Penalty APR and When It Sample Clauses

Penalty APR and When It. Applies None Paying Interest Your due date is at least 21 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire new balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $1.75. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at xxxx://xxx.xxxxxxxxxxxxxxx.xxx/learnmore. Fees Set-up and Maintenance Fees None or $20-$149 None ● Annual Fee ● Monthly Fee Transaction Fees Either $10 or 5% of the amount of each transfer, whichever is greater Either $15 or 5% of the amount of each cash advance, whichever is greater Either $15 or 5% of the amount of each cash equivalent transaction, whichever is greater None or 3% of each transaction in U.S. dollars ● Balance Transfer ● Cash Advance ● Cash Equivalent ● Foreign Transaction Penalty Fees ● Late Payment Up to $40 ● Returned Payment (Payment Dishonored) Up to $35 How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)". See your Cardmember Agreement for more details. Index And When It Is Determined: We use the U.S. Prime Rate as published in the "Money Rates" section ofThe Wall Street Journal on the last day the rate is published in each calendar month (the determination date). The Index will be effective for the entire billing cycle that ends in the second month after the determination date. For example, if your billing cycle ends in July, we will use the Index determined on the last day the rate is published inThe Wall Street Journal in May. APR for Purchases and Balance Transfers: To determine the variable APR for purchases and balance transfers, we add a margin of 6.74% to 24.74% to the Index (Prime Rate).
Sample 1Sample 2See All (7)
AutoNDA by SimpleDocs
Penalty APR and When It. Applies 29.99% This APR may be applied to your account if you :
Sample 1Sample 2
Penalty APR and When It. Applies None How to Avoid Paying Interest on Purchases Your due date is at least 21 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at xxxx://xxx.xxxxxxxxxxxxxxx.xxx/learnmore Fees Program Classic Secured Gold Platinum Chrome Annual Fee None $15.00 This fee will be assessed each year on February 18 None None None Transaction Fees • Foreign Transaction Up to 2% of the transaction amount for any card transaction made in a foreign country or currency. Penalty Fees • Late Payment • Returned Payment $30.00 $20.00 How We Will Calculate Your Balance: We use a method called “average daily balance” (including new purchases). See your account agreement for more details. Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. Information is subject to change. For more information, visit xx0.xxx, e-mail xxxxxxxxxx@xx0.xxx, or call (000) 000-0000 or (800) 478- 2222 or write Credit Union 0, 0000 Xxxxxx Xxxx, Anchorage, AK 99507.
Sample 1
Penalty APR and When It. Applies None Paying Interest Your due date is at least 28 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. Minimum Interest Charge None For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit Card, visit the website of the Consumer Financial Protection Bureau at xxxx://xxx.xxxxxxxxxxxxxxx.xxx/learnmore Fees Annual Fee None Transaction Fees • Balance Transfer • Cash Advance • Foreign Transactions None None Up to 1.1% of each transaction in U.S. dollars Penalty Fees • Late Payment • Returned Payment Up to $25.00 Up to $26.00 How We Will Calculate Your Balance: We use a method called “average daily balance (including new transactions)”. See your account agreement for more details. Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in the attached account agreement.
Sample 1
Penalty APR and When It. Applies 22.9%. Your APR may increase to the Penalty APR if we fail to receive your minimum payment with in 60 days when due. You will no lon­ ger be eligible for the Standard Rate and all existing Promotional Credit Plans will terminate, and your entire Account balance will be subject to the Penalty Rate. If your Account becomes subject to the Penalty APR, we will provide advance notice before the new Penalty APR goes into effect. If you make the next six consecutive on time minimum payments starting with your first payment due once the Penalty APR goes into effect, your rates will return to the non­penalty APR(s) applicable to your Account. If you do not make these six consecutive on time minimum payments, we may keep the Penalty APR on your Account indefinitely.
Sample 1
Penalty APR and When It. Applies None How to Avoid Paying Interest on Purchases Your due date is at least 21 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at xxxx://xxx.xxxxxxxxxxxxxxx.xxx/learnmore Fees Program Classic Secured Gold Platinum Chrome Annual Fee None $15.00 This fee will be assessed each year on February 18 None None None Transaction Fees • Foreign Transaction Up to 2% of the transaction amount for any card transaction made in a foreign country or currency. Penalty Fees • Late Payment $30.00 • Returned Payment $20.00
Sample 1

Related to Penalty APR and When It

  • Indemnification for Expenses of a Party Who is Wholly or Partly Successful Notwithstanding any other provisions of this Agreement except for Section 27, to the extent that Indemnitee was or is, by reason of Indemnitee’s Corporate Status, a party to (or a participant in) and is successful, on the merits or otherwise, in any Proceeding or in defense of any claim, issue or matter therein, in whole or in part, the Company shall, to the fullest extent permitted by applicable law, indemnify, hold harmless and exonerate Indemnitee against all Expenses actually and reasonably incurred by him or her in connection therewith. If Indemnitee is not wholly successful in such Proceeding but is successful, on the merits or otherwise, as to one or more but less than all claims, issues or matters in such Proceeding, the Company shall, to the fullest extent permitted by applicable law, indemnify, hold harmless and exonerate Indemnitee against all Expenses actually and reasonably incurred by him or her or on his or her behalf in connection with each successfully resolved claim, issue or matter. If Indemnitee is not wholly successful in such Proceeding, the Company also shall, to the fullest extent permitted by applicable law, indemnify, hold harmless and exonerate Indemnitee against all Expenses reasonably incurred in connection with a claim, issue or matter related to any claim, issue, or matter on which Indemnitee was successful. For purposes of this Section and without limitation, the termination of any claim, issue or matter in such a Proceeding by dismissal, with or without prejudice, shall be deemed to be a successful result as to such claim, issue or matter.

Time is Money Join Law Insider Premium to draft better contracts faster.