Your Role in Preventing Account Fraud. You have a very important role in protecting your account from fraud and discovering fraud or errors involving your account. You should carefully guard the security of your checkbook and check stock, and immediately notify us if any of your checks are missing. If you are a commercial customer, you should not give the same person the responsibility to write checks and to review statements. You must safeguard any Personal Identification Number (“PIN”), password or other code or device (such as a token) that you obtain from us to access your account or to perform account functions. This includes the PIN you use with your ATM card, the access codes you use with UMB Direct telephone banking, UMB Online Banking, or other electronic devices. You must notify us immediately if your card or other access device or your PIN or other code is lost or stolen or if you suspect that its confidentiality has been compromised. No representative of the Bank will ask you for your ATM card PIN or UMB Online Banking password, and you should not disclose it to a person that claims to be a Bank representative. You must promptly review your statements and immediately report to the Bank any suspected fraud involving your account. As set forth below, if you do not report any suspected forgery, alteration, missing signature or other discrepancy relating to your account within the required time period, you may not recover from the Bank an amount that you claim was unauthorized. You should promptly call us if you do not receive your statement on time and obtain a duplicate. If you are an UMB Online Banking customer, you can monitor your account transactions quite easily, and we encourage you to do so. You agree to cooperate with us and with appropriate law enforcement personnel in the investigation of any claim you make involving an unauthorized withdrawal from your account, and to sign an affidavit or other written statement supporting your claim. If we have received a claim involving fraud on your account, we may require you to close the account to prevent additional fraud.
Your Role in Preventing Account Fraud. You have a very important role in protecting your Checking Account from fraud and discovering fraud or errors involving your Checking Account. You should carefully guard the security of your checkbook and check stock, and immediately notify UMB if any of your checks are missing. You must safeguard the Personal Identification Number ("PIN") you use with your Card, the Credentials you use with the UNIFIMONEY Dashboard, and any other code or device that you obtain from UMB to access your Checking Account or to perform account functions. You must notify UMB immediately if your Card, Credentials, PIN or other code is lost or stolen or if you suspect that its confidentiality has been compromised.
Your Role in Preventing Account Fraud. You agree to use care in safeguarding your unsigned Checks against theft or unauthorized use. You must tell us immediately if any of your Checks are missing or stolen. PF10169-XXXX 07/13/2015 If you use a facsimile signature, stamp or other device for your signature, you are responsible for maintaining security over the device. Any signature made on a Check using the device will be effective as your signature, regardless of whether the person affixing it was authorized to do so. If you voluntarily provide information about your account, such as your account number and the Bank’s routing and transit number, to any person in connection with your purchase of goods or services or to a person who is trying to collect a payment from you, any debit to your account initiated by that person will, as between us and you, be deemed to be authorized by you. You must report any claim of forgery, alteration or other irregularity respect to checks written on your account as soon as possible, but in any case within thirty (30) days after your receipt of your account statement sent to you by your Provider. Neither your Provider nor Xxxxx & Xxxx Services, Inc. shall be responsible for any claim you fail to report within that time period.
Your Role in Preventing Account Fraud you agree to use care in safeguarding your unsigned Checks against theft or unauthorized use. you must tell us immediately if any of your Checks are missing or stolen. if you use a facsimile signature, stamp or other device for your signature, you are responsible for maintaining security over the device. any signature made on a Check using the device will be effective as your signature, regardless of whether the person affixing it was authorized to do so. if you voluntarily provide information about your account, such as your account number and the Bank’s routing and transit number, to any person in connection with your purchase of goods or services or to a person who is trying to collect a payment from you, any debit to your account initiated by that person will, as between you and us or the Bank, be deemed to be authorized by you. YOU MUST REPORT ANY CLAiM OF FORGERY, ALTERATiON OR OTHER iRREGULARiTY RESPECT TO CHECKS WRiTTEN ON YOUR ACCOUNT AS SOON AS POSSiBLE, BUT iN ANY CASE WiTHiN THiRTY (30) DAYS AFTER YOUR RECEiPT OF YOUR ACCOUNT STATEMENT SENT TO YOU BY YOUR PROviDER. The Provider, xxxxx & Tang Deposit solutions, LLC and the Bank shall not be responsible for any claim you fail to report within that time period.
