Checking and Savings Accounts. The parties represent that they have separated their bank accounts including checking and/or savings, and each shall keep the cash balance in any bank accounts in his/her name, free and clear of any claim by the other. The parties shall immediately close any remaining joint accounts with the proceeds to be divided equally.
Checking and Savings Accounts. From time to time, we may offer you or you may open a variety of deposit accounts. Each such account (the "Account") is subject to the general terms and conditions and any specific terms and conditions relating to that type of account that may be set forth in this Agreement. This disclosure describes the terms, services and the interest calculation with respect to the Deposit Accounts opened through the Bank's website. All Checking and Savings accounts are variable accounts and these rates are subject to change without notice. This Truth in Savings disclosure refers to the Schedule of Fees – Business Banking herein. Interest If your account earns Interest, the following information applies unless otherwise specified in the description for your account type: Rate Information: • The interest rate and corresponding APY for savings and money market accounts are variable and are set at our discretion. • Your interest rate and annual percentage yield may change. • Fees may reduce earnings. • At our discretion, we may change the interest rate on your account. • We may change the interest rate on your account at any time. • Interest rates and APYs for different balance ranges are listed on the Bank’s website. • We reserve the right to change balance ranges or apply the same interest rate to more than one range.
Checking and Savings Accounts. When you open a checking or savings account that pays interest, we will provide you a rate sheet stating the current interest rate and Annual Percentage Yield for your account. The rate sheet is considered a part of this agreement. Your account has a variable interest rate. That means we may change the interest rate and Annual Percentage Yield as often as we choose, without limits and without notice. Interest begins to accrue on the business day we receive credit for your deposit. For cash, wire transfers and electronic direct deposits, interest begins to accrue on the business day of your deposit. We use the daily balance method for calculating interest. This method applies a daily periodic rate to the balance in your account each day, which may be based on your present balance or collected balance as explained in the product information for your account. The collected balance is the balance of all deposits in your account on which we have received credit for the deposited funds (determined by the availability schedule of our Federal Reserve Bank for checks and similar items). We reserve the right not to pay interest on any deposited item that is returned to us unpaid. Interest is credited and compounded monthly. However, Retirement Money Market accounts with interest distributions will not compound, and interest will be credited on the distribution date. Unless otherwise stated in your product disclosure, interest is computed on a 365-day basis. We pay interest only in whole cents. Therefore, at the end of each interest payment period (usually monthly), any fractional amount of interest less than half of one cent will be rounded down and any fractional amount of interest equal to half of one cent or more will be rounded up to the next whole cent. Savings Account Withdrawals: In this agreement, a savings account means an account, including a money market account (and excluding NOW accounts), for which we reserve the right to require seven days’ prior written notice to withdrawal. See the section Our right to require advance notice of withdrawals. During any monthly statement period, you may make transfers and withdrawals, regardless of the number of transfers and withdrawals or the way in which transfers and withdrawals are made. If you make more than six withdrawals or transfers per monthly statement period, you will incur a fee, see the Savings Withdrawal Limit Fee section.
Checking and Savings Accounts. From time to time, we may offer you or you may open a variety of deposit accounts. Each such account (the "Account") is subject to the general terms and conditions and any specific terms and conditions relating to that type of account that may be set forth in this Agreement. This disclosure describes the terms, services and the interest calculation with respect to the Deposit Accounts opened through the Bank's website. All Checking and Savings accounts are variable accounts and these rates are subject to change without notice. This Truth in Savings disclosure refers to the Schedule of Fees – Business Banking herein.
Checking and Savings Accounts. From time to time, we may offer you or you may open a variety of deposit accounts. Each such account (the "Account") is subject to the general terms and conditions and any specific terms and conditions relating to that type of account as set forth in this Agreement. This disclosure describes the terms, services and the interest calculation with respect to the Deposit Accounts opened through the Bank's website. All Checking and Savings accounts are variable accounts and these rates are subject to change without notice. Interest If your account earns Interest, the following information applies unless otherwise specified in the description for your account type: Rate Information: • The interest rate and corresponding APY for savings and money market accounts are variable and are set at our discretion. • Your interest rate and annual percentage yield may change. • Fees may reduce earnings. • At our discretion, we may change the interest rate on your account. • We may change the interest rate on your account at any time. • Interest rates and APYs for different balance ranges are listed on the Bank’s website. • We reserve the right to change balance ranges or apply the same interest rate to more than one range.
Checking and Savings Accounts. Interest begins to accrue no later than the business day FSB receives credit for the deposit of non-cash items (for example, checks). Interest is credited and compounded on a monthly basis. FSB uses the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the collected balance in the account for each day. The collected balance is the balance of all deposits in the account on which FSB has actually received credit for the deposited funds. Where the interest rate is based on an index, FSB reserves the right to substitute an alternate index in the event the named index is not available.
Checking and Savings Accounts. From time to time, we may offer you or you may open a variety of deposit accounts. Each such account (the "Account") is subject to the general terms and conditions and any specific terms and conditions relating to that type of account that may be set forth in this Agreement. This disclosure describes the terms, services and the interest calculation with respect to the Deposit Accounts opened through the Bank's website. If your account earns Interest, the following information applies unless otherwise specified in the description for your account type: Rate Information: • The interest rate and corresponding APY for savings and money market accounts are variable and are set at our discretion. • Your interest rate and annual percentage yield may change. • Fees may reduce earnings. • At our discretion, we may change the interest rate on your account at any time.
Checking and Savings Accounts. ❑The parties do not have any accounts. ❑ The parties have accounts and they shall be divided as follows: The following account(s) shall become the sole property of the Petitioner: AND the following account(s) shall become the sole property of the Respondent/Co-Petitioner: All required documentation to change ownership shall be signed within 30 days of the execution of this agreement.
Checking and Savings Accounts. If your account maintains a bal- ance, but you do not make any deposits to or withdrawals from your account for a period of one year (12 consecutive months), we auto- matically will change the status of your account to“dormant” for the purpose of determining when your property is deemed abandoned. If any deposits or withdrawals are made after your account has been placed in dormant status, your account will be changed back to ac- tive status.
Checking and Savings Accounts. [ ] Each party shall retain monies held in each Party’s respective checking and savings account unless otherwise stipulated in this Agreement. MAIDEN NAME [Spouse One/Spouse Two] may return to his or her maiden name of ______________________________ is he or she so chooses.
