Right to Examine. The Department reserves the right, upon reasonable notice, to examine the original or true copies of policies of insurance (including but not limited to binders, amendments, exclusions, riders and applications) to determine the true extent of coverage. The Lessee agrees to permit such inspection at the offices of the Department.
Right to Examine. If, within 10 days of receipt of this Contract (60 days if the Contract replaced any other life insurance or annuity contract(s)) You are not satisfied with it, You may return this Contract to Our Annuity Service Center or to the agent through whom the Contract was purchased. The Company will refund the Purchase Payment or the Contract Value, whichever is greater, computed as of the business day during which we receive the Contract. Upon such refund, the Contract shall be void. For Individual Retirement Annuities, or if a refund of the Purchase Payment(s) is otherwise required We reserve the right to allocate your Purchase Payment(s) to the Cash Management Portfolio until the end of the Right To Examine period. Thereafter, allocations will be made as selected by You on Your Application. With 30 days advance notice, we may cease offering Fixed Account Guarantee Period Options and/or Dollar Cost Averaging Options if market conditions are such that we are not able to credit the Minimum Guarantee Rate shown on the Contract Data Page. THIS IS A LEGAL DOCUMENT. READ IT CAREFULLY. INDIVIDUAL FIXED AND VARIABLE ANNUITY CONTRACT Nonparticipating TABLE OF CONTENTS Table of Contents TABLE OF CONTENTS Purchase Payment Provisions Page 7 Accumulation Provisions Page 8 Charges and Deductions Page 9 Transfer Provisions Page 10 Withdrawal Provisions Page 10 Annuity Provisions Page 15 General Provisions Page 16 Annuity Payment Options Page 19 Fixed Annuity Payment Options Table Page 20 Table of Contents Contract Data Page Contract Number: Annuity Service Center: [P9999999999] P. O. BOX 54299 LOS ANGELES, CA 90054-0299 Owner: Age at Issue:  [XXXX XXX] Initial Purchase Payment: [$10,000.00] Annuitant: [XXXX XXX] Contract Date: [December 1, 1996] Specified Annuity Date: Current Interest Rate for Fixed Account [December 1, 2026] Options:
Right to Examine. Lender and its accountants shall have the right to examine the records, books, management and other papers of Guarantor which reflect upon Guarantor’s financial condition, at the Property or at any office (or such other location) regularly maintained by any Guarantor where the books and records are located. Lender and its accountants shall have the right to make copies and extracts from the foregoing records and other papers. In addition, Lender and its accountants shall have the right to examine and audit the books and records of Guarantor pertaining to the income, expenses and operation of the Property during reasonable business hours at any office of Guarantor where the books and records are located.
Right to Examine. Members shall have the right to examine all of their personnel files during normal business hours, after notice in writing, in the presence of the President or a person authorized by the President. Material in the files which is to be held confidential according to the provisions of this Agreement will be removed from the files prior to their inspection by the Member. However, an inventory of this confidential material, certified by the President, will be provided to the Member. Such inventory shall identify all confidential documents by authorship (if appropriate), date and general subject matter only.
Right to Examine. This contract can be returned within 10 days after you receive it. It can be mailed or delivered to either us or the representative who sold it. Return of this contract by mail is effective on being postmarked, properly addressed and postage paid. We promptly refund the Contract Value. This may be more or less than the Purchase Payments. We have the right to allocate Purchase Payments to the Money Market Investment Option until the end of the Right to Examine period. If we so allocate Purchase Payments, we refund the greater of the Purchase Payments less any Withdrawals, or the Contract Value. This is a legal contract between you and the Company. Read this contract carefully. L40534 Table of Contents Contract Schedule 3 Definitions 4 Purchase Payments 6 Variable Account 6 Contract 6 How the Contract Value increases and decrease 6 Transfers 7 Suspension of Payments or Transfers 7 Contract Charges 8 Mortality and Expense Risk Charge 8 Contract Maintenance Charge 8 Withdrawals 8 Full Withdrawal 8 Partial Withdrawals 8 Annuity Payments 9 How Annuity Payments begin 9 How we calculate Annuity Payments 10 Annuity Options 10 Death Benefit 11 Ownership 12 General Provisions 13 L40534 2
Right to Examine. This Contract may be returned within 10 days after you receive it. It can be mailed or delivered to either us or the agent who sold it. Return of this Contract by mail is effective on being postmarked, properly addressed and postage prepaid. The returned Contract will be treated as if we had never issued it. We will promptly refund an amount equal to the sum of (i) and (ii), where (i) is the difference between the Purchase Payment, including any fees or other charges, and the amounts, if any, allocated to the separate accounts and the fixed account under the Contract, less any withdrawals, and (ii) the Contract Value, less any bonus amounts credited. This is a Variable Annuity Contract with Annuity Payments and Contract Values increasing or decreasing depending on the experience of the Variable Account which is set forth in the Contract Schedule. Signed by the Company: /s/ Xxxxxxx X. Xxxxx /s/ Xxxxxxx Xxxxxxxx Senior Vice President, Secretary President and Chief Legal Officer INDIVIDUAL FLEXIBLE PAYMENT VARIABLE ANNUITY WITH FIXED OPTION NONPARTICIPATING Annuity payments will not decrease as long as the investment return of the variable account assets equals or exceeds 6.5% (assuming a 4.5% Assumed Investment Return) on an annual basis. Variable Account expenses consist of a mortality and expense risk charge, a contract maintenance charge, and transfer fees. These are shown on the Contract Schedule Page. The variable provisions can be found on pages 8, 9 and 16 of this Contract. TABLE OF CONTENTS
Right to Examine. This Contract may be returned within 10 days after you receive it. It can be mailed or delivered to either us or the agent who sold it. Return of this Contract by mail is effective on being postmarked, properly addressed and postage prepaid. The returned Contract will be treated as if we had never issued it. We will promptly refund the Contract Value in states where permitted. This may be more or less than the Purchase Payments. We have the right to allocate payments to the Money Market Sub-Account until the expiration of the Right to Examine period. If we so allocate payments, we will refund the greater of the Purchase Payments, less any withdrawals, or the Contract Value. Benefits available under this Contract are not less than those required by statute of the state in which this Contract is delivered. This is a Variable Annuity Contract with Annuity Payments and Contract Values increasing or decreasing depending on the experience of the Variable Account which is set forth in the Contract Schedule. Signed for Allianz Life Insurance Company of North America by: /s/ /s/ Vice President and Secretary President INDIVIDUAL MULTIPLE PAYMENT VARIABLE ANNUITY NON-PARTICIPATING TABLE OF CONTENTS
Right to Examine. If You are not satisfied with the Program, call us within 30 days after enrolling. The Program will then be canceled, and any Charges paid, as shown above, will be refunded. Renewability: This Program takes effect on the Effective Date stated above and remains in effect for as long as the modal Charges are paid. This Program will be automatically renewed on each anniversary as long as You continue to pay the modal Charges.
Right to Examine. METROPOLITAN'S RECORDS SUMMIT shall have the right to examine and audit any and all of the books, records, or other information of METROPOLITAN, with respect to or concerning this agreement or the receivables during business hours or at such other times as may be reasonable under applicable circumstances. 6. EVENT OF DEFAULT The following shall be construed as an event of default: a. The failure by METROPOLITAN to deliver any and all monies received by METROPOLITAN which METROPOLITAN is obligated to pay to SUMMIT pursuant to the terms of this agreement; b. The failure by SUMMIT to deliver any sums required to be paid to METROPOLITAN pursuant to the terms of this agreement. c. The failure of either party to perform in accordance with the terms and conditions of this agreement to the extent that such failure to perform shall constitute a material breach of a term or condition of this agreement. d. In the event that METROPOLITAN shall file bankruptcy or otherwise be determined to be insolvent, this agreement may be terminated by SUMMIT and SUMMIT may take immediate steps to employ another entity to collect and service the receivables then being serviced by METROPOLITAN. 7.