ATM Deposits. All deposits made at an ATM are credited subject to collection, and the credit will be reversed if the deposit is not paid. Certain checks should not be deposited at ATMs, including checks that are postdated or stale dated or have endorsement issues (i.e., missing or multiple endorsements, restrictive endorsements) and checks drawn on foreign banks or payable in foreign currency. All deposits through an ATM are subject to actual receipt and verification by the Bank upon opening the ATM. The Bank may choose not to credit the Account for deposits until we actually receive the funds. If the reversal of a deposit creates an Overdraft in the Account, the Bank may charge all or part of the deficiency to any of your other Accounts, unless the charge results in an extension of credit. In that situation, you shall pay to the Bank any deficiency that cannot be paid out of such Accounts.
ATM Deposits. If you make a deposit at an Automated Teller Machine (ATM) not owned and operated by the Credit Union prior to 3:00 p.m. on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make such a deposit after 3:00 p.m. or on a day that we are not open, we will consider the deposit made on the next business day we are open. For deposits made at ATMs not owned and operated by the Credit Union, deposits subject to delayed availability will become available for withdrawal on the fifth (5th) business day following the day of deposit. All ATMs that we own and operate are identified as our machines.
ATM Deposits. If You make an ATM deposit prior to closing on a business day that We are open, We will consider that day to be the day of Your deposit. However, if You make an ATM deposit after closing or on a day that We are not open, We will consider the deposit made on the next business day We are open. For deposits made at Automated Teller Machines (ATMs) owned and operated by Air Academy Credit Union, deposits subject to delayed availability will become available for withdrawal on the second business day after the day of deposit. For deposits made at Automated Teller Machines (ATMs) not owned and operated by Air Academy Credit Union, deposits subject to delayed availability will become available for withdrawal on the fifth business day after the day of deposit.
ATM Deposits. If You make an ATM deposit prior to closing on a business day that We are open, We will consider that day to be the day of Your deposit. However, if You make an ATM deposit after closing or on a day that We are not open, We will consider the deposit made on the next business day We are open. For deposits made at Automated Teller Machines (ATMs) owned and operated by Monroe County Community Credit Union, deposits subject to delayed availability will become available for withdrawal on the 2nd business day after the day of deposit. For deposits made at ATMs not owned and operated by Monroe County Community Credit Union, deposits subject to delayed availability will become available for withdrawal on the 5th business day after the day of deposit. ATMs that We own or operate are identified as Our machines.
ATM Deposits. If You make an ATM deposit on a business day that We are open, We will consider that day to be the day of Your deposit. However, if You make an ATM deposit on a day that We are not open, We will consider the deposit made on the next business day We are open. For deposits made at Automated Teller Machines (ATMs) owned and operated by the Credit Union, deposits subject to delayed availability will become available for withdrawal on the 2nd business day following the day of deposit. For deposits made at ATMs not owned and operated by the Credit Union, deposits subject to delayed availability will become available for withdrawal on the 5th business day following the day of deposit. All ATMs that We own or operate are identified as Our machines.
ATM Deposits. All funds deposited through ATM machines will have an automatic five (5) business day hold. Night Drop Box. Deposits will be processed the next business day and are subject to the hold schedule below. Next Day Availability For Certain Deposits Made In Person. Funds from the following deposits are available by the first business day after the day of your deposit: Cash State and local government checks that are payable to you Cashier’s, certified and teller’s checks that are payable to you Federal Reserve Bank Checks, Credit Union Loan Bank checks and postal money orders that are payable to you If deposits are not made in person to one of our employees, funds from these deposits will be available by the second business day after we receive your deposit.
ATM Deposits. In addition to this subsection, ATM deposits are governed by our Commercial Electronic Funds Transfer Agreement. You agree that all ATM deposits are subject to verification and final inspection and may be rejected by us in our sole discretion, and you shall be liable to the credit union for any errors, inaccuracies, breach of warranties and any other loss sustained by, or claim made against the credit union relating to such deposits. You acknowledge and agree that we may reject any ATM deposit in our sole discretion without notice to you, and we will not be liable for any such rejection or failure to notify you of such rejection. If we reject an item for deposit by ATM, you may be required to physically deposit the original item.
ATM Deposits. If You make a deposit at an Automated Teller Machine (ATM) before 1:00 p.m. on a business day that We are open, We will consider that day to be the day of Your deposit. However, if You make a deposit at an Automated Teller Machine (ATM) after 1:00 p.m. or on a day We are not open, We will consider that the deposit was made on the next business day We are open. For deposits made at Automated Teller Machines (ATMs) owned and operated by the Credit Union, deposits subject to delayed availability will become available for withdrawal on the 2nd business day following the day of deposit. For deposits made at Automated Teller Machines (ATMs) not owned and operated by the Credit Union, deposits subject to delayed availability will become available for withdrawal on the 5th business day following the day of deposit. All ATMs that We own or operate are identified as Our machines.
ATM Deposits. For deposits made at ATMs owned and operated by the Credit Union, deposits will become available for withdrawal based on the availability schedule described above. For deposits made at ATMs not owned and operated by the Credit Union, deposits will become available for withdrawal on the fifth (5th) business day following the day of deposit. All ATMs that We own or operate are identified as Our machines.
ATM Deposits. All ATM deposit receipts are issued subject to verification of the items deposited. If an error is less than a certain limit, your Account may not be adjusted unless you request it. We have the right to refuse to accept any check or other item for deposit for any reason. Any time an item deposited to your Account is returned to us unpaid, we have the right, without notice, to charge your Account for the item and a returned deposit fee. The day funds become available is determined by counting Business Days from the day of your deposit. If you make a deposit at an ATM before 3:00 p.m. (Eastern time) on a Business Day, We will consider the following Business Day to be the day of Your deposit. However, if you make a deposit at an ATM after 3:00 p.m. (Eastern time) or on a non-Business Day, we will consider that the deposit was made on the next Business Day. Any funds you deposit into your Account (even if made though an ATM) are not FDIC insured unless specifically set forth in Section 13 of this agreement.
