Our Right to Refuse Deposits. We may, at our discretion, refuse to accept funds for deposit to your Account for any reason. We will, to the extent practical, try to facilitate your transaction by the best means available, including sending the item for collection or forwarding the item to the appropriate processing area. Your Account will not be credited until collection or processing is completed.
Our Right to Refuse Deposits. We may refuse a deposit, or part of a deposit, at any time. We may also refuse a deposit after initially accepting it. We will not be liable to you for refusing a deposit and you will be responsible for the cost of returning the deposit to you.
Our Right to Refuse Deposits. We may refuse a deposit, or part of a deposit, to your Account at any time. We may also refuse a deposit after initially accepting it. If we refuse a deposit, we may take the check on a “collection basis,” which means we won’t add funds to your Account until we have actually been paid for the check. We will not be liable to you for refusing a deposit, even if it causes outstanding items to be returned. We can reverse any amount we have added to your Account for a deposited check and send the check on a collection basis even after we have taken physical possession of the check.
Our Right to Refuse Deposits. We may refuse to accept a deposit or any part of a deposit at any time, even after initially accepting it. We will not be liable to you for refusing a deposit, even if it causes us to decline any transactions you have already made. If we refuse a deposit, we may accept a Check on a “collection basis,” which means that we will not credit your Account with the funds until we receive payment from the payor’s financial institution. We will impose a fee in connection with sending and receiving an Item for collection, whether or not the Item is paid. The institution upon which the Item is drawn may also charge a fee in connection with the collection. See the Fee Schedule for fees that may apply to Clean Check Collections services.
Our Right to Refuse Deposits. We may refuse a deposit, or part of a deposit, at any time. We also may refuse a deposit after initially accepting it. We can reverse any amount we've added to your balance for a deposited check and send the check on a collection basis even after we've taken physical possession of the check. We will not be liable to you for refusing a deposit, even if it causes us to decline any transactions you have already made. Checks, Remotely Created Checks, and Withdrawals We may subtract from your balance the amount of any check or other item that you or any person you authorized, created, or approved. We may require you or any person you authorize to provide us with identification, documentation or information that's acceptable to us before allowing the transaction. We may charge a fee if a person you have made a check payable to is cashing a check and they do not have a Westbury Bank deposit account. A remotely created check, such as a telecheck, preauthorized draft or demand draft, is a check or draft that can be used to withdraw money from your account. Unlike a typical check or draft, a remotely created check is not issued by the paying bank and does not contain the signature of the account owner or signer. In place of a signature, the check usually has a statement that the account owner authorized the check or has the owner’s name typed or printed in the signature line. For every remotely created check we receive for credit to or debit from your account, you agree to the following: You have received express and verifiable authorization to create the check in the amount and to the payee that appears on the check; and You will maintain proof of the authorization for at least 2 years from the date of the authorization, and supply us the proof if we ask; and If a check is returned, you owe us the amount of the check, regardless of when the check is returned. We may take funds from your account to pay the amount you owe us, and if there are insufficient funds in your account, you still owe us the remaining balance. If we honor a nonconforming request or item presentment, such as the transaction will overdraw the account, we are not required to do so again. Restrictions on Withdrawals We do not have to allow you to make withdrawals from your account for more than the available balance. Some circumstances under which we may not allow withdrawals on your account include, but are not limited to: there is a dispute about the account, the account is subject to lega...
Our Right to Refuse Deposits. Subject to applicable law, we may at any time (1) refuse to accept a deposit, (2) limit the amount that may be deposited into your account, or (3) return or hold all or any part of a deposit for any reason. Our Right to Charge Back or Otherwise Deduct Deposited Checks from Your Account We have the right to charge back or otherwise deduct from your account any deposited checks that are returned even if this causes your account to be overdrawn. If a check deposited into your account is returned for any reason by the bank on which the check is drawn (the check is dishonored), we may, in our sole discretion, re-present the check for payment. If we choose to do this, you agree to waive your right to receive immediate notice of dishonor.
Our Right to Refuse Deposits. You certify that your deposited funds are lawfully obtained and reported in accordance with all tax laws applicable to you. Nevertheless, we may refuse a deposit, or part of a deposit, to your account at any time. We also mayrefuse a deposit after initially accepting it. If we refuse a deposit, we may take the checkon a “collectionbasis,” whichmeans we will not add funds to your account until we have actually been paid for the check. We will not be liable to you for refusing a deposit, even if it causes outstanding items to be returned. We can reverse any amount we have added to your account for a depositedcheckandsendthe check on a collection basis even after we have taken physical possessionof the check.
Our Right to Refuse Deposits. We havethe right torefusea deposit or anyItem included with thedeposit. We may review a deposit and determinethe need tosend the Itemforcollection ifwedeem necessary. If so, wewill change thedeposit amount and removethe amountfromyour Available Balanceon yourAccount until wereceivethefundsfrom the paying institution. We arenot liabletoyou for refusing a deposit, even if it causes us to decline anytransactionsyou have alreadymade.
