Important Information. The Employee agrees to indemnify and hold the Employer and National Benefit Services, LLC (NBS) harmless against any and all actions, claims, and demands that may arise from the purchase of annuities or custodial accounts in this 403(b)
Important Information. The following documents detail both your and our rights and obligations in relation to the Products. Relationship
Important Information. This “Important Information” symbol appears when there are special instructions or important information about your Covered Benefits or your Plan that requires special attention. An example of Important Information would be how Dependent Students may receive Covered Benefits. Call Presbyterian Customer Service Center – This “Call PCSC” symbol appears whenever we refer to our Presbyterian Customer Service Center or to remind you to call us for information. In addition, some important terms used throughout this Agreement and the Summary of Benefits and Coverage will be capitalized. These terms are defined in the Glossary of Terms Section.
Important Information. 1. The following activities cannot be covered by Council’s blanket public liability policy: • Sporting Events • Markets/Fairs • Contractors/Sub-Contractors • Special Events (i.e. dances, shows, festivals, etc.)
Important Information. Non-network Provider Services Non-network providers are those healthcare providers that have not entered into a contract to provide covered healthcare services for this plan. Services received from a non-network provider are not covered except in the following limited circumstances: • emergency care (emergency room services and ambulance services); • we specifically approve the use of a non-network provider for covered healthcare services, see Network Authorization in Section 5 for details; • covered healthcare services are rendered by a non- network provider at a network facility outside of your control as described in Section 5; • otherwise, as required by law. In these limited circumstances, the services rendered by a non- network provider will be covered at the network benefit level shown in the Summary of Medical Benefits. The reimbursement is based on the lesser of our allowance, the non-network provider’s charge, or the benefit limit, less any copayments and deductibles. The deductible and maximum out-of-pocket expenses are calculated based on the lower of our allowance or the provider’s charge, unless otherwise specifically stated. You may be responsible up to the provider’s charge. If you are traveling outside our service area and need emergency care, call the number provided for BlueCard Access listed in the Contact Information section. You may also visit our website and use the “Find A Doctor” feature to find a BlueCard provider.
Important Information. The Employee agrees to indemnify and hold the Employer and National Benefit Services, LLC (NBS) harmless against any and all actions, claims and demands whatsoever that may arise from the purchase of annuities or custodial accounts in this 457(b) Plan. The Employee acknowledges that neither the Employer nor NBS have made representation to the Employee regarding the advisability, appropriateness or tax consequences of the purchase of the annuity and/or custodial accounts. The Employee agrees that neither the Employer nor NBS shall have any liability whatsoever for any and all losses suffered by the Employee with regard to his/her selection of the annuity and/or custodial account; its terms; the selection of the insurance company or regulated investment company; the solvency of, operation of, or benefits provided by said insurance company or regulated investment company; or his/her selection and purchase of shares of regulated investment companies. The Employer reserves the right to alter terms of this Agreement as required to facilitate program compliance with State and Federal law. The Employer does not choose the annuity contract or custodial account in which the Employee's contributions are invested. The Employee is responsible for setting up and signing the legal documents to establish the annuity contract or custodial account. In order for the Employee to receive the expected tax results, the annuity contract or custodial account established must meet the requirements of Section 457(b) of the Internal Revenue Code. It is solely the Employee’s responsibility to establish the proper type of contract or account for this purpose. The Employee is responsible for naming a death beneficiary under the annuity contract or custodial account. This is normally done at the time the contract or account is established, although the designation should be reviewed from time to time. The Employee is responsible for investment decisions, distributions and any other transactions with the insurance company or investment company and shall have total responsibility for all distributions and any resulting taxation consequences. All rights under the contract or account are enforceable solely by the Employee, the Employee’s beneficiary, or the Employee’s authorized representative. The insurance or investment company or may be required to receive approval from the Employer or National Benefit Services, LLC prior to executing certain transactions including loans, hardships, distr...
Important Information. Additional terms may be included in this agreement if:
Important Information. (a) These Particulars must be read together with the Short Form Terms and Conditions.
Important Information. If you do not cooperate with the reasonable requests of Plan Provider, there will be no coverage under this Plan. A failure to exercise rights by us does not waive those rights. We do not assume responsibility for statements, stains, or damage by technicians, or any other person or entity not authorized by the Plan Provider. Any provision contained herein which is found to be contrary to applicable laws shall be deemed null and void and the remaining provisions shall continue in full force and effect.
Important Information. Non-network Provider Services Non-network providers are those healthcare providers that have not entered into a contract to provide covered healthcare services for this plan. Services received from a non-network provider are not covered except in the following special circumstances: • emergency room services; • urgent care services; • ground ambulance services; • air ambulance services; • we specifically approve the use of a non-network provider for covered healthcare services, see Network Authorization in Section 5 for details; • certain non-emergency covered healthcare services performed by a non-network provider at a network facility as described in Section 6; • otherwise, as required by law. In these special circumstances, the services rendered by a non- network provider will be covered at the network benefit level shown in the Summary of Medical Benefits. For detailed information about these special circumstances, please see How Non-Network Providers are Paid in Section 6. The deductible and maximum out-of-pocket expenses are calculated based on the lower of our allowance or the provider’s charge, unless special circumstances apply or otherwise specifically stated. You may be responsible up to the provider’s charge. For additional information on how we pay non-network providers please see Section 6. If you are traveling outside our service area and need emergency care, call the number provided for BlueCard Access listed in the Contact Information section. You may also visit our website and use the “Find A Doctor” feature to find a BlueCard provider. Deductible; Maximum Out-of-Pocket Expense Network Providers Non-network Providers You Pay You pay Deductible -The amount you must pay each plan year before we begin to pay for certain covered healthcare services. See Glossary section for further details. The deductible applies to both the network and limited non-network services combined. Services that apply the deductible are indicated as "After Deductible" in the Summary of Medical Benefits and the Summary of Pharmacy Benefits. Deductible for an Individual Plan: $3,750 Not Applicable Deductible for a Family Plan: The Family plan deductible is met by adding the amount of covered healthcare expenses applied to the deductible for all family members. $7,500 Not Applicable Maximum Out-of-Pocket Expense - The total combined amount of your deductible and copayments you must pay each plan year for certain covered healthcare services. See Glossary section for fur...
