Electronic Check Conversion/Electronic Returned Check Sample Clauses

Electronic Check Conversion/Electronic Returned Check. Fees If you pay for something with a check or share draft you may authorize your check or share draft to be converted to an electronic fund transfer. You may also authorize merchants to electronically debit your account for returned check fees. You are considered to have authorized these electronic funds transfers if you complete the transaction after being told (orally or by a notice posted or sent to you) that the transfer may be processed electronically or if you sign a written authorization.

Electronic Check Conversion/Electronic Returned Check. Fees If you pay for purchases or bills with a check, you may authorize your check to be converted to an electronic funds transfer. You may also authorize If you believe your card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: 000-000-0000 000-0-XXXXXXX (877-578-6327) Or write: Sun East Federal Credit Union P.O. Box 2231 Aston, PA 19014 To report a lost or stolen Sun East ATM or Debit Card after hours, call: 000-000-0000 Credit Union Liability If we do not complete a transfer to or from your account on time or in the correct amount, according to our agreement with you, we will be liable for your losses or damages not to exceed the amount of the transaction except as otherwise provided by law. We will not be liable in the following circumstances. o If there is not enough money in your accounts to complete the transaction, if any funds in your accounts necessary to complete the transaction are held as uncollected funds pursuant to our Funds Availability Policy (see Depository Agreement and Disclosures), or if the transaction involves a loan request exceeding your credit limit. o If you used your card or Security Code in an incorrect or illegal manner. o If the ATM where you made the transfer did not have enough cash. o If the ATM was not working properly. o If circumstances beyond our control (such as fire, flood, or power failure) prevent the transaction. o If your account funds are subject to legal process or other claim. o If funds in your account are pledged as collateral or frozen because of a delinquent loan. o If the error was caused by a system of any participating ATM network. o If your loss is caused by you or another financial institution’s negligence. o If the telephone or computer equipment you use to conduct audio response or electronic/PC transaction is not working properly and you know or should have known about the breakdown when you started the transaction. o If you have bill payment services, we can only confirm the amount, the participating merchant, and date of the bill payment transfer made by the Credit Union. For any other error or question you have involving the billing statement of the participating merchant, you must contact the merchant directly. We are not responsible for investigating such errors. o Any other exceptions as established by Sun East. We will not be liable for consequential damages, except liability for wrongful dishonor. We exercise ordi...