Our Investment Services and Costs. We provide you with an initial consultation free of charge. This helps us to understand your financial objectives and will confirm how we can support you in working towards these. We will also discuss the cost, and levels, of our services both initially and throughout our relationship with you. We charge our services by way of a fee. These fees are based on a percentage of the amount you invest.
Our Investment Services and Costs. We will provide you with an initial consultation at our expense. This helps us to understand your financial objectives and will confirm how we can support you in working towards these. We will also discuss the cost, and levels, of our services both initially and throughout our relationship with you. Our services are charged using a fee that will be agreed with you in writing before we commence working on your behalf. These fees are split in to three parts as indicated below.
Our Investment Services and Costs. We provide you with an initial consultation free of charge. This helps us to understand your financial objectives and will confirm how we can support you in working towards these. We will also discuss the cost, and levels, of our services both initially and throughout our relationship with you. We charge our services by way of a fee. These fees can be based on a percentage of the amount you invest, an hourly rate of £150 per hour or on a fixed amount that will be agreed prior to any work being carried out. If you chose to pay by an hourly rate then we will provide an approximate indication of the number of hours we expect before you need to make a commitment.
Our Investment Services and Costs. Stage 1. Initial Discussion (Complimentary) We offer you an initial discussion (without charge) at which we will describe our services more fully and explain the payment options. If you decide to go ahead, we will: Gather and analyse personal and financial information about you and your aims and objectives; Recommend and discuss any action we think you should take and, with your agreement, arrange relevant solutions for you.
Our Investment Services and Costs. I provided you with our Key Facts disclosure document ‘about our services and costs’. You will recall that we comprehensively covered the content of this document which covers the services we provide and what they cost. You confirmed you fully understood this and were happy to proceed on the basis as confirmed within our service proposition agreement which you have signed. It is important that you keep the client agreement, service proposition and CIDD document together and if you have any questions you contact us immediately.
Our Investment Services and Costs. There are four stages to the financial planning process, each of which is separately costed, although the initial consultation is at our cost:
Our Investment Services and Costs. In order to clarify the expectations of all parties and to provide transparency of charges, we set out in this document the services available and associated costs. Please feel free to contact us if you wish to discuss any aspect of these terms. The Financial Planning Process There are four stages to the financial planning process, each of which is separately costed, although the Discovery meeting is at our cost:
Our Investment Services and Costs. (including structured deposits) We provide you with an initial consultation free of charge. This helps us to understand your financial objectives and we will confirm how we can support you in working towards these goals. We will also discuss the cost, and levels, of our services both initially and throughout our relationship with you. We charge our services by way of a fee. These fees are based on a percentage of the amount you invest, subject to a minimum fee. The 2 steps of this process are explained here: Financial Review and Recommendation This can be a continuation from the initial discussion, where agreed, or a further appointment. This process covers the: • Gathering of information about your existing financial arrangements and full personal circumstances; • Understanding of your investment knowledge and attitude and tolerance towards investment risk; • Recommendation of an asset allocation model that matches your risk attitude and the assessment of the suitability of any existing holdings; • Preparation of our recommendations to you; • Arranging a further appointment to explain and discuss our recommendations in detail. Our charge for this service is a fixed fee of £1,000 payable on provision of the report containing our recommendations to you. This fee will be waived wholly or in part should you decide to implement any of our recommendations.
Our Investment Services and Costs. We provide you with an initial consultation free of charge. This helps us to understand your financial objectives and will confirm how we can support you in working towards these. We will also discuss the cost, and levels, of our services both initially and throughout our relationship with you. We charge our services by way of a fee. These fees are based on a percentage of the amount you invest. Our Financial Review and Recommendation process is chargeable by a fixed fee amount. Any implementation of our recommendations would be chargeable as a fee based on a percentage of the amount you invest as highlighted on the following page. We will issue an invoice within 7 days of your investment plan going live, which can be either paid directly by you or deducted from your investment. We must receive full payment of the invoice amount within 14 days of issue unless you have elected for our fee to be deducted from your investment.
Our Investment Services and Costs. We provide you with an initial consultation at our expense. This helps us to understand your xxxxx- cial objectives and will confirm how we can support you in working towards these. We will also dis- cuss the cost, and levels, of our services both initially and throughout our relationship with you. New Client Requirement In order to ensure that we serve our clients to the best of our abilities and in most cases exceed their expectations, we need to limit the number of new clients that retain us each year. The following is a schedule of the basic minimum requirements to begin a relationship with M Xxxxxxxx XX. You would only need to satisfy one of the following: • An investment portfolio of £100,000 within 12 months or: • Satisfy a minimum fee of £1,500 per year for planning and investment management. • Anticipated £150,000 portfolio within 3 years (£1,500 per year minimum fee still applies). Immediate family member of an existing client, with a portfolio over £150,000 (£1,500 per year min- imum fee applies.) For providing financial planning and investment advice you will pay for our services by fees. We will agree the amount to be charged before beginning any work in accordance with our Treating Cus- tomers Fairly culture. We will tell you if you are liable to pay VAT. The amount payable will be as follows: A fee based upon the initial workload, typically 0-3% of the investment value, plus an annual fee of 1% of the value of your investments, chargeable monthly, to pay for the on-going financial planning and investment advice. Discounts will be applied on a tiered scale as per the table shown (the dis- count applying to the funds that fall into the related band) for amounts in excess of £1,000,000. Size Of Portfolio Annual Portfolio Management Fee Monthly Portfolio Management Fee Discount First £1,000,000 1.00% 0.0833% Next £2,000,000 0.75% 0.0625% 25% Next £2,000,000 0.50% 0.0417% 50% Next £5,000,000 0.25% 0.0208% 75% £10,000,000+ 0.20% 0.0167% 80% Paying by fee, whether you buy a product or not, you will be paying for advice and services.
