APR for Cash Advances. To determine the variable APR for cash advances, we add a margin of 21.99% to the Index (Prime Rate).
APR for Cash Advances. The variable rate equals the Prime Rate plus a margin of 21.99%, (this corresponds to a current DPR of 0.06025%) (this corresponds to a current MPR of 1.8325% for residents of Iowa at the time of account opening (if applicable)).
APR for Cash Advances. The variable rate equals the Prime Rate plus a margin of 21.99%, (this corresponds to a current DPR of 0.06025%) (this corresponds to a current MPR of 1.8325% for residents of Iowa at the time of account opening (if applicable)). How the Penalty APR may apply to Your Account: The APR’s on your Account may be increased each time you fail to pay at least the Minimum Payment Due when it is due. We will determine the amount of the Penalty APR increase based on our review of your credit history at the time (including your credit performance with other creditors). Our notice will specify the balances to which the Penalty APR will be applied. The Penalty APR may continue to apply to these balances indefinitely. However, the Penalty APR will cease to apply to certain existing balances if, after the Penalty APR goes into effect, you make the next six consecutive minimum payments in a row when due.
APR for Cash Advances. The APR for Cash Advances will be equal to the Prime Rate plus one point ninety-nine percentage points (1.99%).
APR for Cash Advances. The variable rate equals the Prime Rate plus a margin of 21.99%, (this corresponds to a current DPR of 0.06025%) (this corresponds to a current MPR of 1.8325% for residents of Iowa at the time of account opening (if applicable)). How the Penalty APR may apply to Your Account: The APR’s on your Account may be increased each time you fail to pay at least the Minimum Payment Due when it is due. We will determine the amount of the Penalty APR increase based on our review of your credit history at the time (including your credit performance with other creditors). Our notice will specify the balances to which the Penalty APR will be applied. The Penalty APR may continue to apply to these balances indefinitely. However, the Penalty APR will cease to apply to certain existing balances if, after the Penalty APR goes into effect, you make the next six consecutive minimum payments in a row when due. Transaction Fees. We may charge and you agree to pay each of the following transaction fees: • If you use your Card or Account to obtain a Cash Advance, we will charge a Cash Advance Fee for each such Cash Advance. • If you use your Card or Account to do a Balance Transfer, we will charge a Balance Transfer Fee for each such Balance Transfer. • If you use your Card or Account to purchase Cash Equivalents, we will charge a Cash Advance Fee (sometimes we may refer to this as a Cash Equivalent Fee) for each such transaction. • If you use your Card or Account for a Foreign Transaction, we will charge a Foreign Transaction Fee for each such transaction. Balance Transfer Checks and Cash Advance Checks are subject to the same Transaction Fee as Balance Transfers and Cash Advances, respectively. The present amounts of those charges are stated in the Terms and Conditions, located under Disclosures on xxx.xxxxxxxxxxxxxx.xxx.
APR for Cash Advances. Your current APR for Cash Advances and corresponding Daily Periodic Rate will be disclosed in the document that accompanies your Card. Your ANNUAL PERCENTAGE RATE for Cash Advances will be equal to the greater of 19.99 (corresponding Daily Periodic Rate of 0.05477 ) or the WSJ Prime Rate plus a margin but will not exceed 24.99 (corresponding Daily Periodic Rate of 0.06847 ). Please see the section entitled Variable APR for Purchases and Cash Advances for details regarding how this rate may change.
APR for Cash Advances. 10.99% After that, your APR will vary with the market based on the Prime Rate. How to avoid paying interest on charges Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. For Credit Card Tips from the Federal Reserve Board To learn more about facts to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at xxx.xxxxxxxxxxxxxxx.xxx/xxxxxxxxx. Fees Annual Fee None Transaction Fees • Balance Transfer • Cash Advance • Foreign Transaction None None Up to 1% of the amount of the transaction in US dollars Penalty Fees • Late Payment • Returned Payment Up to $25.00Up to $15.00 How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases)”. Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. Variable APRs Based on Prime. If any APR is based on U.S. Prime Rate (“Prime Rate”), the APR will be equal the Prime Rate plus an additional amount. If Prime Rate increases, it will cause the APR to increase. If the Prime Rate decreases it will cause the decreases it will cause the APR to decrease. For each Billing Period we use the Prime Rate published in the Wall Street Journal on the last day of each calendar month of each year.. If Prime Rate causes an APR to change, we put the new APR into effect as of the first day of the billing period for which we calculate the APR. We apply the new APR to any existing balances, subject to any promotional rate that may apply. If the Wall Street Journal does not publish the Prime Rate, we will use a similar published rate. The maximum APR will not exceed 24%. APR for Purchases. It equals the prime rate plus 7.74% depending on your credit worthiness. APR for Cash Advances: It equals the prime rate plus 7.74% depending on your credit worthiness.
