Automated Teller Machines. Funds from any deposits (cash or checks) made at automated teller machines (ATMs) we do not own or operate will not be available until the fifth business day after the day of your deposit. This rule does not apply at ATMs that we own or operate. All ATMs that we own or operate are identified as our machines. Funds from deposits (cash or checks) made at automated teller machines (ATMs) we own or operate will follow the same availability schedule as making a deposit in person to one of our employees, except that same day availability may not apply to the items noted. These deposits may be available the first day after the day of deposit.
Automated Teller Machines. Funds from any deposits (cash or check) made at automated teller machines (ATMs) we do not own or operate will be available as follows: The first $225 will be available the same business day of your deposit. The remainder becomes available on the fifth business day after the day of deposit. This rule does not apply to ATMs we own or operate. All ATMs that we own or operate are identified as our machines. Funds from deposits (cash or checks) made at automated teller machines (ATMs) we own or operate will follow the same availability schedule as making a deposit in person to one of our employees, except that same day availability may not apply to the items noted. These deposits may be available the first day after the day of deposit Special Rules for New Accounts If you are a new customer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 of a day's total deposits of cashier's, certified, teller's, traveler's, and federal, state and local government checks will be available on the next business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the 9th business day after the day of your deposit. Business Days and Cut-off Times For determining the availability of your deposits, every day is a business day, except Saturdays, Sundays, and federal holidays. If you make a deposit before 6:00 p.m. on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after that time or on a day we are not open, we will consider that the deposit was made on the next business day we are open. International ACH Transactions International ACH Transactions (IAT) that are transmitted to or from any of your accounts may be identified and designated by us for review and examination under the Office of Foreign Assets Control Rules and ...
Automated Teller Machines. You may use your Card and personal identification number (PIN) at Automated Teller Machines (ATMs) of our Credit Union, CO-OP network, and such other machines or facilities as we may desig- nate. At the present time, you may use your Card to: • Withdraw cash from the checking or savings account with us. • Make deposits to the checking or savings account. • Transfer funds between the checking and savings accounts. • Make inquiries on the checking and savings accounts, including current balance.
Automated Teller Machines. Funds from any deposits (cash or checks) made at automated teller machines (ATMs) we do not own or operate will not be available until the fifth business day after the day of your deposit. This rule does not apply at ATMs that we own or operate. Funds from any deposits (cash or checks) made at automated teller machines (ATMs) we own or operate will not be available until the second business day after the day of your deposit. All ATMs that we own or operate are identified as our machines. Deposits at Other Locations This availability policy only applies to funds deposited at our locations. Please inquire for information about the availability of funds deposited at other locations. TRUTH-IN-SAVINGS DISCLOSURE REGULAR SHARE SAVINGS ACCOUNT Rate Information: The dividend rate and annual percentage yield may change every month. We may change the dividend rate for your account as determined by the credit union board of directors. Rate and fee information may be found in the Savings Rate Schedule and Fee Schedule. Compounding and crediting - Dividends will be compounded every month. Dividends will be credited to your account every month. Dividend period - For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. Though dividend declaration date is the last day of the dividend period and for the example above is January 31. Minimum balance requirements: The minimum required to open this account is the purchase of a share in the credit union. Please see the bylaw requirements in the Common Features section for additional information. Daily balance computation method - Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Accrual of dividends on noncash deposits - Dividends will begin to accrue on the business day you place noncash items (for example. checks) to your account. Transaction limitations: No transaction limitations apply to this account unless otherwise stated in the Common Features section. Par value of a share: The par value of a share in this account is $5.00. CLASSIC CHECKING (SHARE DRAFT) Minimum balance requirements: You must maintain a minimum daily balance of $1,000 in your account to avoid a service charge fee. If, during any monthly statement cycle, your accoun...
Automated Teller Machines. Cash withdrawals from ATMs can be made as often as you like. You may withdraw up to $250 (if there are sufficient funds in your account) per business day using your ATM card. For purposes of determining whether you have reached the daily limit, a day ends at midnight. Friday, Saturday, and Sunday are considered as one (1) busi- ness day for the purposes of this limit.
Automated Teller Machines. Funds from any deposits (cash or checks) made at automated teller machines (ATMs) we own or operate will be available on the second business day after the day of deposit, except that U.S. Treasury checks that are payable to you will be available on the first business day after the day of deposit. Also, the first $225 of a deposit will be available on the first business day after the day of deposit. Checks drawn on Xxxxxxx Federal Credit Union will be available on the first business day after the day of deposit if the deposit is made at an ATM located on our premises. Funds from any deposits (cash or checks) made at automated teller machines (ATMs) we do not own or operate will not be available until the third business day after the day of your deposit.
Automated Teller Machines. Funds from any deposits (cash or checks) made at automated teller machines (ATMs) we do not own or operate will not be available until the fifth business day after the day of your deposit. Funds from any deposits (cash or checks) made at automated teller machines (ATMs) we own or operate will be available on the second business day after the day of deposit, except that U.S. Treasury checks that are payable to you will be available on the first business day after the day of deposit. Also, the first $225 of a deposit will be available on the first business day after the day of deposit. Checks drawn on American First Credit Union will be available on the first business day after the day of deposit if the deposit is made at an ATM located on our premises. All ATMs that we own or operate are identified as our machines. SPECIFIC ACCOUNT DETAILS Totally Free Business Checking Account Opening requirements: The minimum balance required to open this account is $50.00. Minimum balance requirements: There is no minimum balance required. Dividend earnings: Totally Free Business Checking account does not earn dividends. Transaction limitations: You are allowed 1,000 free items (debits and credits) each month. Thereafter a per item fee will apply. You may deposit up to $10,000 in currency per month; thereafter, a fee per $1,000 will apply. Fees and charges: Refer to the Schedule of Fees & Services for fee amounts. Business Interest Checking Account Opening requirement: The minimum deposit required to open a Business Interest Checking Account is $50.00 Minimum balance requirements: You must maintain a minimum daily balance of $1,500 in your account to avoid a monthly service charge fee. If, during any month, your daily balance is below the required minimum, your account will be subject to a monthly service charge fee. All balances earn dividends based on the average daily balance, paid and compounded monthly. The dividend rate and Annual Percentage Yield, (APY) may change at any time, as determined by the Credit Union’s Board of Directors or designated committee. For the dividend rate and Annual Percentage Yield, APY for this Account call us at 000.000.0000 or check the rates online at xxx.xxxxxxxxxx.xxx .
Automated Teller Machines. Funds from any deposits (cash or checks) made at automated teller machines (ATMs) we do not own or operate may not be available until the second business day after the day of your deposit. TRUTH-IN-SAVINGS DISCLOSURE
Automated Teller Machines. Funds from deposits (cash or checks) made at automated teller machines (ATMs) which we do not own or operate typically will be available immediately, but can be delayed up to five business days. You can make deposits to your share draft account at Point-of-Banking ATMs located at the service desk in major supermarkets throughout Maine.
Automated Teller Machines. Funds from deposits made at automated teller machines we do not own or operate will not be available until the 5th business day after the day of your deposit.