Clarify Sample Clauses

Clarify. Section 6.1 and remove any conflicting language as follows: The legally observed day of a Holiday means the Federal Holiday. Remove any reference throughout the Agreement pertaining to a Holiday falling on a Saturday.
Sample 1
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Clarify. By routinely asking the team for their input, sharing back what we heard and clarifying next steps, the team will feel a sense of inclusion and engagement throughout the process. We recommend utilizing a range of communications channels that may include: • Focus Groups • Town Hall Meetings • 1:1 Interviews • Online Surveys The outreach information will enable us to keep a two-way flow of communication and ensure the team feels heard.
Sample 1
Clarify. The duration of this obligation of non-competition shall be one (1) year from the termination of the Contract of Employment.
Sample 1
Clarify. En Pointe’s Agreement with Clarify, together with any amendments will be assigned to EPGS. En Pointe will provide Clarify back-up services to EPGS for the sum of $1250.00 per month. En Pointe will invoice EPGS for back-up services monthly, in advance, and EPGS will pay En Pointe within thirty (30) days of receiving En Pointe’s invoice.
Sample 1
Clarify. Article 5 and 28 as follows: It is agreed that employees may express authorization of dues or cope deductions by submitting written authorization of dues deductions by submitting written authorizations or through federally authorized electronic methods such as online deductions authorization or voice authorization or other electronic methods allowed under controlling federal or state law. The union shall provide the employer with written notification of the names of those who have authorized deductions, including a copy of the employee’s authorization form upon request. Economic Proposals:
Sample 1
Clarify to confirm your understanding of the situation or resistance coming from the person. You will want to ask a variety of clarifying questions to ensure understanding by all involved before moving forward.
Sample 1

Related to Clarify

  • Program Description The employer agrees to provide a vision benefit to eligible employees and dependents. The vision benefit provided by the State shall have an employee co-payment of $10 for the comprehensive annual eye examination and $25 for materials.

  • Description of Goods As ordered by each JBE under a Participating Addendum, Contractor shall provide to the JBEs the following products, goods, materials, and supplies (“Goods”) free and clear of all liens, claims, and encumbrances, and in accordance with this Agreement:

  • Orientation Program The Company will allow a designated representative of the Local or Bargaining Unit up to one (1) hour per calendar month for the purpose of conducting the Communications, Energy and Paperworkers Union New Members’ Orientation Program. Such meetings will be conducted during the probationary period of employees, and will be held on Company premises. Employees participating in Orientation Program meetings during their normally scheduled working hours will not suffer loss of pay at their regular rate. Orientation Program meetings will be scheduled by Management and a Management representative may attend as an observer.

  • Inconsistencies To the extent of any inconsistencies between the terms and conditions of this Amendment and the terms and conditions of the Loan Agreement, the terms and conditions of this Amendment shall prevail. All terms and conditions of the Loan Agreement not inconsistent herewith shall remain in full force and effect and are hereby ratified and confirmed by Borrowers.

  • Discrepancies in References In the event of a discrepancy between the model number referenced in the Bid Specifications and the written description of the Products which cannot be reconciled, with respect to such discrepancy, then the written description shall prevail.

  • Ambiguity In the case of an ambiguity in the application of any of the provisions of this Article XIII, the Manager shall have the power to determine the application of the provisions of this Article XIII with respect to any situation based on the facts known to it. In the event Article XIII requires an action by the Manager and this Agreement fails to provide specific guidance with respect to such action, the Manager shall have the power to determine the action to be taken so long as such action is not contrary to the provisions of this Article XIII. Absent a decision to the contrary by the Manager (which the Manager may make in its sole and absolute discretion), if a Person would have (but for the remedies set forth in ‎Section 13.3) acquired or retained Beneficial Ownership or Constructive Ownership of Shares in violation of Section 13.2, such remedies (as applicable) shall apply first to the Shares which, but for such remedies, would have been Beneficially Owned or Constructively Owned (but not actually owned) by such Person, pro rata among the Persons who actually own such Shares based upon the relative number of the Shares held by each such Person.

  • Inconsistency In the event of any inconsistency between the provisions of the Schedule and the other provisions of this Master Agreement, the Schedule will prevail. In the event of any inconsistency between the provisions of any Confirmation and this Master Agreement (including the Schedule), such Confirmation will prevail for the purpose of the relevant Transaction.

  • Overtime Description Overtime Wage paid at time and one half the regular rate For "A" rated Apprentices (work in excess of 7 hours per day) For "M" rated Apprentices (work in excess of 8 hours per day) (Local #3) ELEVATOR CONSTRUCTOR‌ (Ratio of Apprentice to Journeyperson: 1 to 1, 1 to 2) Elevator (Constructor) - First Year Effective Period: 7/1/2015 - 3/16/2016 Wage Rate Per Hour: 50% of Journeyperson's rate Supplemental Rate Per Hour: $26.94 Effective Period: 3/17/2016 - 6/30/2016 Wage Rate Per Hour: 50% of Journeyperson's rate Supplemental Rate Per Hour: $28.41 Elevator (Constructor) - Second Year Effective Period: 7/1/2015 - 3/16/2016 Wage Rate Per Hour: 55% of Journeyperson's rate Supplemental Rate Per Hour: $27.35 Effective Period: 3/17/2016 - 6/30/2016 Wage Rate Per Hour: 55% of Journeyperson's rate Supplemental Rate Per Hour: $28.84 Elevator (Constructor) - Third Year Effective Period: 7/1/2015 - 3/16/2016 Wage Rate Per Hour: 65% of Journeyperson's rate Supplemental Rate Per Hour: $28.17 Effective Period: 3/17/2016 - 6/30/2016 Wage Rate Per Hour: 65% of Journeyperson's rate Supplemental Rate Per Hour: $29.69 Elevator (Constructor) - Fourth Year Effective Period: 7/1/2015 - 3/16/2016 Wage Rate Per Hour: 75% of Journeyperson's rate Supplemental Rate Per Hour: $29.00 Effective Period: 3/17/2016 - 6/30/2016 Wage Rate Per Hour: 75% of Journeyperson's rate Supplemental Rate Per Hour: $30.54 (Local #1) ELEVATOR REPAIR & MAINTENANCE‌ (Ratio of Apprentice to Journeyperson: 1 to 1, 1 to 2) Elevator Service/Modernization Mechanic (First Year) Effective Period: 7/1/2015 - 3/16/2016 Wage Rate Per Hour: 50% of Journeyperson's rate Supplemental Benefit Per Hour: $26.87 Effective Period: 3/17/2016 - 6/30/2016 Wage Rate Per Hour: 50% of Journeyperson's rate Supplemental Benefit Per Hour: $28.34 Elevator Service/Modernization Mechanic (Second Year) Effective Period: 7/1/2015 - 3/16/2016 Wage Rate Per Hour: 55% of Journeyperson's rate Supplemental Benefit Per Hour: $27.27 Effective Period: 3/17/2016 - 6/30/2016 Wage Rate Per Hour: 55% of Journeyperson's rate Supplemental Benefit Per Hour: $28.76 Elevator Service/Modernization Mechanic (Third Year) Effective Period: 7/1/2015 - 3/16/2016 Wage Rate Per Hour: 65% of Journeyperson's rate Supplemental Benefit Per Hour: $28.08 Effective Period: 3/17/2016 - 6/30/2016 Wage Rate Per Hour: 65% of Journeyperson's rate Supplemental Benefit Per Hour: $29.60 Elevator Service/Modernization Mechanic (Fourth Year) Effective Period: 7/1/2015 - 3/16/2016 Wage Rate Per Hour: 75% of Journeyperson's rate Supplemental Benefit Per Hour: $28.89 Effective Period: 3/17/2016 - 6/30/2016 Wage Rate Per Hour: 75% of Journeyperson's rate Supplemental Benefit Per Hour: $30.43 (Local #1) ENGINEER‌ (Ratio of Apprentice to Journeyperson: 1 to 1, 1 to 5) Engineer - First Year Effective Period: 7/1/2015 - 6/30/2016 Wage Rate per Hour: $23.68 Supplemental Benefit Rate per Hour: $22.55 Engineer - Second Year Effective Period: 7/1/2015 - 6/30/2016 Wage Rate per Hour: $29.60 Supplemental Benefit Rate per Hour: $22.55 Engineer - Third Year Effective Period: 7/1/2015 - 6/30/2016 Wage Rate per Hour: $32.56 Supplemental Benefit Rate per Hour: $22.55 Engineer - Fourth Year Effective Period: 7/1/2015 - 6/30/2016 Wage Rate per Hour: $35.52 Supplemental Benefit Rate per Hour: $22.55 (Local #15) ENGINEER - OPERATING‌ (Ratio of Apprentice to Journeyperson: 1 to 1, 1 to 5) Operating Engineer - First Year Effective Period: 7/1/2015 - 6/30/2016 Wage Rate Per Hour 40% of Journeyperson's Rate Supplemental Benefit Per Hour: $20.15 Operating Engineer - Second Year Effective Period: 7/1/2015 - 6/30/2016 Wage Rate Per Hour: 50% of Journeyperson's Rate Supplemental Benefit Per Hour: $20.15 Operating Engineer - Third Year Effective Period: 7/1/2015 - 6/30/2016 Wage Rate Per Hour: 60% of Journeyperson's Rate Supplemental Benefit Per Hour: $20.15 (Local #14) FLOOR COVERER‌ (Ratio of Apprentice to Journeyperson: 1 to 1, 1 to 4) Floor Coverer (First Year) Effective Period: 7/1/2015 - 6/30/2016 Wage Rate Per Hour: 40% of Journeyperson's rate Supplemental Rate Per Hour: $31.14 Floor Coverer (Second Year) Effective Period: 7/1/2015 - 6/30/2016 Wage Rate Per Hour: 50% of Journeyperson's rate Supplemental Rate Per Hour: $31.14 Floor Coverer (Third Year) Effective Period: 7/1/2015 - 6/30/2016 Wage Rate Per Hour: 65% of Journeyperson's rate Supplemental Rate Per Hour: $31.14 Floor Coverer (Fourth Year) Effective Period: 7/1/2015 - 6/30/2016 Wage Rate Per Hour: 80% of Journeyperson's rate Supplemental Rate Per Hour: $31.14 (Carpenters District Council) XXXXXXX‌ (Ratio of Apprentice to Journeyperson: 1 to 1, 1 to 3) Xxxxxxx (First Year) Effective Period: 7/1/2015 - 6/30/2016 Wage Rate Per Hour: 40% of Journeyperson's rate Supplemental Rate Per Hour: $13.64 Effective 11/1/2015 - Supplemental Rate Per Hour: $13.79 Xxxxxxx (Second Year) Effective Period: 7/1/2015 - 6/30/2016 Wage Rate Per Hour: 50% of Journeyperson's rate Supplemental Rate Per Hour: $22.97 Effective 11/1/2015 - Supplemental Rate Per Hour: $23.13 Xxxxxxx (Third Year) Effective Period: 7/1/2015 - 6/30/2016 Wage Rate Per Hour: 60% of Journeyperson's rate Supplemental Rate Per Hour: $25.87 Effective 11/1/2015 - Supplemental Rate Per Hour: $26.03 Xxxxxxx (Fourth Year) Effective Period: 7/1/2015 - 6/30/2016 Wage Rate Per Hour: 80% of Journeyperson's rate Supplemental Rate Per Hour: $31.04 Effective 11/1/2015 - Supplemental Rate Per Hour: $31.29 (Local #1281) HEAT & FROST INSULATOR‌ (Ratio of Apprentice to Journeyperson: 1 to 1, 1 to 4) Heat & Frost Insulator (First Year) Effective Period: 7/1/2015 - 6/30/2016 Wage and Supplemental Rate Per Hour: 40% of Journeyperson's rate Heat & Frost Insulator (Second Year) Effective Period: 7/1/2015 - 6/30/2016 Wage and Supplemental Rate Per Hour: 60% of Journeyperson's rate Heat & Frost Insulator (Third Year) Effective Period: 7/1/2015 - 6/30/2016 Wage and Supplemental Rate Per Hour: 70% of Journeyperson's rate Heat & Frost Insulator (Fourth Year) Effective Period: 7/1/2015 - 6/30/2016 Wage and Supplemental Rate Per Hour: 80% of Journeyperson's rate (Local #12) HOUSE WRECKER‌ (TOTAL DEMOLITION) (Ratio of Apprentice to Journeyperson: 1 to 1, 1 to 3) House Wrecker - First Year Effective Period: 7/1/2015 - 6/30/2016 Wage Rate per Hour: $21.17 Supplemental Benefit Rate per Hour: $17.33 House Wrecker - Second Year Effective Period: 7/1/2015 - 6/30/2016 Wage Rate per Hour: $22.32 Supplemental Benefit Rate per Hour: $17.33 House Wrecker - Third Year Effective Period: 7/1/2015 - 6/30/2016 Wage Rate per Hour: $23.97 Supplemental Benefit Rate per Hour: $17.33 House Wrecker - Fourth Year Effective Period: 7/1/2015 - 6/30/2016 Wage Rate per Hour: $26.53 Supplemental Benefit Rate per Hour: $17.33 (Xxxxx Tenders District Council) IRON WORKER - ORNAMENTAL‌ (Ratio of Apprentice to Journeyperson: 1 to 1, 1 to 4) Iron Worker (Ornamental) - 1st Ten Months Effective Period: 7/1/2015 - 6/30/2016 Wage Rate Per Hour: 50% of Journeyperson's rate Supplemental Rate Per Hour: $36.50 Iron Worker (Ornamental) - 11 -16 Months Effective Period: 7/1/2015 - 6/30/2016 Wage Rate Per Hour: 55% of Journeyperson's rate Supplemental Rate Per Hour: $37.62 Iron Worker (Ornamental) - 17 - 22 Months Effective Period: 7/1/2015 - 6/30/2016 Wage Rate Per Hour: 60% of Journeyperson's rate Supplemental Rate Per Hour: $38.73 Iron Worker (Ornamental) - 23 - 28 Months Effective Period: 7/1/2015 - 6/30/2016 Wage Rate Per Hour: 70% of Journeyperson's rate Supplemental Rate Per Hour: $40.97 Iron Worker (Ornamental) - 29 - 36 Months Effective Period: 7/1/2015 - 6/30/2016 Wage Rate Per Hour: 80% of Journeyperson's rate Supplemental Rate Per Hour: $43.20 (Local #580) IRON WORKER - STRUCTURAL‌ (Ratio of Apprentice to Journeyperson: 1 to 1, 1 to 6) Iron Worker (Structural) - 1st Six Months Effective Period: 7/1/2015 - 6/30/2016 Wage Rate per Hour: $25.48 Supplemental Benefit Rate per Hour: $46.83 Iron Worker (Structural) - 7- 18 Months Effective Period: 7/1/2015 - 6/30/2016 Wage Rate per Hour: $26.08 Supplemental Benefit Rate per Hour: $46.83 Iron Worker (Structural) - 19 - 36 months Effective Period: 7/1/2015 - 6/30/2016 Wage Rate per Hour: $26.68 Supplemental Benefit Rate per Hour: $46.83 (Local #40 and #361) LABORER (FOUNDATION, CONCRETE, EXCAVATING, STREET PIPE LAYER & COMMON)‌ (Ratio Apprentice to Journeyperson: 1 to 1, 1 to 3) Laborer (Foundation, Concrete, Excavating, Street Pipe Layer & Common) - First 1000 hours Effective Period: 7/1/2015 - 6/30/2016 Wage Rate Per Hour: 50% of Journeyperson's rate Supplemental Rate Per Hour: $36.53 Laborer (Foundation, Concrete, Excavating, Street Pipe Layer & Common) - Second 1000 hours Effective Period: 7/1/2015 - 6/30/2016 Wage Rate Per Hour: 60% of Journeyperson's rate Supplemental Rate Per Hour: $36.53 Laborer (Foundation, Concrete, Excavating, Street Pipe Layer & Common) - Third 1000 hours Effective Period: 7/1/2015 - 6/30/2016 Wage Rate Per Hour: 75% of Journeyperson's rate Supplemental Rate Per Hour: $36.53 Laborer (Foundation, Concrete, Excavating, Street Pipe Layer & Common) - Fourth 1000 hours Effective Period: 7/1/2015 - 6/30/2016 Wage Rate Per Hour: 90% of Journeyperson's rate Supplemental Rate Per Hour: $36.53 (Local #731) MARBLE MECHANICS‌ (Ratio of Apprentice to Journeyperson: 1 to 1, 1 to 4) Cutters & Setters - First 750 Hours Effective Period: 7/1/2015 - 6/30/2016 Wage and Supplemental Rate Per Hour: 50% of Journeyperson's rate NO BENEFITS PAID DURING THE FIRST TWO MONTHS (PROBATIONARY PERIOD) Cutters & Setters - Second 750 Hours Effective Period: 7/1/2015 - 6/30/2016 Wage and Supplemental Rate Per Hour: 55% of Journeyperson's rate Cutters & Setters - Third 750 Hours Effective Period: 7/1/2015 - 6/30/2016 Wage and Supplemental Rate Per Hour: 65% of Journeyperson's rate Cutters & Setters - Fourth 750 Hours Effective Period: 7/1/2015 - 6/30/2016 Wage and Supplemental Rate Per Hour: 75% of Journeyperson's rate Cutters & Setters - Fifth 750 Hours Effective Period: 7/1/2015 - 6/30/2016 Wage and Supplemental Rate Per Hour: 85% of Journeyperson's rate Cutters & Setters - Sixth 750 Hours Effective Period: 7/1/2015 - 6/30/2016 Wage and Supplemental Rate Per Hour: 95% of Journeyperson's rate Polishers & Finishers - First 750 Hours Effective Period: 7/1/2015 - 6/30/2016 Wage and Supplemental Rate Per Hour: 50% of Journeyperson's rate NO BENEFITS PAID DURING THE FIRST TWO MONTHS (PROBATIONARY PERIOD) Polishers & Finishers - Second 750 Hours Effective Period: 7/1/2015 - 6/30/2016 Wage and Supplemental Rate Per Hour: 60% of Journeyperson's rate Polishers & Finishers - Third 750 Hours Effective Period: 7/1/2015 - 6/30/2016 Wage and Supplemental Rate Per Hour: 75% of Journeyperson's rate Polishers & Finishers - Fourth 750 Hours Effective Period: 7/1/2015 - 6/30/2016 Wage and Supplemental Rate Per Hour: 90% of Journeyperson's rate (Local #7) XXXXX TENDER‌ (Ratio of Apprentice to Journeyperson: 1 to 1, 1 to 3) Xxxxx Xxxxxx - First Year Effective Period: 7/1/2015 - 6/30/2016 Wage Rate per Hour: $21.39 Supplemental Benefit Rate per Hour: $18.44 Xxxxx Xxxxxx - Second Year Effective Period: 7/1/2015 - 6/30/2016 Wage Rate per Hour: $22.54 Supplemental Benefit Rate per Hour: $18.44 Xxxxx Xxxxxx - Third Year Effective Period: 7/1/2015 - 6/30/2016 Wage Rate per Hour: $24.29 Supplemental Benefit Rate per Hour: $18.49 Xxxxx Xxxxxx - Fourth Year Effective Period: 7/1/2015 - 6/30/2016 Wage Rate per Hour: $26.95 Supplemental Benefit Rate per Hour: $18.49 (Local #79) METALLIC LATHER‌ (Ratio of Apprentice to Journeyperson: 1 to 1, 1 to 3) Metallic Lather (First Year -Called Prior to 6/29/11) Effective Period: 7/1/2015 - 6/30/2016 Wage Rate per Hour: $29.41 Supplemental Benefit Rate per Hour: $22.89 Metallic Lather (Second Year - Called Prior to 6/29/11) Effective Period: 7/1/2015 - 6/30/2016 Wage Rate per Hour: $34.01 Supplemental Benefit Rate per Hour: $24.54 Metallic Lather (Third Year - Called Prior to 6/29/11) Effective Period: 7/1/2015 - 6/30/2016 Wage Rate per Hour: $39.07 Supplemental Benefit Rate per Hour: $25.69 Metallic Lather (First Year -Called On Or After 6/29/11) Effective Period: 7/1/2015 - 6/30/2016 Wage Rate per Hour: $23.01 Supplemental Benefit Rate per Hour: $17.95 Metallic Lather (Second Year - Called On Or After 6/29/11) Effective Period: 7/1/2015 - 6/30/2016 Wage Rate per Hour: $28.11 Supplemental Benefit Rate per Hour: $17.95 Metallic Lather (Third Year - Called On Or After 6/29/11) Effective Period: 7/1/2015 - 6/30/2016 Wage Rate per Hour: $33.21 Supplemental Benefit Rate per Hour: $17.95 (Local #46) MILLWRIGHT‌ (Ratio of Apprentice to Journeyperson: 1 to 1, 1 to 4) Xxxxxxxxxx (First Year) Effective Period: 7/1/2015 - 6/30/2016 Wage Rate per Hour: $27.23 Supplemental Benefit Rate per Hour: $34.06 Xxxxxxxxxx (Second Year) Effective Period: 7/1/2015 - 6/30/2016 Wage Rate per Hour: $32.18 Supplemental Benefit Rate per Hour: $37.62 Xxxxxxxxxx (Third Year) Effective Period: 7/1/2015 - 6/30/2016 Wage Rate per Hour: $37.13 Supplemental Benefit Rate per Hour: $41.83 Xxxxxxxxxx (Fourth Year) Effective Period: 7/1/2015 - 6/30/2016 Wage Rate per Hour: $47.03 Supplemental Benefit Rate per Hour: $48.31 (Local #740) PAVER AND ROADBUILDER‌ (Ratio of Apprentice to Journeyperson: 1 to 1, 1 to 3) Paver and Roadbuilder - First Year (Minimum 1000 hours) Effective Period: 7/1/2015 - 6/30/2016 Wage Rate per Hour: $27.05 Supplemental Benefit Rate per Hour: $17.12 Paver and Roadbuilder - Second Year (Minimum 1000 hours) Effective Period: 7/1/2015 - 6/30/2016 Wage Rate per Hour: $28.69 Supplemental Benefit Rate per Hour: $17.12 (Local #1010) PAINTER‌ (Ratio of Apprentice to Journeyperson: 1 to 1, 1 to 3) Painter - Brush & Roller - First Year Effective Period: 7/1/2015 - 10/31/2015 Wage Rate per Hour: $15.80 Supplemental Benefit Rate per Hour: $11.88 Effective Period: 11/1/2015 - 6/30/2016 Wage Rate per Hour: $16.40 Supplemental Benefit Rate per Hour: $12.13 Painter - Brush & Roller - Second Year Effective Period: 7/1/2015 - 10/31/2015 Wage Rate per Hour: $19.75 Supplemental Benefit Rate per Hour: $15.73 Effective Period: 11/1/2015 - 6/30/2016 Wage Rate per Hour: $20.50 Supplemental Benefit Rate per Hour: $15.98 Painter - Brush & Roller - Third Year Effective Period: 7/1/2015 - 10/31/2015 Wage Rate per Hour: $23.70 Supplemental Benefit Rate per Hour: $18.64 Effective Period: 11/1/2015 - 6/30/2016 Wage Rate per Hour: $24.60 Supplemental Benefit Rate per Hour: $18.89 Painter - Brush & Roller - Fourth Year Effective Period: 7/1/2015 - 10/31/2015 Wage Rate per Hour: $31.60 Supplemental Benefit Rate per Hour: $24.02 Effective Period: 11/1/2015 - 6/30/2016 Wage Rate per Hour: $32.80 Supplemental Benefit Rate per Hour: $24.27 (District Council of Painters) PAINTER - STRUCTURAL STEEL‌ (Ratio of Apprentice to Journeyperson: 1 to 1, 1 to 3) Painters - Structural Steel (First Year) Effective Period: 7/1/2015 - 6/30/2016 Wage and Supplemental Rate Per Hour: 40% of Journeyperson's rate Painters - Structural Steel (Second Year) Effective Period: 7/1/2015 - 6/30/2016 Wage and Supplemental Rate Per Hour: 60% of Journeyperson's rate Painters - Structural Steel (Third Year) Effective Period: 7/1/2015 - 6/30/2016 Wage and Supplemental Rate Per Hour: 80% of Journeyperson's rate (Local #806) PLASTERER‌ (Ratio of Apprentice to Journeyperson: 1 to 1, 1 to 3) Plasterer - First Year: 1st Six Months Effective Period: 7/1/2015 - 6/30/2016 Wage Rate Per Hour: 40% of Journeyperson's rate Supplemental Rate Per Hour: $15.76

  • Optional Xactimate Response Attachment (Part 2)

  • Defined Terms Construction 1.01 Defined Terms 1.02 Construction ARTICLE II LOAN 2.01 Loan Terms 2.02 Prepayment Premium 2.03 Exculpation 2.04 Application of Payments 2.05 Usury Savings 2.06 Floating Rate Mortgage - Third Party Cap Agreement ARTICLE III LOAN SECURITY AND GUARANTY 3.01 Security Instrument

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