TERMINATION OF RIDER. This rider will end on the policy’s Termination Date unless the policy ends for any reason prior to that. In addition, the Owner may terminate this rider by sending us a written request. Such termination will be effective on the date the request is received at our Home Office, or on the date the Owner requests, subject to our approval. Termination of this rider may require termination of other riders.
TERMINATION OF RIDER. This rider will end on the policy’s Termination Date unless the policy ends for any reason prior to that. In addition, the Owner may terminate this rider by sending us a written request. Such termination will be effective on the date the request is received at our Home Office, or on the date the Owner requests, subject to our approval. Termination of this rider may require termination of other riders. PART OF POLICY This rider is part of the policy to which it is attached. All policy terms and conditions will apply to this rider if they have not been changed by this rider; and do not conflict with this rider. STANDARD INSURANCE COMPANY By X. Xxxx Xxxx President Xxxxxx X. Xxxxxxxx Corporate Secretary ICC16-PR200(02/16) As long as you pay premiums on time, The Standard can’t change or cancel your policy, or raise the premium rate at any time before the policy’s termination date. STANDARD INSURANCE COMPANY NONCANCELABLE POLICY RIDER This rider changes the policy and all riders made part of the policy from Guaranteed Renewable to Noncancelable and Guaranteed Renewable. The entire paragraph on the policy face page, starting with "GUARANTEED RENEWABLE TO AGE [65] [67]," is replaced with the following: NONCANCELABLE AND GUARANTEED RENEWABLE TO AGE [65] [67]. If the Insured’s Issue Age, as shown on the Policy Data page, is under age 65, this policy is noncancelable and guaranteed renewable until the Policy Anniversary on or next following the Insured’s [65th] [67th] birthday (the Termination Date shown on the Policy Data page). If the Insured’s Issue Age is age 65 or older, this policy is noncancelable and guaranteed renewable until the first Policy Anniversary (the Termination Date shown on the Policy Data page).
TERMINATION OF RIDER. This rider will end on the policy’s Termination Date unless the policy ends for any reason prior to that. In addition, the Owner may terminate this rider by sending us a written request. Such termination will be effective on the date the request is received at our Home Office, or on the date the Owner requests, subject to our approval. Termination of this rider may require termination of other riders. PART OF POLICY This rider is part of the policy to which it is attached. All policy terms and conditions will apply to this rider if they have not been changed by this rider and do not conflict with this rider. STANDARD INSURANCE COMPANY By X. Xxxx Xxxx President Xxxxxx X. Xxxxxxxx Corporate Secretary ICC16-PR208(02/16) To help your disability benefits keep up with inflation while you are disabled, we can build in annual increases to your monthly benefit with compounding. When you recover from your disability, you can apply to increase your coverage up to the adjusted benefit amount that you received under this rider. STANDARD INSURANCE COMPANY
TERMINATION OF RIDER. This rider will end on the Termination Date unless the policy ends for any reason prior to that. In addition, the Owner may terminate this rider by sending us a written request. Such termination will be effective on the date the request is received at our Home Office, or on the date the Owner requests, subject to our approval. Termination of this rider may require termination of other riders. PART OF POLICY This rider is part of the policy to which it is attached. All policy terms and conditions will apply to this rider if they have not been changed by this rider and do not conflict with this rider. STANDARD INSURANCE COMPANY By X. Xxxx Xxxx President Xxxxxx X. Xxxxxxxx Corporate Secretary ICC17-PR204(07/17) You are considered residually disabled if you can’t do one or more of your primary duties, or if you can do all of your primary duties but for only 50 percent or less of the time you previously spent doing them. You must also have a loss of income of at least 20 percent. This rider pays 50 percent of your policy’s basic monthly benefit for up to six months. STANDARD INSURANCE COMPANY SHORT-TERM RESIDUAL DISABILITY RIDER For purposes of this rider only, the definitions of Disability/Disabled and Disability Benefit/Disability Benefits in the policy are changed to read: Disability/Disabled means (1) Total Disability/Totally Disabled, as defined in the policy; and
TERMINATION OF RIDER. This rider will end and no further Benefit Increases will take effect when the first of the following occurs: The Expiration Date is reached; An application for a Benefit Increase is not received in accordance with the Eligibility And Application For A Benefit Increase provision; Information we require with an application for a Benefit Increase is not received during any Benefit Increase Application Period; The Owner does not accept a Benefit Increase offered or accepts less than 50% of a Benefit Increase offered; The Owner requests to reduce the Basic Monthly Benefit of this policy while this rider is in force; or This policy terminates for any reason. In addition, the Owner may terminate this rider by sending us a written request. Such termination will be effective on the date the request is received at our home office, or on the date the Owner requests, subject to our approval. Termination of this rider may require termination of other riders. PART OF POLICY This rider is part of the policy to which it is attached. All policy terms and conditions will apply to this rider if they have not been changed by this rider and do not conflict with this rider. STANDARD INSURANCE COMPANY By X. Xxxx Xxxx President Xxxxxx X. Xxxxxxxx Corporate Secretary If you are catastrophically disabled, you will be paid a monthly benefit, in addition to any other benefit under the policy. STANDARD INSURANCE COMPANY
TERMINATION OF RIDER. This rider terminates:
TERMINATION OF RIDER. This rider ends, and no further Automatic Increases will be allowed, on the earliest of the following dates: the last Increase Date in an Increase Period if you do not submit or we do not approve an application for an additional Increase Period; the second of two consecutive Increase Dates where Automatic Increases were refused; the date we receive your written request to end this benefit, or on the date the Owner requests, subject to our approval; the day after the Increase Date next following your 60th birthday; or the date the policy terminates. PART OF POLICY This rider is part of the policy to which it is attached. All policy terms and conditions will apply to this rider if they have not been changed by this rider and do not conflict with this rider. STANDARD INSURANCE COMPANY By X. Xxxx Xxxx President Xxxxxx X. Xxxxxxxx Corporate Secretary This is the maximum amount of insurance coverage you can receive based on your income and risk class. STANDARD INSURANCE COMPANY BENEFIT INCREASE RIDER This rider provides the option for the Owner to purchase additional coverage without having to provide medical information. DEFINITIONS Accelerated Option means the option for a Benefit Increase to take effect prior to an Option Date. Accelerated Option Date means the date a Benefit Increase takes effect under the Accelerated Option provision. It will be the same day of the month as the Policy Anniversary, but in the month we receive the application for the Accelerated Option. Benefit Increase means the additional amount of Basic Monthly Benefit purchased under this rider. Benefit Increase Application Period means the 60 day period prior to an Option Date. Expiration Date, as shown on the Policy Data page, means the Policy Anniversary next following your 55th birthday; and it is the date this rider ends, unless it ends earlier under the Termination Of Rider provision.
TERMINATION OF RIDER. The Guaranteed Minimum Accumulation Benefit Rider will terminate upon the earliest of:
TERMINATION OF RIDER. The Guaranteed Withdrawal Benefit Rider will terminate upon the earliest of:
TERMINATION OF RIDER. Any of the following events will result in termination of the rider without value:
