RIGHT TO EXAMINE AND RETURN THIS CONTRACT Sample Clauses

RIGHT TO EXAMINE AND RETURN THIS CONTRACT. You may return this Contract by mailing or delivering it to our Customer Service Center at the address shown above or to the producer through whom you purchased it within ten days (or thirty days if this is a replacement contract as defined by applicable state regulation) after the date you receive it. If so returned, we will promptly pay you the Accumulation Value, adjusted for any Market Value Adjustment, which may be more or less than the Single Premium paid. If you are unsure whether your Contract is a replacement contract, please contact us at our Customer Service Center at the phone number or address set forth above. WE WILL PROVIDE YOU WITH ADDITIONAL INFORMATION REGARDING THE BENEFITS AND PROVISIONS OF THIS CONTRACT UPON WRITTEN REQUEST. YOU MAY ALSO CALL OUR CUSTOMER SERVICE CENTER AT [0-000-000-0000] FOR INQUIRIES, INFORMATION OR ASSISTANCE. [ /s/ Xxx X. Xxxxxx ] [ /s/ Xxxxxxxxx Xxxxx ] [ Secretary ] [ President ] If you withdraw all or a portion of the value of the Contract, Surrender Charges and/or a Market Value Adjustment may apply. Surrender Charges, when applied, will reduce the amount paid to you. Surrender Charges will not apply under certain conditions (see Section 5.5). The Market Value Adjustment, when applied, may increase or decrease or have no impact on the amount paid to you or your Beneficiary. The Market Value Adjustment will not apply under certain conditions (see Section 5.4). This Contract is non-participating which means it will not pay dividends resulting from any of the surplus or earnings of ING Life Insurance and Annuity Company. TABLE OF CONTENTS Page
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RIGHT TO EXAMINE AND RETURN THIS CONTRACT. We want You to be satisfied with the Contract You have purchased. We urge You to closely examine its provisions. If for any reason You are not satisfied, You may cancel the Contract by returning it within 10 days after You receive it if this is not a replacement contract or 30 days, if this is a replacement contract. A written request for cancellation must accompany the Contract. Mail or deliver the Contract and written request to Us at the Annuity Service Center address shown on the Contract Specifications Page or to the agent from whom it was purchased. If You return the Contract by mail, it will be deemed returned on being postmarked, properly addressed, and postage prepaid. In such an event, We will pay You the Contract Value on the date of surrender, plus any fees and charges deducted from the premiums or imposed under such Contract. For the Separate Account portion, You bear only the investment risk during the period prior to Our receipt of request for cancellation. Signed for the Company SAMPLE I-SHARE (FR4) SECRETARY PRESIDENT PREMIUM PAYMENTS ARE FLEXIBLE AS DESCRIBED HEREIN. RIGHT TO ADDITIONAL INFORMATION: You may request in writing additional information regarding the benefits and provisions of your Contract, and we will respond to your written request, in writing or verbally, within a reasonable amount of time but in no event not later than ten (10) days from the date on which we received Your written request. This Contract is an Individual Flexible Premium Variable Annuity. It is nonparticipating. ALL PAYMENTS AND VALUES PROVIDED BY THIS CONTRACT, WHEN BASED ON INVESTMENT EXPERIENCE OF A SUB-ACCOUNT, ARE VARIABLE AND ARE NOT GUARANTEED AS TO FIXED DOLLAR AMOUNT. DETAILS OF THE VARIABLE PROVISIONS ARE DESCRIBED UNDER VALUATION PROVISIONS, PAGES 6 AND 7. ICC12-FLICVA-NCDSC 1 TABLE OF CONTENTS PAGE Annuity Provisions 12 Annuity Tables 15 Contract Control Provisions 8 Death Benefits 11 Definition of Certain Terms 4 General Provisions 8 Premium Payments 6 Surrenders and Partial Withdrawals 10 Transfers Between Accounts 7 Valuation Provisions 6 CONTRACT SPECIFICATIONS PAGE CONTRACT NUMBER SPECIMEN ISSUE DATE 07-14-2016 ANNUITANT XXXXX XXXXX ANNUITY COMMENCEMENT DATE 01-01-2046 ANNUITANT AGE 35 INITIAL PREMIUM PAYMENT $10,000 ANNUITANT GENDER MALE MINIMUM SUBSEQUENT PAYMENT $500 DESIGNATED BENEFICIARY XXX XXXXX MINIMUM CONTRACT VALUE $2,500 OWNER XXXXX XXXXX MINIMUM ANNUITY PAYMENT $100 JOINT OWNER XXXX XXXXX PREMIUM BASED CHARGE 0.00% OWNER AGE 35 ...
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RIGHT TO EXAMINE AND RETURN THIS CONTRACT. Right to cancel. If you are not satisfied, you may cancel your Contract by returning it within {10} days after the date you receive it. Mail or deliver it to us at the address shown above or to your agent. (If you return the Contract by mail, it will be deemed returned when postmarked, properly addressed, and postage prepaid.) This Contract will then be void from its start. Any premium paid will be refunded. This Contract is signed by us as of its Contract Date. Vice President Secretary FLEXIBLE PREMIUM FIXED AND EQUITY INDEX DEFERRED ANNUITY CONTRACT Annuity benefit payable at Income Date. Death benefit payable in event of the Owner’s death prior to Income Date. CASH SURRENDER VALUES MAY INCREASE OR DECREASE BASED ON THE EQUITY INDEX AND MARKET VALUE ADJUSTMENT FEATURES OF THIS CONTRACT. THE INITIAL INTEREST RATES FOR THE FIXED RATE ACCOUNT ARE FOR ONE YEAR ONLY. WHILE CONTRACT VALUES MAY BE AFFECTED BY AN EXTERNAL INDEX, THE CONTRACT DOES NOT DIRECTLY PARTICIPATE IN ANY STOCK, BOND OR EQUITY INVESTMENTS. NONPARTICIPATING ET-EIA-2000(06-04) TABLE OF CONTENTS
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RIGHT TO EXAMINE AND RETURN THIS CONTRACT. You may return this Contract by mailing or delivering it to our Customer Service Center at the address shown above or to the producer through whom you purchased it within fifteen days (or thirty days if this is a replacement contract as defined by applicable state regulation) after the date you receive it. If so returned, we will promptly pay you the Accumulation Value plus any charges we have deducted which may be more or less than the Premium paid depending on the investment results of the Sub-
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RIGHT TO EXAMINE AND RETURN THIS CONTRACT. You may return this Contract by mailing or delivering it to our Customer Service Center at the address shown above or to the producer through whom you purchased it within ten days (or thirty days if this is a replacement contract as defined by applicable state regulation) after the date you receive it. If so returned, we will promptly pay you the Accumulation Value plus any charges we have deducted which may be more or less than the Premium paid depending on the investment results of the Sub-accounts. If you are unsure whether your Contract is a replacement contract, please contact us at our Customer Service Center at the phone number or address set forth above. [DEFENSE OF MARRIAGE ACT DISCLOSURE Pursuant to federal law (the Defense of Marriage Act of 1996), certain favorable federal tax treatment available to opposite-sex spouses is not available to same-sex spouses. For instance, federal tax law allows a surviving spouse who is designated the beneficiary under an annuity to continue the annuity when the owner dies. This alternative death benefit option is not available to a same-sex spouse beneficiary. If you are a same-sex spouse, we suggest that you consult with a tax advisor prior to purchasing an annuity contract, such as this one, which provides spousal benefits.] This Contract is non-participating which means it will not pay dividends resulting from any of the surplus or earnings of ING Life Insurance and Annuity Company. ICC12 IL-IA-4030 1 TABLE OF CONTENTS Page
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RIGHT TO EXAMINE AND RETURN THIS CONTRACT. The Owner may cancel this Contract within {15} days after the Owner receives it, by returning it to the Company or an Agent of the Company. If returned to us by mail, it will be deemed returned on being postmarked, properly addressed with sufficient postage to the address above. Canceling this Contract under the right to examine will void it from the beginning, and we will refund the premium paid minus any withdrawals within 10 days. Signed for and on behalf of EquiTrust Life Insurance Company, effective as of the Contract Date. Vice President Secretary FLEXIBLE PREMIUM FIXED DEFERRED ANNUITY CONTRACT WITH INDEX-LINKED CREDITING OPTIONS Contract features include: • Annuity benefit payable at Income Date • Death benefit payable in event of the Owner’s death prior to Income Date • Dividends are not paid (Nonparticipating) While Contract values may be affected by an external index, the Contract does not directly participate in any stock, bond or equity investments. The initial interest rate in any fixed rate account is guaranteed for a limited period of time. After the first Contract Year, Partial Surrenders of up to 10% of the Contract’s Accumulation Value as of the last Contract Anniversary may be made without a Surrender Charge. ICC12-ET-EIA-2000(01-12) TABLE OF CONTENTS CONTRACT DATA PAGE(S) 3 SECTION 1. GENERAL DEFINITIONS 5 SECTION 2. PAYMENT OF PROCEEDS 6
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Related to RIGHT TO EXAMINE AND RETURN THIS CONTRACT

  • ASSIGNMENT TERMINATES THIS CONTRACT; AMENDMENTS OF THIS CONTRACT This Contract shall automatically terminate, without the payment of any penalty, in the event of its assignment; and this Contract shall not be amended unless such amendment is approved at a meeting by the affirmative vote of a majority of the outstanding shares of the Fund, and by the vote, cast in person at a meeting called for the purpose of voting on such approval, of a majority of the Trustees of the Trust who are not interested persons of the Trust or of the Manager.

  • Amendments of this Agreement This Agreement may be amended by the parties only if such amendment is specifically approved by (i) the Board of Directors of the Fund, to the extent permitted by the Investment Company Act, or by the vote of a majority of the outstanding shares of the Portfolio, and (ii) by the vote of a majority of those directors of the Fund who are not parties to this Agreement or interested persons of any such party cast in person at a meeting called for the purpose of voting on such approval.

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