savings Accounts A Share Savings Account is our primary savings account which is required to be established by every member. The minimum deposit required to open a Share Savings Account is $5. You must maintain a minimum daily balance of $5 to avoid a fee set forth on the Schedule of Fees & Charges. This is a tiered- rate Account. The minimum balance requirements for each tier and the corresponding dividend rate and Annual Percentage Yield (APYs) are set forth on the Savings Rates Schedule on our website. The dividend rate and Annual Percentage Yield may change at any time, as determined by the Credit Union’s Board of Directors. Transaction Limitations During any calendar month, you may not make more than six withdrawals or transfers to another credit union account of yours or to a third party by means of a preauthorized, automatic or computer transfer, telephonic order, or instructions, or by check, draft, debit card, or similar order to a third party. If you exceed the transfer limitations set forth above, your account will be subject to closure by the credit union. Holiday Club Accounts The Holiday Account allows you to save for your holiday shopping. Deposits to your Holiday Account can be made at any time, in any amount.
How Do I Make a Claim for a Refund. If you believe that you have suffered a loss relating to a substitute Check that you received and was posted to your Account, please call us at 000-000-0000 or write us at 1st Source Bank, Research Department, P.O. Box 1602, South Bend, IN 46634. You must contact us within forty (40) days of the date we mailed (or otherwise delivered by means to which you agreed) the substitute Check in question or the Account statement showing that the substitute Check was posted to your Account, whichever is later. We will extend this period of time if you were not able to make a timely claim because of extraordinary circumstances. Your claim must include: • A description of why you have suffered a loss (for example, you think the amount withdrawn is incorrect) • An estimate of the amount of your loss • An explanation of why the substitute Check you received is insufficient to confirm that you suffered a loss • A copy of the substitute Check and the following information to help us identify the substitute Check: Check number, payee, and the amount of the Check 3(b) ADDITIONAL SAVINGS & MONEY MARKET ACCOUNT TERMS Savings & Money Market Accounts Savings Accounts and Money Market Accounts are defined as Accounts that are not payable on a specified date or at the expiration of a specified time. Your Account is governed by the terms of this Account Agreement.
How Do I Make a Claim for a Refund. If you believe that you have suffered a loss relating to a substitute check that you received and that was posted to your Account, please contact your Account officer. You must contact us within sixty (60) calendar days of the date that we mailed (or otherwise delivered by a means to which you agreed) the substitute check in question or the account statement showing that the substitute check was posted to your Account, whichever is later. We will extend this time period if you were not able to make a timely claim because of extraordinary circumstances. Your claim must include— A description of why you have suffered a loss (for example, you think the amount withdrawn was incorrect); An estimate of the amount of your loss; An explanation of why the substitute check you received is insufficient to confirm that you suffered a loss; and A copy of the substitute check and/or the following identifying information to help us identify the substitute check: the check number, the name of the person to whom you wrote the check, and the amount of the check.
How Do I Make a Claim for a Refund. If you believe that you have suffered a loss relating to a substitute check that you received and that was posted to your account, please contact us by phone or by mail using the contact information listed at the end of this Agreement (see Important Contact Information). You must contact us within forty (40) calendar days of the date that we mailed (or otherwise delivered by a means to which you agreed) the substitute check in question or the account statement showing that the substitute check was posted to your account, whichever is later. We will extend this time period if you were not able to make a timely claim because of extraordinary circumstances. Your claim must include:
How Do I Make a Claim for a Refund. If you believe that you have suffered a loss relating to a substitute check that you received and that was posted to your account, please contact us in writing at Las Colinas Federal Credit Union, 000 Xxxxxxxx Xxxxx, Xxxxxx, XX 00000. You must contact us within 40 calendar days of the date that we mailed (or otherwise delivered by a means to which you agreed) the substitute check in question or the account statement showing that the substitute check was posted to your account, whichever is later. We will extend this time period if you were not able to make a timely claim because of extraordinary circumstances. Your claim must include: • A description of why you have suffered a loss (for example, you think the amount withdrawn was incorrect); • An estimate of the amount of your loss; • An explanation of why the substitute check you received is insufficient to confirm that you suffered a loss; and • A copy of the substitute check or the following information to help us identify the substitute check: The check number, the name of the person to whom you wrote the check, and the amount of the check. FACTS WHAT DOES LAS COLINAS FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: ▪ Social Security number and income ▪ account balances and payment history ▪ transaction or loss history and credit history When you are no longer our member, we continue to share your information as described in this notice. How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Las Colinas Federal Credit Union chooses to share; and whether you can limit this sharing. Reasons we can share your personal information Does Las Colinas Federal Credit Union share? Can you limit this sharing? For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No F...
How Do I Make a Claim for a Refund. If you believe that you have suffered a loss relating to a substitute check that you received and that was posted to your Account, please contact us at 000-000-0000 or by email at xxxxxxx@xxxxxxxxxx.xxx. You must contact us within 40 calendar days of the date that we mailed (or otherwise delivered by a means to which you agreed) the substitute check in question or the Account statement showing that the substitute check was posted to your Account, whichever is later. We will extend this time period if you were not able to make a timely claim because of extraordinary circumstances. Your claim must include: o A description of why you have suffered a loss (for example, you think the amount withdrawn was incorrect); o An estimate of the amount of your loss; o An explanation of why the substitute check you received is insufficient to confirm that you suffered a loss; and o A copy of the substitute check and the following information to help us identify the substitute check: ● Amount of your loss; ● Explanation as to why the original check is needed to determine the validity of the amount charged to your Account; ● Check number; ● Came of the person to whom you wrote the check; ● Amount of the check.
