Paralysis Benefits. If an insured employee sustains an accidental bodily injury that results in permanent paralysis within 365 days of the accident, the following schedule applies: Quadriplegia The Principal Sum Paraplegia Three-Quarters The Principal Sum Hemiplegia One-Half The Principal Sum If the employee elects family coverage and there are no dependents, the spouse or same-sex domestic partner as defined in Letter C-41 of Exhibit B is covered for an amount equal to sixty percent (60%) of the employee’s coverage and, if there is no spouse or same-sex domestic partner, each eligible dependent is covered for twenty percent (20%) of the employee’s coverage. If there is a spouse or same- sex domestic partner as defined in Letter C-41 of Exhibit B and dependent(s), the spouse or same-sex domestic partner is covered for an amount equal to fifty percent (50%) of the employee’s coverage and each eligible dependent is covered for fifteen percent (15%) of the employee’s coverage. If an insured employee sustains an accidental bodily injury that results in a permanent paralysis within 365 days of the accident, and less than The Principal Sum is payable by reason of such loss, and the insured employee thereafter suffers a greater loss as a result of the same accidental bodily injury within such 365 day period following the accident, the excess benefit amount will be payable.
Paralysis Benefits. If an insured employee sustains an accidental bodily injury that results in permanent paralysis within three hundred sixty-five (365) days of the accident, the following schedule applies: Quadriplegia The Principal Sum Paraplegia Three-Quarters The Principal Sum Hemiplegia One-Half The Principal Sum If the employee elects family coverage and there are no children, the spouse is covered for an amount equal to sixty percent (60%) of the employee’s coverage and, if there is no spouse, each eligible child is covered for twenty percent (20%) of the employee’s coverage. If there is a spouse and one or more children, the spouse is covered for an amount equal to fifty percent (50%) of the employee’s coverage and each eligible child is covered for fifteen percent (15%) of the employee’s coverage. If an insured employee sustains an accidental bodily injury that results in a permanent paralysis within three hundred sixty-five (365) days of the accident, and less than The Principal Sum is payable by reason of such loss, and the insured employee thereafter suffers a greater loss as a result of the same accidental bodily injury within such three hundred sixty-five (365) day period following the accident, the excess benefit amount will be payable.
