Common use of TERMINATION OF RIDER Clause in Contracts

TERMINATION OF RIDER. This rider ends, and no further Automatic Increases will be allowed, on the earliest of the following dates:  the last Increase Date in an Increase Period if you do not submit or we do not approve an application for an additional Increase Period;  the second of two consecutive Increase Dates where Automatic Increases were refused;  the date we receive your written request to end this benefit, or on the date the Owner requests, subject to our approval;  the day after the Increase Date next following your 60th birthday; or  the date the policy terminates. PART OF POLICY This rider is part of the policy to which it is attached. All policy terms and conditions will apply to this rider if they have not been changed by this rider and do not conflict with this rider. STANDARD INSURANCE COMPANY By X. Xxxx Xxxx President Xxxxxx X. Xxxxxxxx Corporate Secretary This is the maximum amount of insurance coverage you can receive based on your income and risk class. STANDARD INSURANCE COMPANY BENEFIT INCREASE RIDER This rider provides the option for the Owner to purchase additional coverage without having to provide medical information. DEFINITIONS Accelerated Option means the option for a Benefit Increase to take effect prior to an Option Date. Accelerated Option Date means the date a Benefit Increase takes effect under the Accelerated Option provision. It will be the same day of the month as the Policy Anniversary, but in the month we receive the application for the Accelerated Option. Benefit Increase means the additional amount of Basic Monthly Benefit purchased under this rider. Benefit Increase Application Period means the 60 day period prior to an Option Date. Expiration Date, as shown on the Policy Data page, means the Policy Anniversary next following your 55th birthday; and it is the date this rider ends, unless it ends earlier under the Termination Of Rider provision.

TERMINATION OF RIDER. This rider endswill end on the Termination Date unless the policy ends for any reason prior to that. In addition, and no further Automatic Increases the Owner may terminate this rider by sending us a written request. Such termination will be allowed, effective on the earliest of date the following dates:  the last Increase Date in an Increase Period if you do not submit or we do not approve an application for an additional Increase Period;  the second of two consecutive Increase Dates where Automatic Increases were refused;  the date we receive your written request to end this benefitis received at our Home Office, or on the date the Owner requests, subject to our approval;  the day after the Increase Date next following your 60th birthday; or  the date the policy terminates. Termination of this rider may require termination of other riders. PART OF POLICY This rider is part of the policy to which it is attached. All policy terms and conditions will apply to this rider if they have not been changed by this rider and do not conflict with this rider. STANDARD INSURANCE COMPANY By X. Xxxx Xxxx President Xxxxxx X. Xxxxxxxx XxXxxxxx President and CEO Xxxxxxxxx X. Xxxxx Corporate Secretary ICC17-PR204(07/17) This is the maximum amount of insurance coverage you can receive based on your income and risk class, up to $15,000. STANDARD INSURANCE COMPANY BENEFIT INCREASE RIDER This rider provides the option for the Owner to purchase additional coverage without having to provide medical information. DEFINITIONS Accelerated Option means the option for a Benefit Increase to take effect prior to an Option Date. Accelerated Option Date means the date a Benefit Increase takes effect under the Accelerated Option provision. It will be the same day of the month as the Policy Anniversary, but in the month we receive the application for the Accelerated Option. Benefit Increase means the additional amount of Basic Monthly Benefit purchased under this rider. Benefit Increase Application Period means the 60 day period prior to an Option Date. Expiration Date, as shown on the Policy Data page, means the Policy Anniversary next following your 55th birthday; and it is the date this rider ends, unless it ends earlier under the Termination Of Rider provision.

TERMINATION OF RIDER. This rider ends, and no further Automatic Increases will be allowed, on the earliest of the following dates:  the last Increase Date in an Increase Period if you do not submit or we do not approve an application for an additional Increase Period;  the second of two consecutive Increase Dates where Automatic Increases were refused;  the date we receive your written request to end this benefit, or on the date the Owner requests, subject to our approval;  the day after the Increase Date next following your 60th birthday; or  the date the policy terminates. PART OF POLICY This rider is part of the policy to which it is attached. All policy terms and conditions will apply to this rider if they have not been changed by this rider and do not conflict with this rider. STANDARD INSURANCE COMPANY By X. Xxxx Xxxx President Xxxxxx Chairman and CEO Xxxxxxxxx X. Xxxxxxxx Xxxxx Corporate Secretary We want to make sure you have the highest level of income protection possible with your policy, and that means you can up your coverage as your income level increases. This rider allows you to purchase increases in coverage every three years, without having to provide medical information. This is the maximum amount of insurance coverage you can receive based on your income and risk class. STANDARD INSURANCE COMPANY BENEFIT INCREASE RIDER This rider provides the option for the Owner to purchase additional coverage without having to provide medical information. DEFINITIONS Accelerated Option means the option for a Benefit Increase to take effect prior to an Option Date. Accelerated Option Date means the date a Benefit Increase takes effect under the Accelerated Option provision. It will be the same day of the month as the Policy Anniversary, but in the month we receive the application for the Accelerated Option. Benefit Increase means the additional amount of Basic Monthly Benefit purchased under this rider. Benefit Increase Application Period means the 60 day period prior to an Option Date. Expiration Date, as shown on the Policy Data page, means the Policy Anniversary next following your 55th birthday; and it is the date this rider ends, unless it ends earlier under the Termination Of Rider provision.

TERMINATION OF RIDER. This rider ends, and no further Automatic Increases will be allowed, on the earliest of the following dates:  the last Increase Date in an Increase Period if you do not submit or we do not approve an application for an additional Increase Period;  the second of two consecutive Increase Dates where Automatic Increases were refused;  the date we receive your written request to end this benefit, or on the date the Owner requests, subject to our approval;  the day after the Increase Date next following your 60th birthday; or  the date the policy terminates. PART OF POLICY This rider is part of the policy to which it is attached. All policy terms and conditions will apply to this rider if they have not been changed by this rider and do not conflict with this rider. THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK By X. Xxxx Xxxx President Xxxxxx X. Xxxxxxxx Corporate Secretary This is the maximum amount of insurance coverage you can receive based on your income and risk class. THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK BENEFIT INCREASE RIDER This rider provides the option for the Owner to purchase additional coverage without having to provide medical information. DEFINITIONS Accelerated Option means the option for a Benefit Increase to take effect prior to an Option Date. Accelerated Option Date means the date a Benefit Increase takes effect under the Accelerated Option provision. It will be the same day of the month as the Policy Anniversary, but in the month we receive the application for the Accelerated Option. Benefit Increase means the additional amount of Basic Monthly Benefit purchased under this rider. Benefit Increase Application Period means the 60 day period prior to an Option Date. Expiration Date, as shown on the Policy Data page, means the Policy Anniversary next following your 55th birthday; and it is the date this rider ends, unless it ends earlier under the Termination Of Rider provision.