INSURANCE PREMIUM TAX. If your country of residence is a country where we are obliged to collect insurance premium tax you must pay to us the amount of any insurance premium tax due. RENEWING YOUR PLAN Once your Global Protection plan has commenced you may continue to renew your cover each year subject to the agreement in force at the time of each subsequent renewal date. Allianz Nederland Leven NV, and/or Allianz Nederland Schadeverzekering NV will not cancel an individual Global Protection plan due to claims made against it. Irrespective of claims you may have submitted under the Accident benefit or Global Income plan, we will offer renewal terms based on the standard rates generally available to our other individual Global Protection plan clients of the same age, up to a maximum age of 64. We do, however, reserve the right to cancel an individual’s Global Protection plan if:- - You have fraudulently changed original documents, disclosed incorrect information, or withheld facts which may be regarded as being important to Xxxxxxx Xxxxxxx Ltd, and/or Allianz Nederland Leven NV, and/or Allianz Nederland Schadeverzekering NV, whether in the application process, the administration of the policy or the conduct of any claim. - You no longer qualify for the plan - for example if you take up residence in a country that we cannot offer cover in, or if you reach the age of 65. - You have not provided us with medical information we have requested in connection with a claim made on the policy or that we have requested in order to assist our administration of the policy, including administering potential claims that may arise in the future. If you are not satisfied with your Global Protection plan, you can instruct us to cancel the plan from your renewal date. Provided we receive this instruction within 30 days of your renewal date, we will cancel your plan from your renewal date and make a refund of the premium you have paid to us, provided that no claim has been made. MAXIMUM AGES FOR RENEWING YOUR PLAN You cannot renew your Global Protection plan once you have attained the age of 65 years. Your Global Life/ Accident policy will be lapsed at the renewal date following your 65th birthday. Your Global Income policy will be cancelled on your 65th birthday. AGE RELATED PREMIUMS Our premiums are age-related and will increase as you get older. The premiums are subject to change and cannot be guaranteed for the future.
INSURANCE PREMIUM TAX. Your premium detailed in the policy will include ‘ IPT’ at the prevailing rate. Should the rate of IPT be amended by the Government, your premium will be amended by the insurer to reflect the change. Some policies are also subject to Value Added Tax (VAT) and should the rate of VAT be amended by the Government, your premium will be amended by the insurer to reflect the change. What to do if you have a complaint Our aim is to provide a first class service, however, if you wish to register a complaint, please contact us by writing to Xxxxxx Xxxxxxxxxx,Xxxxxxx Xxxxx & Co Ltd, 0 Xxx Xxxx, Xxxxxx, XX0 0XX, or, by phone 00000 000000. We will provide you with a copy of our full complaints procedure and respond to you promptly, and always within 5 working days. We will make a final response to you within eight weeks, In the event that your complaint relates to activities or services provided by another party, we will ensure that your complaint is appropriately forwarded in writing, and will track the progress of the complaint and responses of that party. After our final response has been issued, or If this cannot be issued within eight weeks or if you still cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service, for an independent assessment and opinion. The FOS Consumer Helpline is on 0800 023 4567 (free for people phoning from a "fixed line" (for example, a landline at home) or 0000 000 0000 (free for mobile-phone users paying monthly charge for calls to No’s starting 01 or 020) and their address is: Financial Ombudsman Service South Quay Plaza 000 Xxxxx Xxxx London E14 9SR A full copy of our complaints procedure is available on request.
INSURANCE PREMIUM TAX. The Insurer shall be fully liable for IPT and/or any other Government imposed tax on insurance premiums which is payable in relation to the Premium. The Insurer reserves the right to increase the amount it requires to be forwarded to it as IPT in accordance with any corresponding rise in IPT.
INSURANCE PREMIUM TAX. Each Target Group Company has paid in full all liabilities to Insurance Premium Tax. SCHEDULE 5 LIMITATIONS ON LIABILITY
