Common use of CONSUMER LIABILITY FOR UNAUTHORIZED TRANSFERS Clause in Contracts

CONSUMER LIABILITY FOR UNAUTHORIZED TRANSFERS. Tell us AT ONCE if you believe your Access ID or Passcode has been lost or stolen. Telephoning is the best way of minimizing your possible losses. You could lose all the money in your account (plus your maximum overdraft line of credit, if applicable). If Consumer customers tell us within two Business Days after you discover your Passcode or other means to access your account has been lost or stolen, your liability is no more than $50.00 should someone access your account without your permission. If you do not tell us within two Business Days after you learn of such loss or theft, and we can prove that we could have prevented the unauthorized use of your Passcode or other means to access your account if you had told us, you could be liable for as much as $500.00. If your monthly account statement contains transfers that you did not authorize, you must tell us at once. If you do not tell us within sixty days after the statement was sent to you, you may lose any amount transferred without your authorization after the sixty days if we can prove that we could have stopped someone from taking the money had you told us in time. If a good reason (such as a long trip or a hospital stay) prevented you from telling us, we may extend the period.

CONSUMER LIABILITY FOR UNAUTHORIZED TRANSFERS. Tell Generally, tell us AT ONCE at once if you believe your Access ID username or Passcode password has been lost used by someone else, or stolenif you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of minimizing keeping your possible losseslosses down. You could lose all the money in your account (plus your maximum overdraft line of credit, if applicablecredit and/or the balance of your linked accounts). If Consumer customers you tell us within two Business Days 2 business days after you discover learn of the unauthorized use of your Passcode username or other means to access your account has been lost or stolenpassword, your liability is you can lose no more than $50.00 should 50 if someone access used your account information without your permission. If you do not NOT tell us within two Business Days 2 business days after you learn of such loss or theftthe unauthorized use, and we can prove that we could have prevented the unauthorized use of stopped someone from using your Passcode or other means to access information without your account permission if you had told us, you could be liable for lose as much as $500.00500. If Also, if your monthly account statement contains shows transfers that you did not authorizemake, you must including those made by card, code or other means, tell us at once. If you do not tell us within sixty 60 days after the statement was sent mailed to you, you may lose not get back any amount transferred without your authorization money you lost after the sixty 60 days if we can prove that we could have stopped someone from taking the money if you had you told us in time. If a good reason (such as a long trip or a hospital stay) prevented kept you from telling us, we may will extend the periodtime periods.

CONSUMER LIABILITY FOR UNAUTHORIZED TRANSFERS. Tell us AT ONCE if you believe your Access ID or Passcode PIN has been lost or stolen. Telephoning is the best way of minimizing your possible losses. You could lose all the money in your account (plus your maximum overdraft line of credit, credit if applicable). If Consumer customers you tell us within two (2) Business Days after you discover your Passcode password or other means to access your account has been lost or stolen, your liability is no more than $50.00 should someone access your account without your permission. If you do not tell us within two (2) Business Days after you learn of such loss or theft, and we can prove that we could have prevented the unauthorized use of your Passcode password or other means to access your account if you had told us, you could be liable for as much as $500.00. If your monthly account statement contains transfers that you did not authorize, you must tell us at once. If you do not tell us within sixty (60) days after the statement was sent to you, you may lose any amount transferred without your authorization after the sixty (60) days if we can prove that we could have stopped someone from taking the money had you told us in time. If a good reason (such as a long trip or a hospital stay) prevented you from telling us, we may extend the period.