ENTIRE CONTRACT; CHANGES. This contract with any amendments and additional benefits and the attached application is the entire contract. Statements in the application are representations and not warranties. A change in the contract is valid only if it is approved by an officer of the Company. The Company may require that the contract be sent to it for endorsement to show a change. No agent has the authority to change the contract or to waive any of its terms. All payments by the Company under this contract are payable at its Home Office. Assets of the Separate Account are owned by the Company and the Company is not a trustee with respect thereto. The Company may from time to time adjust the amount of assets contained in the Separate Account, by periodic withdrawals or additions, to reflect the contract deductions and the Company's reserves for this and other similar contracts. This contract is subject to the laws of the state in which it is delivered. All benefits are at least as great as those required by that state.
ENTIRE CONTRACT; CHANGES. This contract with the attached application is the entire contract. Statements in the application are representations and not warranties. A change in the contract is valid only if it is approved by an officer of the Company. The Company may require that the contract be sent to it for endorsement to show a change. No agent has the authority to change the contract or to waive any of its terms. All payments by the Company under this contract are payable at its Home Office. Assets of the Separate Account are owned by the Company and the Company is not a trustee with respect thereto. The Company may from time to time adjust the amount of assets contained in the Separate Account, by periodic withdrawals or additions, to reflect the contract deductions and the Company’s reserves for this and other similar contracts. This contract is subject to the laws of the state in which it is delivered.
ENTIRE CONTRACT; CHANGES. This Contract is issued in consideration of the application (including any application supplements) and the initial Purchase Payment. This Contract, together with any amendments, endorsements, riders and additional benefits and the attached application, is the entire Contract. Statements in the application are representations and not warranties. This Contract may be changed or interpreted by the Company to maintain compliance with applicable state and federal law, to assure continued qualification of the Contract under federal tax laws, or to reflect a change in the operation of the Separate Account that does not adversely affect the rights of the Contract Owner. A change in the terms of, or a waiver of the Company’s rights under, the Contract is valid only if it is approved in writing by an officer of the Company. The Company may require that the Contract be sent to it for endorsement to show a change or waiver. No agent has the authority to change the Contract or to waive the Company’s rights thereunder. All payments by the Company under this Contract are payable at its Home Office. Assets of the Separate Account are owned by the Company and the Company is not a trustee with respect thereto. The Company may from time to time adjust the amount of assets contained in the Separate Account, by periodic withdrawals or additions, to reflect the Contract deductions and the Company’s reserves for this and other similar contracts. This Contract is subject to the laws of the state in which it is delivered. All benefits are at least as great as those required by that state.
ENTIRE CONTRACT; CHANGES. This Policy, together with the attached application (including all underwriting questionnaires and any application supplements) and any attached amendments, endorsements, riders, and additional benefits, are the entire contract and constitute the “Policy.” Statements in the application are representations and not warranties. This Policy may be changed by the Company, without the Owner’s consent, to maintain compliance with applicable state and federal law or to assure continued qualification of this Policy as life insurance under federal or state tax laws or to reflect a change in the operation of the Separate Account. The Owner may request changes to this Policy (including but not limited to changes to the Specified Amount, adding any available additional benefits or riders, or removing existing benefits or riders, or rate classification reconsideration) subject to availability, conditions, and underwriting requirements set by the Company at the time of the request. Amended Policy Schedule Pages will be sent to the Owner to reflect the Policy changes. Any subsequent application to reinstate or change this Policy will also become part of the contract. A change in the terms of, or a waiver of the Company’s rights under, this Policy is valid only if approved in writing by an officer of the Company. The Company may require that this Policy be sent to it to show a change or a waiver. No agent has the authority to change this Policy or to waive the Company’s rights.
ENTIRE CONTRACT; CHANGES. This Contract with any amendments and additional benefits and the attached application is the entire contract. Statements in the application are representations and not warranties. A change in the Contract is valid only if it is approved by an officer of the Company. The Company may require that the Contract be sent to it for endorsement to show a change. No agent has the authority to change the Contract or to waive any of its terms. All payments by the Company under this Contract are payable at its Home Office. Assets of the Separate Account are owned by the Company and the Company is not a trustee with respect thereto. The Company may from time to time adjust the amount of assets contained in the Separate Account, by periodic withdrawals or additions, to reflect the Contract deductions and the Company’s reserves for this and other similar contracts. Any paid-up annuity, cash surrender value or death benefits that may be payable, complies with Section 7 of the Model Variable Annuity Regulation, model #250. The mortality table and interest rate used in calculating minimum annuity payments are described in the “Payment Rate Tables” Section. Minimum values may be increased by additional amounts credited or decreased by prior withdrawals as described in the Contract.
ENTIRE CONTRACT; CHANGES. This policy, the Application of the Group, and the individual applications, if any, of the Members shall constitute the entire contract between the parties, and all statements made by the Group, or by Members shall, in the absence of fraud, be deemed representations and not warranties, and no such statement shall be used in defense to a claim under the Policy, unless it is contained in a written application. No change in this policy shall be valid unless approved by an executive officer of the Insurance Company and unless such approval be endorsed hereon or attached hereto. No agent has authority to change this Policy or to waive any of its provisions. This policy is not in lieu of and does not affect any requirement for coverage by workers' compensation insurance.
ENTIRE CONTRACT; CHANGES. This contract with the attached application is the entire contract. This contract is subject to the laws of the state in which it is delivered. A change in the contract is valid only if it is approved in writing by an officer of the Company. The Company may require that the contract be sent to it for endorsement to show a change. No agent has the authority to change the contract or to waive any of its terms.
ENTIRE CONTRACT; CHANGES. This Policy with any endorsements or attachments is the entire contract of insurance. Only one of our executive officers can approve a change. Such approval must be endorsed on or attached to this Policy. It may not be changed in any way by any agent.
ENTIRE CONTRACT; CHANGES. This Policy, together with the attached application (including all underwriting questionnaires and any application supplements) and any attached amendments, endorsements, riders, and additional benefits, are the entire contract and constitute the “Policy.” Statements in the application are representations and not warranties. This Policy may be changed by the Company to maintain compliance with applicable New York and federal law or to assure continued qualification of this Policy as life insurance under federal or New York tax laws or to reflect a change in the operation of the Separate Account if the change is approved by the New York Department of Financial Services. If such change diminishes the rights and/or benefits under this Policy, the change must be agreed to by the Owner. The Owner may request changes to this Policy (including but not limited to changes to the Specified Amount, adding any available additional benefits or riders, or removing existing benefits or riders, or rate classification reconsideration) subject to availability, conditions, and underwriting requirements set by the Company at the time of the request. Amended Policy Schedule Pages will be sent to the Owner to reflect the Policy changes. Any subsequent application to reinstate or change this Policy will also become part of the contract. A change in the terms of, or a waiver of the Company’s rights under, this Policy is valid only if approved in writing by an officer of the Company. The Company may require that this Policy be sent to it to show a change or a waiver. No agent has the authority to change this Policy or to waive the Company’s rights.
ENTIRE CONTRACT; CHANGES. This Contract with the Group Application, the individual applications, if any, of the Enrollees, the Member Evidence of Coverage, Schedule of Copayments and Limitations, and Rates or Rate Renewals is the entire Contract between the Group and the Plan. No change in this Contract will be effective until approved by an authorized Plan officer. This approval must be noted on or attached to this Contract. No agent or representative of the Plan, other than a Plan officer, may otherwise change this Contract or waive any of its provisions. All statements made by the Group or by any individual Enrollee shall, in the absence of fraud, be deemed representations and not warranties, and no such statement shall be used in defense to claim under this Contract, unless it is contained in a written application.
