Index Performance Factor A fraction, the numerator of which shall be the **Final Index Value** or Final Average Index Value, as applicable, and the denominator of which shall be the Initial Index Value.

If an Index Unavailability Event is in effect on the scheduled Valuation Date (and no Market Disruption Event is then in effect), the Calculation Agent will determine the **Final Index Value** on the Valuation Date in good faith in accordance with the formula for and method of calculating the Index last in effect prior to commencement of the Index Unavailability Event using the closing price on the Relevant Exchanges of each Index Contract.

Index Percent Decrease A fraction, the numerator of which shall be the Initial Index Value minus the **Final Index Value** and the denominator of which shall be the Initial Index Value.

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