TERMS AND CONDITIONS OF YOUR ACCOUNT. This Personal Account Agreement (“Agreement”) explains important terms and conditions which govern your consumer deposit account(s) with us. Please read this Agreement carefully and keep it with your banking records for future reference. NOTE THAT THIS AGREEMENT INCLUDES IMPORTANT CONSUMER DISCLOSURES, INCLUDING DISCLOSURES PROVIDED PURSUANT TO THE ELECTRONIC FUND TRANSFER ACT AND THE EXPEDITED FUNDS AVAILABILITY ACT. When you sign our signature card and/or continue to have an account with us, you and each authorized signer on your account(s) effectively agree to this Agreement, together with any applicable disclosures and related service agreements, including Mechanics Bank’s Schedule of Fees and Charges (“Fee Schedule”), the Account Disclosure and Receipt for Time Deposit, which includes product and rate disclosure information provided separately from this Agreement, all or any of which may be amended from time to time by us.
TERMS AND CONDITIONS OF YOUR ACCOUNT. This Disclosures and Deposit Account Agreement (“Agreement”) contains provisions which govern all of your account(s) with us, Pinnacle Bank, including your checking, savings and money market accounts (“Accounts”). Please read this Agreement carefully and retain it for future reference. When you sign your signature card, you agree to be bound by the terms of this Agreement. If not included elsewhere in this Agreement, you will receive a separate and current schedule of interest rates, qualifying balances, and fees (“charges”) that apply to your Accounts. These charges are also part of this Agreement. We reserve the right to alter or modify these charges at our discretion upon 30 days’ advance notice to you. These altered or modified charges become part of this Agreement. If you have any questions, please call us. Much of our relationship with our depositors is governed by state and federal law and rules (which may change from time to time). This body of law is too large and complex to be reproduced here. The purpose of this Agreement is to: • Summarize the existing rules applicable to the more common transactions; • Establish rules to govern transactions or events which the law does not regulate; • Establish rules for certain events or transactions which the law already regulates but permits variation by agreement; and • Provide you our funds availability and electronic funds transfer disclosures. Unless stated differently in this Agreement, your Accounts are subject to the substantive laws of the state where your account is opened. In the case of Accounts opened online in states where Pinnacle Bank does not have a branch presence, the applicable state law will be Tennessee. We may permit some variations from this Agreement, but any of those variations must be agreed to by us in writing either on our signature card for the Account or in some written form.
TERMS AND CONDITIONS OF YOUR ACCOUNT. This Business Account Agreement (“Agreement”) explains important terms and conditions which govern your business deposit account(s) with us. Please read this Agreement carefully and keep it with your banking records for future reference. You agree that your accounts will only be established and used for business and/or commercial purposes, and not for personal, family or household purposes. When you sign our signature card and/or continue to have an account with us, you and each authorized signer on your account(s) effectively agree to this Agreement, together with any applicable disclosures and related service agreements, including Mechanics Bank’s Schedule of Fees and Charges (“Fee Schedule”), the Account Disclosure and Receipt for Time Deposit, which includes product and rate disclosure information provided separately from this Agreement, and all or any of which may be amended from time to time by us.
TERMS AND CONDITIONS OF YOUR ACCOUNT. AGREEMENT - This document, along with any other documents we give you pertaining to your account(s), is a contract that establishes rules which control your account(s) with us. Please read this carefully and retain it for future reference. If you sign the signature card or open or continue to use the account, you agree to these rules. You will receive a separate schedule of rates, qualifying balances, and fees if they are not included in this document. If you have any questions, please call us. This agreement is subject to applicable federal laws, the laws of the state of Pennsylvania and other applicable rules such as the operating letters of the Federal Reserve Banks and payment processing system rules (except to the extent that this agreement can and does vary such rules or laws). The body of state and federal law that governs our relationship with you, however, is too large and complex to be reproduced here. Any provision that appoints us as an agent is not subject to the provisions of 20 Pa.C.S.A. Section 5601 et seq. (Chapter 56; Decedents, Estates and Fiduciaries Code). By exercising any of our rights under this agreement, we do so for our sole benefit. The purpose of this document is to:
TERMS AND CONDITIONS OF YOUR ACCOUNT. AGREEMENT - This document, along with any other documents we give you pertaining to your account(s), is a contract (also referred to as “this agreement”) that establishes rules which control your account(s) with us. Please read this carefully and retain it for future reference. If you open the account (whether in-person, electronically, or by any other method permitted by us) or continue to use the account after receiving a notice of change or amendment, you agree to these rules. You will receive a separate schedule of rates, qualifying balances, and fees if they are not included in this agreement. If you have any questions, please ask us. This agreement is subject to applicable federal laws, the laws of the state of Connecticut and other applicable rules such as the operating letters of the Federal Reserve Banks and payment processing system rules (except to the extent that this agreement can and does vary such rules or laws). The body of state and federal law that governs our relationship with you, however, is too large and complex to be reproduced here. The purpose of this agreement is to:
TERMS AND CONDITIONS OF YOUR ACCOUNT. In addition, we have the right to obtain and disclose information regarding your designated account or transactions on your designated account from or to a Payee or financial institution to resolve problems associated with a payment-posting or funds transfer.
TERMS AND CONDITIONS OF YOUR ACCOUNT. This Agreement covers your and our rights and responsibilities concerning accounts Team One Credit Union offers. In this Agreement, the words “you” and “
TERMS AND CONDITIONS OF YOUR ACCOUNT. AGREEMENT - This document, along with any other documents we give you pertaining to your account(s), is a contract that establishes rules which control your account(s) with us. Please read this carefully and retain it for future reference. If you sign the signature card to open or continue to use the account, you agree to these rules. You will receive a separate schedule of rates, qualifying balances, and fees if they are not included in this document. If you have any questions, please call us. This agreement is subject to applicable federal laws, the laws of the state of Florida and other applicable rules such as the operating letters of the Federal Reserve Banks and payment processing system rules (except to the extent that this agreement can and does vary such rules or laws). The body of state and federal law that governs our relationship with you, however, is too large and complex to be reproduced here. The purpose of this document is to:
TERMS AND CONDITIONS OF YOUR ACCOUNT. The Membership Application/Signature Card/other account opening documents you submitted shows that you promise to be bound by the terms and conditions of this Share Account Agreement and Disclosures (called the “Agreement”) which govern your share accounts (collec- tively, whether one or more, “account”) with Bank-Fund Staff Federal Credit Union® (BFSFCU®). This SHARE ACCOUNT AGREEMENT contains an arbitration provision that limits your ability to bring an action in court and bring or participate in a class action or aggregate proceeding. The rights and obligations of you and us as to your account, or accounts if you open more than one, shall be governed by this Agreement, the Application/Signature Card, and other account opening documents, BFSFCU’s Fee Schedule, Funds Availability Disclosure, Electronic Fund Transfer Agreement and Disclosure, and Truth in Savings Disclosure, all of which you acknowledge receiving when you submit- xxx the Application. It shall also be governed by the Share Certificate Account Agreement and Disclosure, if you are opening a share certificate account. These Agreements are subject to the applicable laws of the United States, the rules and regulations of the Board of Governors of the Federal Reserve System and various Federal Reserve Banks, the rules and regulations of the National Credit Union Administration and the laws of the District of Columbia. The account is deemed to “reside” in the District of Columbia. If any of the terms of this Agreement come into conflict with applicable laws or regulations, those terms will be nulli- fied to the extent that they are inconsistent with the law, and the applicable law will govern. If any provision of this Agreement is declared invalid, unenforceable or illegal, that part will not affect the validity of the other provisions.
TERMS AND CONDITIONS OF YOUR ACCOUNT. Agreement This Membership Agreement (“Agreement”), along with any other disclosures and policies we give you pertaining to your account(s) (as updated from time to time), is a contract between you and the Credit Union that establishes rules that control any account(s) you open or maintain with us. Please read this carefully. If you sign the signature card or open, or continue to have your account with us, you agree to these rules. If you have any questions please call us. 000-000-0000 or go to xxx.xxxxxxxx.xxx. This Agreement is subject to applicable federal laws and the laws of the Commonwealth of Pennsylvania. The purpose of this document is to:
