CONSUMER LIABILITY FOR UNAUTHORIZED TRANSFERS. Liability for Unauthorized Transfers. Tell us AT ONCE if you believe any access device or PIN has been lost or stolen. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your Account (plus your maximum overdraft line of credit). If you tell us within two (2) business days, you can lose no more than $50.00 if someone used your Card or PIN without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your Card or PIN, and we can establish that we could have stopped someone from using your Card or PIN without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can establish that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods. If you believe that your card or code has been lost or stolen or that someone has transferred or may transfer money from your Account without your permission, call or write to us at the telephone number or address set forth in the Rate and Fee Schedule. BUSINESS DAYS and DAILY “CUT-OFF” LIMITS: Please see page one of the Rate and Fee Schedule. CONFIDENTIALITY: We will disclose information to third parties about your account as permitted by law or the transfers you make: 1. where it is necessary for completing transfers; or 2. in order to verify the existence and condition of your account for a third party, such as a credit bureau or merchant; or 3. in order to comply with government agency or court orders; or 4. if you give us your written permission; or 5. according to our privacy pledge, which generally permits us to share information with companies that perform marketing or other services on our behalf.
CONSUMER LIABILITY FOR UNAUTHORIZED TRANSFERS. Tell us AT ONCE if you believe your Access ID or Passcode has been lost or stolen. Telephoning is the best way of minimizing your possible losses. You could lose all the money in your account (plus your maximum overdraft line of credit, if applicable). If Consumer customers tell us within two Business Days after you discover your Passcode or other means to access your account has been lost or stolen, your liability is no more than $50.00 should someone access your account without your permission. If you do not tell us within two Business Days after you learn of such loss or theft, and we can prove that we could have prevented the unauthorized use of your Passcode or other means to access your account if you had told us, you could be liable for as much as $500.00. If your monthly account statement contains transfers that you did not authorize, you must tell us at once. If you do not tell us within sixty days after the statement was sent to you, you may lose any amount transferred without your authorization after the sixty days if we can prove that we could have stopped someone from taking the money had you told us in time. If a good reason (such as a long trip or a hospital stay) prevented you from telling us, we may extend the period.
CONSUMER LIABILITY FOR UNAUTHORIZED TRANSFERS. This section applies to Consumer deposit Accounts ONLY. Tell us AT ONCE if you believe your Login ID or Password has been lost or stolen. Telephoning is the best way of minimizing your possible losses. You could lose all the money in your account (plus your maximum overdraft line of credit if applicable). If your monthly deposit Account statement contains transfers that you did not authorize, you must tell us at once. If you do not tell us within sixty (60) days after the statement was sent to you, you may lose any amount transferred without your authorization after the sixty (60) days if we can prove that we could have stopped someone from taking the money had you told us in time.
CONSUMER LIABILITY FOR UNAUTHORIZED TRANSFERS. Tell us at once if you believe your Access Code has been lost or stolen or an unauthorized transaction has occurred involving your consumer Accounts. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account. Please alert TSB immediately by calling 0-000-000-0000 or by writing us at: The Savings Bank Post Office Box 000 Xxxxxxxxxxx, Xxxx 00000 If you believe your Access Code has been lost or stolen, and you tell us within 2 Business Days after you learn of the loss or theft, you can lose no more than $50 if someone used your Access Code without your permission. If you do NOT tell us within 2 Business Days after you learn of the loss or theft of your Access Code, and we can prove we could have stopped someone from using your Access Code without your permission if you had told us, you could lose as much as $500. Also, if your statement shows transfers that you did not make, tell us immediately, and not more than 60 days after the date of the first statement indicating the transfer in question.
CONSUMER LIABILITY FOR UNAUTHORIZED TRANSFERS. Tell us at once if you believe your login credentials have been compromised, or if you believe that an electronic fund transfer has been made without your permission using information from your Account. Emailing SAVE customer service at xxxxxxx@xxxxxxxx.xxx or calling SAVE customer service at 0-000-000-0000 as soon as possible is the best way of keeping your possible losses down. You could lose all the money in your Account. If you tell us within two (2) business days after you learn that your login credentials have been compromised, you can lose no more than $50 if someone used your login without your permission. If you do NOT tell us within two (2) business days after you learn that your login credentials have been compromised, you could lose as much as $500. Also, if your Account statement shows transfers that you did not make, tell us at once. If you do not tell us within sixty (60) days after the Account statement was delivered to you, you may not get back any money you lost after the sixty (60) days. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.
CONSUMER LIABILITY FOR UNAUTHORIZED TRANSFERS. Tell us at once if you believe your password has been lost or stolen. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account plus your maximum overdraft line of credit, if applicable. If you tell us within two (2) business days, you could lose no more than $50.00 if someone used your password without your permission. If you do not tell us within two (2) business days after you have learned of a loss or theft of your password and we can prove we could have stopped someone from using your password without your permission if you had told us, you could lose as much as $500.00. Also, if your statements show transfers that you did not make, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money you have lost after the sixty (60) days if we could prove that we could have stopped someone from taking the money if you had told us in time.
CONSUMER LIABILITY FOR UNAUTHORIZED TRANSFERS. Tell us immediately if you believe your access ID or passcode has been lost, stolen or otherwise compromised. Telephoning is the best way of minimizing your possible losses. You could lose all the money in your account (plus your maximum overdraft line of credit if applicable). If your monthly account statement contains transfers that you did not authorize, you must tell us at once.
CONSUMER LIABILITY FOR UNAUTHORIZED TRANSFERS. If your statement shows an electronic transfer that you did not make, or authorize, tell us AT ONCE by calling 0-000-000-0000 or by bringing your statement with you to a branch office, or by writing to us at the following address 0000 Xxxx Xxxxx Xxxxxx Xxxxxxxxx, XX 00000. If you do not tell us within sixty (60) calendar days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a long trip or hospital stay) kept you from telling us, we will extend the time period.
CONSUMER LIABILITY FOR UNAUTHORIZED TRANSFERS. In an effort to minimize your loss, you must contact a customer service representative immediately if your Access ID and/or password are lost, stolen, or misplaced, or if an unauthorized transfer appears on your statement. You can reach a customer service representative by calling (000)000-0000 or 0-000-000-0000 between 8 a.m. and 8 p.m. Eastern Standard Time Monday through Friday, or 8 a.m. to 5 p.m. on Saturdays, except any legal holiday. You may also write to us at Customer Service Center, Electronic Banking Department, 0000 X. Xxxxx Xxxxxx, Xxxxxxxxx, XX 00000. If someone initiates FNB Online account transactions without your permission, the maximum you can lose is $50.00 if you notify us within two (2) Business Days after learning that your Access ID and/or password was lost, stolen or that an unauthorized account access has occurred by viewing your FNB Online history log. If you do not notify us within two (2) business days and we can show that we could have prevented someone from using your account, then the maximum you can lose is $500.00. If your deposit account statement(s) and/or line of credit billing statement show any Transfers or Bill Payments that you did not make or authorize, you must notify us at once. You can notify us in any of the following ways: by calling (000) 000-0000 or 0-000-000-0000; by bringing your statement(s) with you to a branch office; or by writing to us at the address shown on your statement. If you do not notify us within sixty (60) calendar days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason, such as a hospital stay or an extended trip, kept you from reviewing your statements and notifying us of the unauthorized use, we may extend these time periods.
CONSUMER LIABILITY FOR UNAUTHORIZED TRANSFERS. Tell us at once if you believe your debit card and/or code has been lost or stolen, or if you believe that an electronic fund transfer has been made without your permission using information from your account. Emailing Globaling customer service at xxxxxxx@xxxxxxxxx.xx or calling Globaling customer service at +0-00-00-00-00-00 as soon as possible is the best way of keeping your possible losses down. You could lose all the money in your account. If you tell us within two (2) business days after you learn of the loss or theft of your debit card and/or code, you can lose no more than $50 if someone used your ATM or debit card and/or code without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your ATM or debit card and/or code, you could lose as much as $500. Also, if your statement shows transfers that you did not make, including those made by debit card, code or other means, tell us at once. If you do not tell us within sixty (60) days after the statement was delivered to you, you may not get back any money you lost after the sixty (60) days. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.
