ACCIDENTAL DEATH AND DISMEMBERMENT BENEFIT. The Employer provides a life insurance amount of two (2) times the full-time employee’s basic annual earnings, rounded up to the next multiple of one thousand dollars ($1,000). For part-time employees, the amount payable is twelve thousand and five hundred dollars ($12,500).

ACCIDENTAL DEATH AND DISMEMBERMENT BENEFIT. Indemnity provided under this section will not be paid under any circumstance for more than one (1) of the losses, the greatest, sustained by any one (1) Insured Person as the result of any one(1)

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ACCIDENTAL DEATH AND DISMEMBERMENT BENEFIT. The Employer agrees to pay the full cost of premiums for the Accidental Death and Dismemberment benefit for eligible employees. The benefit shall be as follows: • Eligibility: After twelve (12) months of service with the Employer • Twenty-five thousand ($25,000) dollars • Terminated at age 65 or earlier retirement

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ACCIDENTAL DEATH AND DISMEMBERMENT BENEFIT. In addition to the group life insurance benefit provided under Section 3.01, a Group Accidental Death and Dis- memberment benefit will be provided while eligible as an active employee: Effective June 1, 2006 – $36,000.00 Effective June 1, 2007 – $37,000.00 Effective June 1, 2008 – $38,000.00 The above principal sum will be payable in the case of death or loss of both hands, both feet, or sight of both eyes, or any two of the above members, providing death or such loss oc- curs within 90 days of the date of the accident and is caused by external, violent and accidental means. One-half of the above principal sum will be payable in the case of loss of one hand, one foot, or sight of one eye under the same conditions. The policy under which this benefit is provided will contain such limitations and conditions as are found in a standard Group Accidental Death and Dismemberment policy issued in the province of Ontario. The maximum payable under this benefit for any one accident is the principal sum.

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ACCIDENTAL DEATH AND DISMEMBERMENT BENEFIT. If, as the result of an accident, you suffer any of the losses listed below within 365 days of the accident, payment will be made as indicated. The principal amount of your accidental death and dismemberment insurance is an amount equal to the amount of your group life insurance. LOSS OF: • Life Principal amount of insurance (Paid to your beneficiary) LOSS OF: • Both hands • Both feet • The sight of both eyes • One hand and one foot • One hand and the sight of one eye • One foot and the sight of one eye • Paraplegia, or • Use of both hands for a continuous period of 12 months following the accident Principal amount of insurance (Paid to you) LOSS OF: • Use of one arm for a continuous period of 12 months following the accident Three-quarters of the principal amount of insurance (Paid to you) LOSS OF: • One hand • One foot, or • The sight of one eye Two-thirds of the principal amount of insurance (Paid to you) LOSS OF: • Use of one hand for a continuous period of 12 months following the accident One-half of the principle amount of insurance (Paid to you) LOSS OF: Thumb and index finger of either hand One-third of the principle amount of insurance (Paid to you) The total benefit payable for one loss shall not exceed the principal amount except that the amount payable for any of the above losses shall be doubled if the loss is sustained:

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ACCIDENTAL DEATH AND DISMEMBERMENT BENEFIT. In addition to the group life insurance benefit provided under Section 3.01, a Group Accidental Death and Dismemberment benefit will be provided while eligible as an active employee: Effective June 1, 2018 - $40,000 The above principal sum will be payable in the case of death or loss of both hands, both feet, or sight of both eyes, or any two of the above members, providing death or such loss occurs within 90 days of the date of the accident and is caused by external, violent and accidental means. One-half of the above principal sum will be payable in the case of loss of one hand, one foot, or sight of one eye under the same conditions. The policy under which this benefit is provided will contain such limitations and conditions as are found in a standard Group Accidental Death and Dismemberment policy issued in the province of Ontario. The maximum payable under this benefit for any one accident is the principal sum.

ACCIDENTAL DEATH AND DISMEMBERMENT BENEFIT. Loss of: Life..................................................................... 100% Both Hands and Both Feet ............................... 100% Sight of Both Eyes............................................. 100% One Hand and One Foot .................................. 100% One Foot and Sight of One Eye ....................... 100% Speech and Hearing in Both Ears .................... 100% One Arm or One Leg ........................................ 75% One Hand or One Foot or Sight of One Eye .... 50% Speech............................................................... 50% Hearing in Both Ears.......................................... 50% Thumb and Index Finger or at Least Four Fingers of One Hand ......................................... 25% All Toes of One Foot.......................................... 33-1/3% Loss of Use: Both legs or Both Arms or Both Hands ............... 100% One Leg or One Arm ......................................... 75% One Hand............................................................ 50%

ACCIDENTAL DEATH AND DISMEMBERMENT BENEFIT. 3.01 Accidental Death and Dismemberment Insurance is payable if accidental bodily injury is sustained by an employee while the employee is insured for this Benefit Provision and such injury results directly and independently of all other causes in any one of the losses set forth in Article 3.02. Benefits will be paid for certain losses, provided that:

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