Annual Percentage Rate. 16. For each of the Receivables, compared the percentage noted in the annual percentage rate field per the Data Tape to the Annual Percentage Rate included on the Retail Contract, or as applicable, the Customer Correction Letter, and found them to be not greater than 19.00%. Pooling AgreementAppendix B (1) – Valid and Continuing Security Interest Satisfied by procedure number 20. Pooling Agreement Appendix B (2) – Security Interest against Obligor

Annual Percentage Rate. Each Receivable is a fully-amortizing simple interest contract which bears interest at a fixed rateper annum and which provides for level scheduled monthly, semi-monthly or bi-weekly payments (except for the last payment, which may be minimally different from the level payments) over its respective remaining term, and is not secured by any interest in real estate.

Annual Percentage Rate. Each Receivable has an APR of at least 0.00% and not more than 11.74% and the weighted average APR of the Receivables as of the Cutoff Date was approximately 2.83%.