DAY RIGHT TO EXAMINE CONTRACT. Within 10 days after this Contract is first received, it may be cancelled for any reason without penalty (e.g., no Contingent Deferred Sales Charge and no Market Value Adjustment will apply) by delivering or mailing it to the representative through whom it was purchased or to the Home Office of LNL. Upon cancellation, LNL will return the Contract Value as of the Valuation Date on which LNL receives the cancellation request, plus any mortality and expense risk charges proportionately attributable to the Bonus Credits, plus any premium taxes previously deducted from the Contract Value, minus any Bonus Credits paid into this Contract. If the Contract Value on the date of cancellation is less than the sum of Purchase Payments minus withdrawals, LNL will also return the net investment loss on this Contract and fund management fees each in an amount that is proportionately attributable to the Bonus Credits. UPON A TRANSFER, WITHDRAWAL, OR SURRENDER, PAYMENTS AND VALUES ALLOCATED TO THE FIXED ACCOUNT MAY BE SUBJECT TO A MARKET VALUE ADJUSTMENT WHICH MAY RESULT IN UPWARD OR DOWNWARD ADJUSTMENTS IN AMOUNTS TRANSFERRED, WITHDRAWN, OR SURRENDERED BY THE OWNER. ALL PAYMENTS AND VALUES PROVIDED BY THIS CONTRACT, WHEN BASED ON INVESTMENT EXPERIENCE OF THE VARIABLE ACCOUNT, ARE NOT GUARANTEED AS TO FIXED DOLLAR AMOUNT (SEE PAGES 7 AND 21). Signed for The Lincoln National Life Insurance Company at its Home Office in Fort Xxxxx, Indiana. /s/ Xxx X. Xxxxxx /s/ Xxxxx X. Xxxxxx Xxx X. Xxxxxx, President Xxxxx X. Xxxxxx, Vice President Table of Contents
DAY RIGHT TO EXAMINE CONTRACT. Please examine this contract carefully. If you are not satisfied, you may return the contract to us or your agent within 10 days of its receipt. If returned, the contract will be void from the beginning and any premium paid will be refunded. J176
DAY RIGHT TO EXAMINE CONTRACT. WITHIN 10 DAYS AFTER THIS CONTRACT IS FIRST RECEIVED, IT MAY BE CANCELLED FOR ANY REASON WITHOUT PENALTY (E.G., NO CONTINGENT DEFERRED SALES CHARGE WILL BE DEDUCTED) BY DELIVERING OR MAILING IT TO THE HOME OFFLCE OF LNL. UPON CANCELLATION, LNL WILL RETURN THE VALUE OF ANY PAYMENTS MADE TO THE VARIABLE ACCOUNT AND/OR ANY PURCHASE PAYMENT PAID UNDER THE FIXED PORTION OF THE CONTRACT. ALL PAYMENTS AND VALUES PROVIDED BY THIS CONTRACT, WHEN BASED ON INVESTMENT EXPERIENCE OF A SEPARATE ACCOUNT, ARE VARIABLE AND ARE NOT GUARANTEED AS TO FIXED DOLLAR AMOUNT. SEE PAGES 4 AND 6. Signed for The Lincoln National Life Insurance Company at its Home Office in Fort Xxxxx, Indiana. /s/ Xxx X. Xxxxxx /s/ Xxx X. Xxxxx Xxx X. Xxxxxx, President Xxx X. Xxxxx, Second Vice President TABLE OF CONTENTS ARTICLE PAGE CONTRACT DATA CONTRACT NUMBER XX-01 23456 ANNUITANT XXXXXXX XXXXXXX AGE AT ISSUE 35 CONTRACT DATE APRIL 1,1989 PURCHASE PAYMENT $1,500.00 PURCHASE PAYMENT FREQUENCY MONTHLY MATURITY DATE APRIL 1, 2039 OWNER XXXXXXX XXXXXXX XXXX XXXXXXX XXXX XXXXXXX BENEFICIARY DESIGNATION AS NAMED IN APPLICATION OR SUBSEQUENT WRITTEN DESIGNATION The portion of your Initial purchase payment allocated to the Fixed Account of your Annuity Contract is guaranteed to be credited an initial effective annual Interest rate of 4.500% through 04/09/1992. The $25.00 account charge referenced in Section 2.11 will not apply to your Contract.
DAY RIGHT TO EXAMINE CONTRACT. IF NOT SATISFIED WITH THE CONTRACT, RETURN IT TO GWL&A OR THE ANNUITY SERVICE CENTER WITHIN 10 DAYS OF RECEIVING IT. THE CONTRACT WILL BE VOID FROM THE START, AND GWL&A WILL REFUND THE GREATER OF: 1) CONTRIBUTIONS (LESS ANY SURRENDERS, WITHDRAWALS, AND DISTRIBUTIONS TAKEN DURING THE RIGHT OF CANCELLATION PERIOD); OR 2) THE ANNUITY ACCOUNT VALUE. FLEXIBLE PREMIUM VARIABLE ANNUITY. Contributions may be made until the Payout Commencement Date or until the death benefit is payable to a Beneficiary. The Owner is as shown on the Contract Data Page unless changed as provided for in this Contract. GWL&A will pay the Annuitant the first of a series of annuity payouts on the Annuity Commencement Date by applying the Owner's Annuity Account Value according to the Payout Options Provisions. Subsequent payouts will be paid on the same day of each frequency period according to the provisions of this Contract. Non-Participating. Not eligible to share in GWL&A's divisible surplus. Signed for Great-West Life & Annuity Insurance Company on the issuance of this Contract. [OBJECT OMITTED] [OBJECT OMITTED] X.X. Xxxxxx, X.X. XxXxxxxx, Secretary President and Chief Executive Officer ANNUITY INFORMATION Annuity Contract Number: 1234567 Effective Date: March 1, 2000 Status of Annuity: Non-Qualified Initial Contribution: $50,000 Annuity Commencement Date: March 1, 2010
DAY RIGHT TO EXAMINE CONTRACT. Within 10 days after this Contract is first received, it may be cancelled for any reason without penalty and without any Market Value Adjustment by delivering or mailing it to the representative through whom it was purchased or to the Home Office of LNL. Upon cancellation, LNL will return the Contract Value as of the Valuation Date on which LNL receives the cancellation request. UPON A TRANSFER, WITHDRAWAL, OR SURRENDER, PAYMENTS AND VALUES FROM THE FIXED ACCOUNT MAY BE SUBJECT TO A MARKET VALUE ADJUSTMENT WHICH MAY RESULT IN UPWARD OR DOWNWARD ADJUSTMENTS IN AMOUNTS TRANSFERRED, WITHDRAWN, OR SURRENDERED BY THE OWNER. ALL PAYMENTS AND VALUES PROVIDED BY THIS CONTRACT, WHEN BASED ON INVESTMENT EXPERIENCE OF THE VARIABLE ACCOUNT, ARE VARIABLE (THE AMOUNT MAY INCREASE OR DECREASE AND ARE NOT GUARANTEED AS TO FIXED DOLLAR AMOUNT (SEE ARTICLE 3 AND Section 7.05). Signed for The Lincoln National Life Insurance Company at its Home Office located at 0000 X. Xxxxxxx St. in Fort Xxxxx, Indiana 46802. /s/ Xxx X. Xxxxxx /s/ Xxxxx X. Xxxxxx Xxx X. Xxxxxx, President Xxxxx X. Xxxxxx, Vice President Table of Contents Article Page 1 Definitions..................................................... 4
DAY RIGHT TO EXAMINE CONTRACT. You have the right to return this Contract. Examine it carefully. You may return it and ask us to cancel it. Your request must be made in writing within ten (10) days of the date you receive this Contract. We will refund any premium you paid. If you return this contract, we will not provide you with any benefits.
DAY RIGHT TO EXAMINE CONTRACT. Please examine this contract carefully. If you are not satisfied, you may return the contract to us or to your agent within 10 days of its receipt. If returned, the contract will be void from the beginning and we will refund the contract value, plus the $30.00 annual administration fee, if charged, as of the earlier of the date the returned contract is received by us at our Home Office or the date the returned contract is received by the Kansas City Life representative who sold you the contract. J186
DAY RIGHT TO EXAMINE CONTRACT. Within 10 days after this Contract is first received, it may be cancelled for any reason without penalty (e.g., no contingent deferred sales charge will be deducted) by delivering or mailing it to the Home Office of LNL. Upon cancellation, LNL will return the value of any payments made to the Variable Account and/or any Purchase Payment paid under the fixed portion of the Contract. All payments and values provided by this Contract, when based on investment experience of a separate account, are variable and are not guaranteed as to fixed dollar amount. See pages 4 and 6. Signed for The Lincoln National Life Insurance Company at its Home Office in Fort Xxxxx, Indiana. /s/ Xxx X. Xxxxxx /s/ Xxxxx X. Xxxxxx Xxx X. Xxxxxx, President Xxxxx X. Xxxxxx, Vice President Form 25338 4/89 Table of Contents Article Page 1 Purchase Payments....................................... 4 2 Benefits................................................ 5 3 Beneficiary............................................. 8
DAY RIGHT TO EXAMINE CONTRACT. Please examine this Contract closely. If for any reason you are not satisfied with this Contract, you may return it to us for cancellation by delivering or mailing it to:
DAY RIGHT TO EXAMINE CONTRACT. Within 10 days of the date of receipt of this Contract by the Owner, it may be returned by delivering or mailing it to SAFECO or to the agent through whom it was purchased. When this Contract is received by SAFECO, it will be voided as if it had never been in force, and SAFECO will refund the Contract Value. This may be more or less than Purchase Payments. In states where required SAFECO will refund the Purchase Payments rather than the Contract Value. SAFECO reserves the right to allocate all payments to the Money Market Sub-Account until the expiration of 15 days from the date the first Purchase Payment is received. If SAFECO so allocates payments, SAFECO will refund the greater of Purchase Payments or the Contract Value. Signed for the Company /s/ R.A. Xxxxxxx /s/ R.E. Zunkxx ---------------------------------------------- -------------------------- R.A. Xxxxxxx, Xx. Xxxe President and Secretary R.E. Zunkxx, Xxesident BRIEF DESCRIPTION Individual Variable Annuity, Single Premium Deferred Annuity, Non-Participating, Monthly Income at Annuity Date, Cash Value Payable at Death of Owner before Annuity Date. VALUES PROVIDED BY THIS CONTRACT ARE BASED ON THE INVESTMENT EXPERIENCE OF A SEPARATE ACCOUNT AND ARE, THEREFORE, VARIABLE AND NOT GUARANTEED AS TO DOLLAR AMOUNT. SEE SECTION D OF YOUR CONTRACT FOR DETAILS REGARDING THE SEPARATE ACCOUNT PROVISIONS.
