Credit history definition

Credit history means any written or other communication of any information by a con-
Credit history means any written or other communication of any information by a consumer reporting agency that:
Credit history means any written, oral, or other communication of any information by a consumer reporting agency bearing on a consumer's creditworthiness, credit standing, or credit capacity that is used or expected to be used, or collected in whole or in part, for the purpose of serving as a factor in determining personal insurance premiums or eligibility for coverage.

Examples of Credit history in a sentence

  • Credit history and Civil Court Records must not contain landlord judgments, eviction filings, landlord collections, or liens in the last three (3) years.

  • Credit history should show that the Applicant has paid bills on time and does not account for write- offs or collections.

  • Credit history shall be applied equally for a reasonable period of time to a spouse or former spouse who shared the service.

  • Credit history should show that the resident has paid bills on time and does not have a history of debt “write-offs” or accounts that have gone into collection.

  • Credit history maintained by one will be applied equally to the other without modification and without additional qualifications not required of the other.


More Definitions of Credit history

Credit history means information obtained from a third party, whether or not contained in a credit report, that reflects or pertains to an individual’s prior or current:
Credit history means a record of an individual’s past borrowing and repaying, including information about late payments and bankruptcy.
Credit history means all credit information about a data subject which is recorded or retained in a form determined by the Bank by a credit bureau and includes both favourable and unfavourable credit information;
Credit history means the time elapsed since the borrower first opened a credit account, as reported on the borrower’s credit report.
Credit history means a statement of an SME customer’s credit performance over the most recent 12 month period (or over such lesser period as it shall have maintained a business current account with the Bank), where the most recent month is the last month for which compilation of the relevant information has been completed, which, in particular, enables an SME to demonstrate to any potential supplier of banking services the extent to which it has adhered to facility limits in respect of loans and overdrafts and which, unless otherwise agreed in writing by the Director that a particular category of information may be omitted until a date which is to be no later than 31 October 2003, contains, at least, the information identified in the credit history shown, by way of example, in Schedule 1 to these undertakings;
Credit history means any written, oral, or other communication of any information bearing on a consumer's creditworthiness, credit standing, or credit capacity that is used or expected to be used, or collected in whole or in part, for the purpose of serving as a factor in determining rates, placement within a tier or with an affiliated company, or eligibility for coverage.
Credit history means an individual's past borrowing and repaying behavior, including paying bills on time and managing debt and other financial obligations.