Conflicting Demands/Disputes. If there is any uncertainty regarding the ownership of an account or its funds, there are conflicting demands over its ownership or control, we are unable to determine any person’s authority to give us instructions, we are requested by Adult Protective Services or any similar state or local agency to freeze the account or reject a transaction due to the suspected financial abuse of an elder or dependent adult, or we believe a transaction may be fraudulent or may violate any law, we may, at our sole discretion: (1) freeze the account and refuse transactions until we receive written proof (in form and substance satisfactory to us) of each person’s right and authority over the account and its funds; (2) refuse transactions; (3) require the signatures of all authorized signers for the withdrawal of funds, the closing of an account, or any change in the account regardless of the number of authorized signers on the account; (4) request instructions from a court of competent jurisdiction at your expense regarding the account or transaction; and/or (5) continue to honor transactions and other instructions given to us by persons who appear as authorized signers according to our records. The existence of the rights set forth above shall not impose an obligation on us to assert such rights or to deny a transaction.
Conflicting Demands/Disputes. If there is any uncertainty regarding the ownership of an account or its funds or the authenticity or legitimacy of any transaction associated with your account, or we are requested by Adult Protective Services or any similar state or local agency to freeze the account or reject a transaction due to the suspected financial abuse of an elder or dependent adult, we may, at our sole discretion, freeze the account and refuse transactions until we conduct an investigation to resolve the matter to our satisfaction.
Conflicting Demands/Disputes. If there is a conflict among your officers, Contracting Officers, Authorized Signers or other persons purporting to have rights to represent you or to sign on an account, we reserve the right (but are not obligated to) require all such persons to sign a check or approve an instruction or otherwise agree upon and provide consistent instructions. In addition, if there is any uncertainty regarding the ownership or control of an account or its funds, there are conflicting demands over its ownership or control, there is a conflict among signers, we are unable to determine any person’s authority to give us instructions, we are requested by a federal, state or local agency to freeze the account or reject a transaction or we believe a transaction may be fraudulent, violate any law or pose an unacceptable risk to us, we are authorized, at our sole discretion, to freeze your funds and to do some or all of the following at our sole discretion: (i) freeze the account and refuse transactions until we receive written proof (in form and substance satisfactory to us) of a person’s right and authority over the account and its funds; (ii) refuse deposits or withdrawals or other instructions and transactions and to return checks with the notation “Refer to Maker” (or similar language); (iii) require the signatures of all Contracting Officers, Authorized Signers or other signers on the account for the withdrawal of funds, the closing of an account or any change in the account regardless of the number of persons on the account; (iv) freeze your funds and request instructions from a court of competent jurisdiction at your expense regarding the account or transaction; (v) bring an action in interpleader for a court to determine ownership of disputed funds without liability to you for damages, even if the interpleader action is refused as unavailable, and charge the account for our interpleader costs and fees (including attorneys’ fees); and/or (vi) continue to honor checks, Orders and other instructions given to us by persons who appear to be authorized to transact on the accounts on your behalf according to our records. The existence of the rights set forth above shall not impose an obligation on us to assert such rights or to deny a transaction. You assume all liability for, and you agree to indemnify, defend and hold us harmless from any and all proceedings, losses, damages, liabilities, claims, demands, costs or expenses (including attorneys’ fees and costs) incurred by us a...
Conflicting Demands/Disputes. If there is any uncertainty regarding the ownership of an account or its funds, there are conflicting demands over its ownership or control, we are unable to determine a person’s authority to give us instructions regarding the account, we are requested by law enforcement or any similar governmental agency to freeze the account or reject a transaction or we believe a transaction may be fraudulent or may violate any law, we may in our sole discretion: (1) freeze the account and refuse transactions until we receive written proof, in form and substance satisfactory to us, of each person’s right and authority over the account and its funds;
Conflicting Demands/Disputes. If there is any uncertainty regarding the ownership of an account or its funds or the authenticity or legitimacy of any transaction associated with your account we may, at our sole discretion, freeze the account and refuse transactions until we conduct an investigation to resolve the matter to our satisfaction. If you discover an error, forgery, alteration or other unauthorized activity involving transfers from your account using your routing and direct deposit number, you must notify us immediately by calling us at (000) 000-0000, but within no later than 2 days, by telephone and promptly in writing of the relevant facts, including a description of the transaction or error and the identity of any suspected perpetrator.
Conflicting Demands/Disputes. If there is any uncertainty regarding the ownership of an account or its funds, or if a dispute arises over control of or access to your account, or if we are unable to determine any person’s authority to give us instructions, or if we believe a transaction may be fraudulent or in violation of law, or if we receive conflicting instructions from you (including any owner, joint account owner, contracting officer and/or other authorized signer on your account), or in the case of a corporate or partnership or association/LLC account, conflicting board resolutions or partnership authorizations or member instructions or similar conflicting demands, or if we are required to do so by any government agency, we may require, but are not obligated to require, the signatures of all account owners and authorized signers on items, withdrawals, or other transactions. We may also, but are not obligated to, “freeze” the account until we get evidence satisfactory to us that either the dispute is resolved or there is general agreement on payment of or access to the funds in the account. Without limiting the foregoing, you also authorize us to do one or more of the following:
Conflicting Demands/Disputes. If there is any uncertainty regarding the ownership of the Green Dot Account or its funds, there are conflicting demands over its ownership or control, we are unable to determine any person’s authority to give us instructions, we are requested by Adult Protective Services or any similar state or local agency to freeze the Green Dot Account or reject a transaction due to the suspected financial abuse of an elder or dependent adult, or we believe a transaction may be fraudulent or may violate any law, we may, at our sole discretion: (i) freeze the Green Dot Account and refuse transactions until we receive written proof (in form and substance satisfactory to us) of each person’s right and authority over the Green Dot Account and its funds; (ii) refuse transactions; (iii) require the signatures of all authorized signers for the withdrawal of funds, the closing of the Green Dot Account, or any change in the Green Dot Account regardless of the number of authorized signers on the Green Dot Account; (iv) request instructions from a court of competent jurisdiction at your expense regarding the Green Dot Account or transaction; and/or (v) continue to honor transactions and other instructions given to us by persons who appear as authorized signers according to our records. The existence of the rights set forth above shall not impose an obligation on us to assert such rights or to deny a transaction.
Conflicting Demands/Disputes. If (i) there is any uncertainty or conflicting demand regarding the ownership of an Account or its funds, (ii) we are unable to determine any person’s authority to give us instructions, (iii) we are requested by law enforcement or a state or local agency to freeze the account or reject a transaction, (iv) or we believe a transaction may be fraudulent or may violate any law; we may, in our sole discretion:
Conflicting Demands/Disputes. 23 Consent For Us to Contact You. 24 Consent to Gather Information. 25 Convenience Account. 25 Death or Adjudication of Incompetence. 25 Deposit Insurance. 25 English Language – Other Language Preferences. 25 Facsimile Signatures. 26 Facsimile Instructions/ Voice Mail/E-mail. 26 Fiduciary Accounts. 26 Financial Statement. 26 Force Majeure. 26 Governing Law and Rules. 26 Inactive Accounts. 27 Indemnification; Liability 27 Legal Process. 28 Limitation on Time to Bring Action. 28 Linked Accounts. 29 New Account Verification. 29 Other Agreements. 29 Overdrafts. 29 Ownership of Accounts. 30 “Pay-on-Death” Accounts. 32 Photocopies. 32 Postdated Checks. 32 Power of Attorney 33 Privacy 33 Protecting Your Identity 33 Remotely Created Checks and Demand Drafts. 33 Representative Xxxxx/Veteran’s Administration(VA) Custodian Accounts. 34 Returned Items/Transactions. 34 Security Interest. 34 Set Off. 34 Severability 35 Stale Dated Checks. 35 Statements, Notices and Unauthorized Transactions. 35 Stop Payment Orders. 37 Subaccounts. 37 Substitute Checks. 38 Telephone and Electronic Communication Monitoring/Recording. 39 Termination/Closing Your Account. 39 Transaction by Mail. 40 Transfers/Assignments. 40 Uniform Transfers to Minors Act/Uniform Gifts to Minors Act Accounts. 40 Waivers. 40 WIRE AND OTHER FUND TRANSFERS 41 WITHHOLDING OF INCOME TAX 42 QUESTIONS OR COMMENTS 43 CONTACT INFORMATION 43 ACCOUNT AGREEMENT Welcome to Hanmi Bank. These terms, your signature card, consumer privacy policy, applicable Fee Schedule, rate and Truth in Savings Disclosures (Disclosure of Account Terms), and the other information we provide to you when you open your account, rep- resent our agreement with you and contain important information about your account. Please read them carefully. By signing our signature card, requesting an account, or main- taining an account, you acknowledge that you have reviewed, understand and agree to be governed by each, as the same may be amended by us from time to time. YOUR ATTENTION IS DRAWN TO THE DISPUTE RESOLUTION PROVISION. NOTE; IF A DIS- PUTE ARISES BETWEEN US, THIS AGREEMENT MAY REQUIRE THE DISPUTE TO BE RESOLVED THROUGH ARBITRATION OR TRIAL BY JUDGE WITHOUT A JURY. PLEASE CAREFULLY READ THE “DISPUTE RESOLUTION” PROVISION FOR DETAILS.
Conflicting Demands/Disputes. If (i) there is any uncertainty regarding the ownership of an account or its funds, (ii) there are conflicting demands over its ownership or control, (iii) we are unable to determine any person’s authority to give us instructions regarding the account, (iv) we are requested by Adult Protective Services, law enforcement, or any similar state or local agency to freeze the account or reject a transaction due to the suspected financial abuse of an elder or dependent adult, or (v) we believe a transaction may be fraudulent or may violate any law, we may at our sole discretion: (1) freeze the account and refuse transactions until we receive written proof, in form and substance satisfactory to us, of each person’s right and authority over the account and its funds;
