COVERAGE DESCRIPTION. WATER HEATER REPAIR ESSENTIAL COVERED: Coverage for water heater repair & replacement is limited to tankless and the following standard, 30- 100 gallon electric or 40-100 gallon gas home water heaters (“Standard Unit”): • 30-100 Gallon- 110V or 220V Single Element (electric) • 40-100 Gallon- Tall or Low Boy Duel Element (electric) • 40-100 Gallon- Tall Gas • 40-100 Gallon- Mobile HomeType (electric or gas) Plumbing code violations that require action as it directly relates to the replacement and installation of a new water heater. NOT COVERED: Any item not listed in the COVERED section. WATER HEATER REPAIR PREMIUM COVERED: Coverage for water heater repair & replacement is limited to tankless and the following standard, 30- 100 gallon electric or 40-100 gallon gas home water heaters (“Standard Unit”): • 30-100 Gallon- 110V or 220V Single Element (electric) • 40-100 Gallon- Tall or Low Boy Duel Element (electric) • 40-100 Gallon- Tall Gas • 40-100 Gallon- Mobile HomeType (electric or gas) Coverage of inside Potable Piping from the home’s foundation to the point of supply connection at each appliance/ plumbing fixture. Plumbing code violations that require action as it directly relates to the replacement and install of a new water heater. NOT COVERED: Any item not listed in the COVERED section.
COVERAGE DESCRIPTION. ELECTRICAL COMPONENTS COVERED: Wall, floor, ceiling and countertop-mounted receptacles (“Electrical Outlets”); GFCI receptacles/ breakers (“Ground Fault Circuit Interrupters”); AFCI receptacles/breakers (“Arc Fault Circuit Interrupters”); wall-mounted switches; wall-mounted dimmer switches; building-mounted circuits, feeders, fuses or breakers up to 400 amps; electric service panels or subpanels up to 400 amps; building-mounted main service disconnect; building-mounted meter-base housing; 120- to 240-volt home electrical circuits/wiring (copper or aluminum); and EVSE circuit and wiring repair. NOT COVERED: Any item not listed in the COVERED section.
COVERAGE DESCRIPTION. Only system(s) that are indicated with an “X” on the Declaration Page are covered. EXTERNAL WATER LINE
COVERAGE DESCRIPTION. Travel insurance covers only losses that occur as a result of sudden and unforeseeable events. The duration of the coverage and the amounts of insurance that apply to your contract are indicated in the table of coverage. This Travel Insurance is an individual insurance offered to cardholders. As a cardholder, you are automatically covered for all the trips you take outside your province of residence. Subject to certain terms and conditions, this insurance also covers your spouse and your dependent children if they accompany you throughout their trip. Your Travel Insurance plan also gives you access to the Assistance Service during your trip. We encourage you to read these general conditions of your contract carefully, and draw your attention, in particular, to the “Limitations for Pre-Existing Medical Conditions or Injuries” on pages 15 to 17. Also examine the Limitations, Restrictions and Exclusions, indicated on pages 15 to 24. In addition, refer to pages 28 to 31 for an explanation of the procedure for submitting claims. Do not hesitate to contact your Insurer to check the scope of coverage for which you are eligible. You may also need to speak with your physician to obtain information regarding your health or your medical record. Contract Your insurance contract includes the following documents: • these general conditions; • any rider or appendix related to contract changes or updates; The terms and conditions indicated in these general conditions apply to all coverages that commence as of January 15, 2017. Who is eligible? To be eligible for the coverage offered under this Travel Insurance, you, your spouse and dependent child, must satisfy the following conditions:
COVERAGE DESCRIPTION. Travel insurance covers only losses that occur as a result of sudden and unforeseeable events. The duration of the coverage and the amounts of insurance that apply to your contract are indicated in the table of coverage or in your special conditions, if you have obtained extended coverage. This Travel Insurance is an individual insurance offered to cardholders. As a cardholder, you are automatically covered for all the trips you take outside your province of residence. Subject to certain terms and conditions, this insurance also covers your spouse and your dependent children if they accompany you throughout their trip. Your Travel Insurance plan also gives you access to the Assistance Service during your trip. We encourage you to read these general conditions of your contract carefully, and draw your attention, in particular, to the “Limitations for Pre-Existing Medical Conditions or Injuries” on pages 20 to 24. Also examine the Limitations, Restrictions and Exclusions, indicated on pages 20 to 33. In addition, refer to pages 40 to 43 for an explanation of the procedure for submitting claims. Do not hesitate to contact your Insurer to check the scope of coverage for which you are eligible. You may also need to speak with your physician to obtain information regarding your health or your medical record. Contract Your insurance contract includes the following documents: • these general conditions; • any rider or appendix related to contract changes or updates; • the special conditions, if you obtain extended coverage under your insurance; • the insurability questionnaire, where required when you obtain extended coverage under your insurance. The terms and conditions indicated in these general conditions apply to all coverages that commence as of January 15, 2017. Who is eligible? To be eligible for the coverage offered under this Travel Insurance, you, your spouse and dependent child, must satisfy the following conditions:
COVERAGE DESCRIPTION. POLICY: SYMETRA COMPLETE [ADVISOR] INSURED: [JXXX XXX] POLICY NUMBER: [FL00000001] POLICY DATE: [SEPTEMBER 1, 2006] PREMIUM PLAN POLICY YEAR PLANNED PREMIUM [1] $ [100,000.00 ] [2] $ [10,000.00 ] [3] $ [10,000.00 ] [4] $ [10,000.00 ] [5] $ [10,000.00 ] [6] $ [10,000.00 ] [7] $ [10,000.00 ] [8] $ [10,000.00 ] TABLE OF GUARANTEED ANNUAL COST OF INSURANCE RATES RATES ARE PER $1,000 OF NET AMOUNT AT RISK POLICY: SYMETRA COMPLETE [ADVISOR] INSURED: [JXXX XXX] POLICY NUMBER: [FL00000001] POLICY DATE: [SEPTEMBER 1, 2006] ATTAINED AGE RATE [55] [6.52 ] [56] [7.26 ] [57] [7.95 ] [58] [8.63 ] [59] [9.42 ] [60] [10.40 ] [61] [11.59 ] [62] [12.98 ] [63] [14.47 ] [66] [19.27 ] [67] [20.96 ] [69] [24.69 ] [70] [26.94 ] [71] [29.71 ] [74] [39.96 ] [75] [43.95 ] [76] [48.44 ] [78] [59.72 ] [79] [66.48 ] [80] [74.02 ] [81] [82.20 ] [82] [90.82 ] [83] [100.22 ] [84] [110.69 ] [85] [122.36 ] [86] [135.17 ] [87] [148.99 ] [88] [163.66 ] [89] [179.03 ] [90] [194.28 ] [91] [209.27 ] [92] [224.94 ] [94] [258.86 ] [95] [276.12 ] [96] [292.95 ] [97] [310.86 ] [98] [329.95 ] [99] [350.32 ] [100+] [0.00 ] The daily equivalent of the guaranteed annual cost of insurance rate is used to calculate the maximum charge for this policy. TABLE OF CURRENT ANNUAL COST OF INSURANCE RATES RATES ARE A PERCENTAGE OF THE POLICY VALUE POLICY: SYMETRA COMPLETE [ADVISOR] INSURED: [JXXX XXX] POLICY NUMBER: [FL00000001] POLICY DATE: [SEPTEMBER 1, 2006] ATTAINED AGE RATE [55] [0.49 ]% [56] [0.49 ]% [57] [0.49 ]% [58] [0.49 ]% [59] [0.49 ]% [60] [0.49 ]% [61] [0.49 ]% [62] [0.49 ]% [63] [0.49 ]% [64] [0.49 ]% [65] [0.60 ]% [66] [0.60 ]% [67] [0.60 ]% [68] [0.60 ]% [69] [0.60 ]% [70] [0.60 ]% [71] [0.60 ]% [72] [0.60 ]% [73] [0.60 ]% [74] [0.60 ]% [75] [1.15 ]% [76] [1.15 ]% [77] [1.15 ]% [78] [1.15 ]% [79] [1.15 ]% [80] [1.45 ]% [81] [1.45 ]% [82] [1.45 ]% [83] [1.45 ]% [84] [1.45 ]% [85] [1.85 ]% [86] [1.85 ]% [87] [1.85 ]% [88] [1.85 ]% [89] [1.85 ]% [90] [2.00 ]% [91] [2.00 ]% [92] [2.00 ]% [93] [2.00 ]% [94] [2.00 ]% [95] [1.90 ]% [96] [1.90 ]% [97] [1.90 ]% [98] [1.49 ]% [99] [0.57 ]% [100+] [0.00000 ] The daily equivalent of the current annual cost of insurance rate is used to calculate the cost of insurance charge for this policy. DEATH BENEFIT FACTORS POLICY: SYMETRA COMPLETE [ADVISOR] INSURED: [JXXX XXX] POLICY NUMBER: [FL00000001] POLICY DATE: [SEPTEMBER 1, 2006] ATTAINED AGE Percentage of Policy Value [55] [240.160 ]% [56] [232.995 ]% [57] [226.159 ]% [58] [219.603 ]% [59] [213.299 ]% [60] [207...
COVERAGE DESCRIPTION. The basic and additional declared value for stored items provides coverage against damage or loss of the Customer's stored packages due to CE’s negligence. The declared value does not cover:
COVERAGE DESCRIPTION. May 1, 2001 Variable UL II [table deleted] Coverage Effective Date Generali No. Coverage Description May 1, 2001 Variable UL II
COVERAGE DESCRIPTION. Travel insurance covers only losses that occur as a result of sudden and unforeseeable events. The duration of the coverage and the amounts of insurance that apply to your contract are indicated in the table of coverage. This Travel Insurance is an individual insurance offered to cardholders. As a cardholder, you are automatically covered for all the trips you take outside your province of residence. Subject to certain terms and conditions, this insurance also covers your spouse and your dependent children if they accompany you throughout their trip. Your Travel Insurance plan also gives you access to the Assistance Service during your trip. We encourage you to read these general conditions of your contract carefully, and draw your attention, in particular, to the Limitation, Restriction and Exclusions, indicated on pages 11 to 16. In addition, refer to pages 19 to 22 for an explanation of the procedure for submitting claims. Do not hesitate to contact your Insurer to check the scope of coverage for which you are eligible. You may also need to speak with your physician to obtain information regarding your health or your medical record. Contract Your insurance contract includes the following documents: • these general conditions; • any rider or appendix related to contract changes or updates; The terms and conditions indicated in these general conditions apply to all coverages that commence as of January 15, 2017. Who is eligible? To be eligible for the coverage offered under this Travel Insurance, you, your spouse and dependent child, must satisfy the following conditions:
COVERAGE DESCRIPTION. 1. - The Insurer guarantees, under the conditions established in these terms and conditions, the reimbursement of any cancellation costs paid by the insured, should they cancel their trip before departing, due to serious illness, serious physical accident or death of the insured, their spouse or registered partner, ascendants or descendants, brothers, sisters. (Brothers in law, sisters in law, sons in law, daughters in law, father in law or mother in law.) Serious illness is here understood as an alteration of the person’s health confirmed by a medical professional requiring hospitalisation or confinement to bed, and which renders the start of the journey on the original date medically impossible, or implies risk of death for any of the aforementioned members of the insured party’s family. Serious accident is here understood as unintentional bodily harm caused to the insured by an unforeseen event with an external cause and which, according to a medical doctor requires hospitalisation or confinement to bed, and makes it impossible for the insured to start the arranged trip on the planned date or entails risk of death for any of the aforementioned family members of the insured party.
