Involuntary Unemployment. (Option 1; Joint Protection Available) What does Involuntary Unemployment mean and how do I qualify for protection? Involuntary Unemployment means that you involuntarily lost your employment in which you were actively working for income for twenty-four (24) hours or more per week, and are receiving, unemployment benefits. To qualify for Involuntary Unemployment protection, the following requirements must be met:
Involuntary Unemployment. The Protected Individual is terminated from gainful employment and is certified as unemployed by the appropriate government agency. This clause does not include any termination resulting from voluntary unemployment, voluntary redundancy, retirement or becoming unemployed due to acts of wilful misconduct.
Involuntary Unemployment. Involuntary Unemployment means a termination, lay off, retrenchment or permanent dismissal of a salaried person from his/her primary occupation due to cost cutting, downsizing, closure of unit, company or organization, as the case may be, taking place during the Policy Period. Involuntary Unemployment does not include any unemployment caused due to or arising from poor performance, dismissal due to a fraudulent act, non-compliance of any company or organization’s internal rules/guidelines, or any disciplinary action.
Involuntary Unemployment. To qualify for a benefit due to involuntary unemployment, you must meet the requirements, as described in this Agreement Be enrolled in the Program for a minimum of 30 consecutive days before your unemployment begins; Be unemployed due to a layo", a union-based strike, lockout or similar action or company shutdown (in the event of a strike, labor dispute or lockout, a union representative must sign a form specifying the situation); Notify us within 365 days after the first date of unemployment; Have been working at least 20 hours per week for a minimum of 30 days at the time of unemployment; Qualify for State, Washington, D.C., or U.S. Territories unemployment benefits or be signed up with a recognized employment agency; and Complete and return any forms required by us as the proof of unemployment. You will not qualify for involuntary unemployment benefits if any of the following apply: Your date of unemployment is prior to your Purchase Date indicated on the letter included with this Agreement; You lost your job for any reason within 30 days following your Program Purchase Date; You voluntarily forfeit your employment salary, wages or employment income; You resign or quit; Your unemployment is due to retirement; Your employment is terminated for cause, meaning, for example, violation of established company policy or willful or criminal misconduct; Your unemployment is caused by illness, disease, accident or injury; however you may qualify for disability benefits (see the Disability section for details); or You have not been back to work for at least 20 hours per week for a minimum of 30 days since the end of a previously completed benefit period.
Involuntary Unemployment. For each Benefit, you must experience involuntary unemployment for at least 30 consecutive days from the Event Date, including the Event Date. You are not eligible for a Benefit for loss of employment due to voluntary forfeiture of the employment, salary, wages, or employment income, resignation, retirement, termination of seasonal or temporary employment, scheduled termination or expiration of an employee contract, or willful or criminal misconduct. If you are self-employed, you must be eligible for state unemployment benefits. To be eligible for another Benefit for Involuntary Unemployment, you must regain Permanent Employment for at least thirty (30) consecutive days before you will be considered eligible for another Involuntary Unemployment Benefit.
Involuntary Unemployment. You must provide proof that you qualify for state unemployment benefits by providing a copy of your state unemployment benefit check stub or benefit statement and by having the employer’s statement completed on your Benefit Form. In the event of a strike, labor dispute or lockout, a union representative or designated individual must sign a form specifying the situation causing the involuntary unemployment. If you do not qualify for state unemployment benefits because benefits were exhausted by a past period of unemployment; or if the employer was a nonprofit organization not required to withhold taxes; or if you did not earn enough in the period during which state or federal benefits are based, you must provide a copy of the denial letter from the state unemployment office.
Involuntary Unemployment. Involuntary Unemployment means a termination, lay off, retrenchment or permanent dismissal of an Insured Person who is a Salaried Individual from his/her primary occupation due to Injury sustained, Illness contracted, cost cutting, downsizing, closure of unit, company or organization, as the case may be, taking place during the Coverage Period. For the purpose of this Policy, Involuntary Unemployment does not include any unemployment caused due to or arising from poor performance, dismissal due to a fraudulent act, non-compliance of any company or organization’s internal rules/guidelines, or any disciplinary action
Involuntary Unemployment. Involuntary Unemployment means a termination, lay off, retrenchment or permanent dismissal of an Insured Person who is a Salaried Individual from his/her primary occupation due to Injury sustained, Illness contracted, cost cutting, downsizing, closure of unit, company or organization, as the case may be, taking place during the Coverage Period. For the purpose of this Policy, Involuntary Unemployment does not include any unemployment caused due to or arising from poor performance, dismissal due to a fraudulent act, non-compliance of any company RU RUJDQL]DWLRQ¶V LQWHUQDO UacXtioOn HV JXLGHOLQHV RU DQ\ G
Involuntary Unemployment. Your involuntary unemployment or the involuntary unemployment of the person(s) nominated in accordance with Clause 40, which is the termination from permanent and gainful employment, not by your choice or the choice of the person(s) nominated in accordance with Clause 40 as relevant, and being certified as unemployed by the appropriate government agency and which does not include any termination that was due to voluntary unemployment, voluntary redundancy, or the Customer reaching retirement, or becoming unemployed due to an act or acts of willful misconduct.
Involuntary Unemployment. Involuntary Unemployment protection means that You involuntarily lost Your Active Employment due to factors outside Your control. To qualify for Involuntary Unemployment protection, You must meet the following requirements at the time of Protection Activation and throughout the Protection Period: (1) You meet the definition of Involuntary Unemployment for at least thirty (30) consecutive days; (2) You are receiving, have received state or have received written approval to receive unemployment benefits for the period of unemployment for which You are requesting Protection Activation; (3) You are seeking Active Employment; (4) You provide the Administrator and Our Consumer Counseling with proof of qualification for Involuntary Unemployment protection at the time of Protection Activation and throughout the Protection Period; and (5) You provide qualifying information to Consumer Counseling to determine if the remaining Obligor(s) have the capacity to make future payments under the Financing Agreement. You are required to provide verification of eligibility for each month of coverage. If You or Your household receives income from self-employment, You may not qualify for protection under this Contract. Protection is subject to express approval by Us and is dependent upon the clarity of Your provided documentation illustrating the change in circumstance. NOTE: An award for unemployment benefits from Your state agency does not guarantee coverage toward Your Protected Payment under this Contract.
