Overdraft Privilege Service. This is a non-contractual service we provide on eligible consumer and non-consumer checking accounts for overdraft coverage. The Overdraft Privilege Service does not constitute either a written agreement of an obligation or a prearranged agreement for First Bank to pay overdrafts, and we may withdraw thisprivilege and cease paying overdrafts at any time, without prior notice of a reason or cause. First Bank may limit participation to one account with Overdraft Privilege Service based on account ownership, taxpayer identification number, or something similar. Payment of anoverdraftwillcontinueto beatthediscretionof FirstBank,andpaymentof an overdraftdoesnotobligateus topayfutureoverdrafts. Eligibility-Consumer Account. For your consumer account to be initially eligible, it must be open for 30 calendar days, and you must not have any First Bank loans that are 45 days or more past due. Your account will maintain its eligibility if it has a positive end-of-day Ledger Balance at least once every 30 calendar days (including the payment of all bank fees and charges); you avoid excessive overdrafts suggesting the use of the Overdraft Privilege Service as a continuing line of credit; you do not have a loan with us that is past due 45 days or more or charged off; you do not have a deposit account with us that is closed by us or charged off; and there are no legal orders, garnishments, levies, or liens against your account. Once eligible, you are provided with an Overdraft Privilege Limit of $750, and as long as you maintain the eligibility of your account, we may approve your overdraft items within your current available Overdraft Privilege Limit as a non-contractual courtesy.
Overdraft Privilege Service. We offer a discretionary overdraft service (Overdraft Privilege) to cover overdrafts on your checking accounts. Overdraft Privilege is offered to all eligible consumer checking account owners, who qualify and remain in good standing with the Credit Union.
Overdraft Privilege Service. This is a non-contractual service we provide on eligible consumer and non-consumer checking accounts for overdraft coverage. The Overdraft Privilege Service does not constitute either a written agreement of an obligation or a prearranged agreement for First Bank to pay overdrafts, and we may withdraw this privilege at any time. Payment of an overdraft will continue to be at the discretion of First Bank, and payment of an overdraft does not obligate us to pay future overdrafts.
Overdraft Privilege Service. If you have a checking account and are in good standing, you may use our Overdraft Privilege ser- vice which allows you to overdraft the account up to a set limit. To be in good standing requires that you own a checking account for at least sixty (60) calendar days, be eighteen (18) years of age or older, not caused us a loss, and do not show a negative account history. If you qualify, we may pay your overdrafts up to a set limit and assess a service charge as stated in Our Rates & Service Charges disclosure. This service will not apply to ATM transactions or to non-recurring debit card transactions unless you notify us that you would like to opt in to coverage of such transactions, in accord- ance with any notification procedures that we may require. If you use this service, we will notify you of the amount paid, including the fee per transaction, and you will have thirty (30) calendar days to reimburse us for paid checks, drafts items, EFTs and fees. For more information on this service, please contact us at 808-885- 7349.
Overdraft Privilege Service. If you qualify for this service, we will generally approve overdrafts up to $700 for Blue Secure and Blue Secure Premier checking accounts. To be eligible, the account must be primarily used for personal and household purposes. Any and all bank fees and charges, including without limitation our Non-Sufficient Fund/Overdraft (NSF\OD) Charge, as set forth in this document; will be included in this limit. In applying for this discretionary service to your account, we consider the following:
Overdraft Privilege Service. 1. In accordance with our commitment to provide valued service and benefits, we may, at our discretion, pay your overdrafts that would cause your eligible checking account to have a negative balance. We refer to this service as our Overdraft Privilege Service (hereinafter referred to as the “Service”). The Service is different than the Personal Line of Credit and the Overdraft Protection Service plans. This Overdraw Privilege Section sets forth the terms and conditions applicable to the Service.
Overdraft Privilege Service
