Long Term and Short Term Disability a. Long Term Disability (LTD) Full-time and part-time bargaining unit members may purchase long term disability insurance to be effective the first of the month following date of hire. LTD is a voluntary policy, paid 50% by the employee through payroll deduction. Such insurance shall cover 60 percent (60%) of pre-disability base monthly earnings up to a maximum benefit of $5000 per month. LTD benefit payments will begin following the elimination period of 90 consecutive days of a qualifying disability. Benefits will continue until the earlier of the end of the disability or when normal retirement age is reached. Benefits will be offset by any other disability income including Social Security and Workers’ Compensation. After initial eligibility at the time of employment or implementation of the program, any request for coverage or an increase in coverage must be submitted for approval to the insurance carrier with proof of medical evidence of insurability.
Long Term and Short Term Disability. 1. Effective October 1, 2016, the City will take over the administration and selection of insurance carriers for the long-term disability and short-term disability insurance coverage for unit employees.
Long Term and Short Term Disability. All employees are covered by a long term and short term disability insurance policy. The City shall pay the premium for these disability insurance policies.
Long Term and Short Term Disability. The City provides a Short- and Long-Term Disability Insurance program for employees covered by this M.O.U. and pays the premiums for these plans.
Long Term and Short Term Disability. In order to be eligible for Long Term Disability Leave (LTDL) or Short Term Disability Leave (STDL), an employee must present proof of enrollment in a private, long term or short term disability insurance program (“LTDL or STDL Insurance”) paid at his or her own cost. In order to be placed on LTDL or STDL, the employee must notify the Chief of Police in writing. Employees placed on LTDL or STDL must use sick leave at the rate of eight (8) hours per day until LTDL or STDL Insurance benefits begin to be paid to the employee. Thereafter, an employee may use sick leave at the rate of four (4) hours per day in order to utilize the LTDL or STDL Insurance. Following the exhaustion of vacation and sick leave, the employee will be placed on a medical leave of absence without pay for a period of not more than sixty (60) days per the City’s Personnel Rules and Regulations, Section 611.
