Capital Appreciation. These types of investments refer to a greater increase in an investment’s value than Growth investments over a shorter period of time. Investments in this category include common shares listed on the NASDAQ SmallCap market and also stocks of companies whose fundamentals are weak and/or deteriorating, i.e., decreasing revenue, net income, or earnings per share. Capital Preservation. These types of investments are the most conservative in nature with the primary goal being a return of the investor’s principal. The types of investments that meet this criterion are FDIC-insured CD’s, insured municipal bonds and U.S. Treasury bonds, bills and notes.
Capital Appreciation. An investment objective of Capital Appreciation indicates you seek to grow the principal value of your investments over time and are willing to invest in securities that have historically demonstrated a moderate to above average degree of risk of loss of principal value to pursue this objective. Some examples of typical investments might include common stocks, lower quality, medium-term fixed income products, equity mutual funds and index funds.
Capital Appreciation. Account primarily seeks long-term capital appreciation. Account may also include some short term trading and margin (leverage). You are willing to assume a higher risk commensurate with your expected returns and understand that there is no guarantee that the investments, either individually or in the Account as a whole, will attain such returns. ❑ Speculative Investments — Please check this box if in seeking Capital Appreciation you wish to make speculative investments, engage in opportunistic trades, including but not limited to uncovered option trading (both listed and over-the-counter), day trading and other short term trading, and purchase foreign exchange, commodities, futures and non-principal protected instruments. You understand and acknowledge that the foregoing investments involve a high degree of risk and are willing and able to bear the full risk of loss of principal invested in such investments. If you check Speculative Investments you must also check Capital Appreciation as your investment objective. ❑ 2. Balanced — Account primarily seeks long-term capital appreciation and current income. Account may also include a limited amount of short-term trading and margin (leverage). You are willing to assume moderate to high risk commensurate with your expected returns and understand that there is no guarantee that the investments, either individually or in the Account as a whole, will attain such returns.
