Receipt of Check Image. We are not responsible for check images we do not receive or that are dropped during transmission. A check image will be deemed received by us only when we provide an online confirmation receipt to you that we have received your check image. When we confirm receipt of your check image, the image will still be subject to review before we present it for payment and may still be rejected by us for any reason in our sole discretion. A confirmation is not a representation, warranty or other indication that the check image will be presented for payment or will be honored by any paying bank. If we reject a check image received through eCheck Deposit, then you may submit the original check by mail to us for processing unless we instruct you otherwise. If you do submit the original check for processing, we reserve the right to refuse to process it.
Receipt of Check Image. We are not responsible for check images we do not receive. A check image will be deemed received by us only when we provide you with an online confirmation. A confirmation is not a representation that the check image will be presented for payment or will be honored by any paying bank. All deposits received by us are subject to verification and final inspection and may be rejected by us in our sole discretion, and you shall be liable to the Bank for any errors, inaccuracies, breach of warranties and any other loss sustained by, or claim made against us relating to such deposits. We shall have no liability to you for the rejection of a Mobile Deposit including but not limited to, any service, overdraft or late charges that may be imposed against you. We normally provide notice of rejected deposits, but we may reject any Check transmitted through the Mobile Deposit Service in our sole discretion without notice to you, and we will not be liable for any such rejection or failure to notify you of such rejection. If we reject a Check for Mobile Deposit, you must physically deposit the Original Check.
Receipt of Check Image. We reserve the right to reject any check or item transmitted through Mobile Deposit, at our discretion, without liability to you. We are not responsible for checks or items we do not receive in accordance with this Agreement or for images that are dropped or damaged during transmission. An image of a check or item shall be deemed received when you receive a confirmation from First Bank that we have received the image. Receipt of such confirmation does not mean that the transmission was error free, able to be processed or complete or that funds will be credited for that check or item. Availability of Funds We will make funds available for checks and items received, accepted, and successfully processed through Mobile Deposit according to our standard funds availability policy for your Account. As provided in the relevant deposit agreement governing your Account and subject to First Bank’s Availability Disclosure, deposits received and accepted before a particular time of the day (the “Cutoff Time”) on a Business Day are credited on the same day and deposits received and accepted after the Cutoff Time on a Business Day are credited on the next Business Day. You understand and agree that checks and items must be received and accepted by First Bank before the applicable Cutoff Time and must not be incomplete, illegible or erroneous to be eligible for same-day crediting. Cutoff time for this service is 4:00 PM Central time. Items deposited after the cutoff or on Saturday, Sunday, or a Federal Holiday will be credited on the next Business Day.
