RATE TABLES – ADJUSTMENT FOR HEALTHY ENGAGEMENT RIDER Sample Clauses

RATE TABLES – ADJUSTMENT FOR HEALTHY ENGAGEMENT RIDER. The following discounts would apply to all policies which include the Healthy Engagement Rider. The discounts vary by risk class and duration, as well as the specific insurance benefit status (Bronze/Silver/Gold/Platinum) of the policy for the year the reinsurance premium is being paid. The reduction to the YRT premium equals:YRT premium * (Healthy Engagement discount / multiple rating) where the YRT Premium has been calculated as described in this Exhibit, and where the multiple rating is expressed as a decimal, i.e., if it is a 250% rating, then 2.5 is used. After the life insured has attained age [*], the Healthy Engagement discount rate applicable at attained age [*] will decrease linearly each year for the next [*] years so that no Healthy Engagement discount to the YRT premium will be applied for attained ages [*]. If the attained age of the life insured is not yet [*] by policy duration [*], the Healthy Engagement discount rate applicable at policy duration [*] will decrease linearly each year beginning in policy duration [*], for the number of years remaining until attained age [*], so that no Healthy Engagement discount to the YRT premium will be applied for attained ages [*]. EXHIBIT C Super Preferred Non Smoker Preferred Non Smoker Standard Plus Non Smoker Standard Non Smoker Preferred Smoker Standard Smoker Dur Bronze Silver Gold & Platinum Bronze Silver Gold & Platinum Bronze Silver Gold & Platinum Bronze Silver Gold & Platinum Bronze Silver Gold & Platinum Bronze Silver Gold & Platinum 1 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 2 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 3 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 4 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 5 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 6 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 7 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 8 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 9 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 10 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 11 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 12 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 13 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 14 [*] [*...
Sample 1
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RATE TABLES – ADJUSTMENT FOR HEALTHY ENGAGEMENT RIDER. The following discounts would apply to all policies which include the Healthy Engagement Rider (HER). The same discounts apply regardless of the specific status (Bronze/Silver/Gold/Platinum) of the policy. The reduction to the YRT premium equals: YRT premium * (Healthy Engagement discount / multiple rating) where the YRT Premium has been calculated as described in this Exhibit, and where the multiple rating is expressed as a decimal, i.e., if it is a 250% rating, then 2.5 is used. EXHIBIT C Policy Duration MALE NONSMOKER FEMALE NONSMOKER Issue Age Groups Issue Age Groups 00-00 00-00 00-00 00-00 00-00 00-00 00-00 00-00 00-00 00-00 1 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 2 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 3 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 4 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 5 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 6 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 7 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 8 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 9 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 10 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 11 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 12 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 13 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 14 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 15 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 16 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 17 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 18 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 19 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 20 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 21 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 22 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 23 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 24 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 25 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 26 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 27 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 28 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 29 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 30 [*] % [*] % [*] % [*] % [*] % [*] % [*] %...
Sample 1
RATE TABLES – ADJUSTMENT FOR HEALTHY ENGAGEMENT RIDER. The following discounts would apply to all policies which include the paid version of the Healthy Engagement Rider (HER). The reduction to the YRT premium equals: YRT premium (calculated as described in this applicable Exhibit C section 1, (and section 2, if applicable)) *Healthy Engagement discount. Healthy Engagement Discount Status Bronze Silver Gold Platinum [*] [*] [*] [*] Note: The above discounts are not applicable for the free version of the Healthy Engagement rider. Based on information provided by the Company, the Reinsurer anticipates that the aggregate discount for the Healthy Engagement rider to be [*] to [*]. If the actual aggregate discount for the Healthy Engagement rider exceeds [*] in any calendar year or if the utilization rate for the program changes materially, the Reinsurer reserves the right to adjust the above discounts to bring the aggregate discount back to the expected range if the Reinsurer can demonstrate that the higher aggregate discounts or higher utilization rates are driven by attributes of the program that are not reasonably expected to result in equivalent levels of lower mortality. In order to effectively monitor the Healthy Engagement rider, and subject to Article XI, Section 7 (Confidentiality), the Company shall share relevant program experience data, which shall be aggregated and de-identified, with the Reinsurer on a quarterly basis. Xxxx Xxxxxxx’x Reinsurance Agreement No: MH19C07 Reinsurer Agreement No: 4461 MARC 4461 JH MH19C07 09012019 – Execution Version Xxxx Xxxxxxx’x Reinsurance Agreement No: MH19C07 Reinsurer Agreement No: 4461 MARC 4461 JH MH19C07 09012019 – Execution Version EXHIBIT D YRT REINSURANCE RATES 42 Xxxx Xxxxxxx’x Reinsurance Agreement No: MH19C07 Reinsurer Agreement No: 4461 MARC 4461 JH MH19C07 09012019 – Execution Version EXHIBIT E RETENTION LIMITS RETENTION LIMITS : ISSUE AGE Super Pref./ Pref./ Std. Tbl. 1 – Tbl. 4 (125% - 200%) Tbl. 5 – Tbl. 8 (225% - 300%) Tbl. 9 - Tbl. 16 (325%-500%) 0 – 70 [*] [*] [*] [*] 71 – 75 [*] [*] [*] [*] 76 – 80 [*] [*] [*] [*] 81 – 85 [*] [*] [*] [*] 86 – 90 [*] [*] [*] [*] If a policy is issued on an aviation risk with an aviation exclusion rider, the above retention limits apply. THE COMPANY’S RETENTION LIMITS FOR AVIATION RISKS WITHOUT AN AVIATION EXCLUSION RIDER: ISSUE AGE Super Pref. / Pref. / Std. Tbl. 1 – Tbl. 4 (125% - 200%) Tbl. 5 – Tbl. 8 (225% - 300%) Tbl. 9 - Tbl. 16 (325%-500%) 0 – 70 [*] [*] [*] [*] 71 – 75 [*] [*] [*] [*] 76 – 80 [*] [*] [*] [*] ...
Sample 1

Related to RATE TABLES – ADJUSTMENT FOR HEALTHY ENGAGEMENT RIDER

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